The Crossings at Fleming Island Community Development District
475 West Town Place, Suite 114 St. Augustine, Florida 32092

September 17, 2026 Board of Supervisors
The Crossings at Fleming Island Community Development District
Dear Board Members:

The Crossings at Fleming Island Community Development District Board of Supervisors Meeting is scheduled for Thursday, September 24, 2026 at 6:00 p.m. at 2217 Eagle Harbor Parkway, Fleming Island, Florida 32003.

Following is the agenda for the meeting:

	I.	Roll Call

	I.	Pledge of Allegiance

	I.	Public Comment

	I.	Organizational Matters
	A.	Consideration of Appointing a New Supervisor to Fill the Vacancy (11/2026)

	A.	Oath of Office for Newly Appointed Supervisor

	A.	Consideration of Resolution 2026-07, Designating Officers

	I.	Approval of Consent Agenda
	A.	Minutes of the August 27, 2026 Meeting

	A.	Financial Statements

	A.	Check Register

	I.	Discussion of Refunding the Series 2014A-3 Bonds
	A.	Presentation from MBS Capital Markets | Raymond James

	A.	Consideration of Term Sheet from United Community Bank

	A.	Consideration of Bond Counsel Agreement with Nabors Giblin & Nickerson
	II.	Ratification of Agreement with Lake Doctors

	I.	Consideration of Proposal for FY27 Insurance

	I.	Management Team Reports
	A.	District Counsel
	B.	Ruppert Landscape – Report
	C.	Hampton Golf
	D.	District Manager & Operations - Operations Report
	II.	Supervisors’ Requests and Audience Comments
	III.	Next Scheduled Meeting – October 22, 2026 at 6:00 p.m. at 2217 Eagle Harbor Parkway

	I.	Adjournment

2

FOURTH ORDER OF BUSINESS

C.
RESOLUTION 2026-07

A RESOLUTION OF THE BOARD OF SUPERVISORS OF THE CROSSINGS AT FLEMING ISLAND COMMUNITY DEVELOPMENT DISTRICT DESIGNATING THE OFFICERS OF THE DISTRICT AND PROVIDING FOR AN EFFECTIVE DATE.

Whereas, The Crossings at Fleming Island Community Development District (the “District”) is a local unit of special-purpose government created and existing pursuant to Chapter 190, Florida Statutes, being situated entirely within the County of Clay, Florida; and

Whereas, the Board of Supervisors of the District desires to designate the Officers of the District.

Now, therefore, be it resolved by the Board of Supervisors of The Crossings at Fleming Island Community Development District:
Section 1.		 is appointed Chairman.

Section 2.		 is appointed Vice Chairman.

Section 3.		 is appointed Secretary and Treasurer.

	 is appointed Assistant Secretary.

	 is appointed Assistant Secretary.

	 is appointed Assistant Secretary.

	 is appointed Assistant Treasurer.

	 is appointed Assistant Secretary.

Section 4.	This Resolution shall become effective immediately upon its adoption.

PASSED AND ADOPTED THIS 24TH DAY OF SEPTEMBER, 2026.

ATTEST	THE CROSSINGS AT FLEMING ISLAND COMMUNITY DEVELOPMENT DISTRICT

Secretary/Assistant Secretary	Chairman/Vice Chairman

FIFTH ORDER OF BUSINESS

A.
The Crossings at Fleming Island CDD Board of Supervisors Meeting Minutes Thursday, August 27, 2026
2217 Eagle Harbor Parkway Fleming Island, Florida

(Please note: This is not verbatim, a CD recording of the board meeting is available on file for review).

Board Members Present

David Herold, Vice Chairman Mike Bruno, Supervisor
Paul Booth, Supervisor

Staff Present
Rich Komando, District Counsel, Kopelousos, Bradley & Garrison
Steve Andersen, District Manager and Operations Manager, Eagle Harbor Marilee Giles, District Administrator, Governmental Management Services, LLC Helen Runjo, Hampton Golf

	I.	Roll Call
Vice Chair Herold called the meeting to order at 6:00 p.m. and Ms. Giles called the roll.

	I.	Pledge of Allegiance

	I.	Public Comment
Mr. Hunter stated my comments concern contracts, negotiations and monitoring the performance of them.

Vice Chair Herold stated Steve Andersen is our district manager and you can reach out to him with phone or email and any other questions you may have about these items. Contracts are monitored throughout the year by the board and staff.

	I.	Approval of Consent Agenda
	A.	Approval of the Minutes of the July 23, 2026 Meeting

	A.	Financial Statements

	A.	Check Register

	V.	Consideration of Agreement with Raymond James Associates for Underwriting Services

Mr. Andersen stated we contacted MBS Capital to see if there were any possibilities of refinancing without extending the term of the 2014 A3 bonds, which covers areas in Eagle Nest, Eagle Perch and the Reserve. This letter is no cost and no obligation from the district and gives them the ability to explore options and at a future date they will bring term sheets to the board to review and approve.

	V.	Public Hearings for the Purpose of Adopting the Fiscal Year 2027 Budget

Vice Chairman Herold opened the public hearing by gavel.

	E.	Public Hearing to Consider Adopting the FY 27 Budget

	1.	Consideration of Resolution 2026-03 Relating to Annual Appropriations and Adopting the Budget for Fiscal Year 2027
Mr. Andersen stated this covers the general fund as well as the swim and tennis fund, and the capital reserve fund. The increase in assessments is due to two major factors, litigation, and the last year of the minimum wage increase. It is an increase of $45.14 per year, which is just under $4 per month.

Vice Chairman Herold closed the public hearing by gavel. Vice Chairman Herold opened the public hearing by gavel.
	E.	Public Hearing to Consider Adoption of the Water and Wastewater Enterprise Fund Budget

	1.	Consideration of Resolution 2026-04 Adopting the Final Water and Wastewater Enterprise Fund Budget for Fiscal Year 2027

Vice Chairman Herold closed the public hearing my gavel. Vice Chairman Herold opened the public hearing by gavel.
	1.	Consideration of Resolution 2026-05 Adopting the Final Golf Course Enterprise Fund Budget for Fiscal Year 2027

Vice Chairman Herold closed the public hearing my gavel. Vice Chairman Herold opened the public hearing by gavel.
	E.	Public Hearing to Consider Levying Non-Ad Valorem Assessments

	1.	Consideration of Resolution 2026-06 Levying Non-Ad Valorem Assessments for Operations and Maintenance Costs, Road System, Water Management System and Other Infrastructure Projects within the District for Fiscal Year 2027

Vice Chairman Herold closed the public hearing by gavel.

	V.	Consideration of Agreement with Ruppert Landscape for Landscape and Irrigation Maintenance Services

	V.	Consideration of Designating a Regular Meeting Schedule for Fiscal Year 2027

	V.	Consideration of Adopting Goals and Objectives for Fiscal Year 2027

	X.	Management Team Reports
	J.	District Counsel
Mr. Komando stated we are waiting for an order from the judge on the case that went to trial and when it is received, we will update you.

	J.	Ruppert Landscaping - Report
A copy of the monthly landscape report for August was included in the agenda package.

	J.	Hampton Golf - Report
A copy of the Eagle Harbor Golf Club performance report was included in the agenda package.

	J.	District Manager & Operations
Mr. Andersen reviewed the operations report, copy of which was included in the agenda package and presented a proposal to install inlets and make improvements to the driving range.

	X.	Supervisor’s Requests and Audience Comments
A resident asked about the letter from the district about $782 per household or is it $45.15?

Mr. Andersen stated it is $45.14 in addition, just under $4 per month.
A resident asked is there a website where we can get access to documents?
Mr. Andersen stated yes, it has meeting minutes, the budget and if you want a copy of the landscape contract, I can provide that to you.
Mr. Booth stated I am resigning from the board effective September 1, 2026. Thank you very much and it has been a pleasure serving with you.

XII	Next Scheduled Meeting – September 24, 2026 at 6:00 p.m. at 2217 Eagle Harbor Parkway

VII – Adjournment
Hearing no objection, the Chairman adjourned the meeting at 6:59 p.m.

Secretary/Assistant Secretary	Chairman/Vice Chairman

B.

The Crossings at Fleming Island
Community Development District

Unaudited Financial Reporting
August 31, 2026
Table of Contents

1

2-3

4

5

6

7

8

9-10

11

12-13

14-15

16-17
	Balance Sheet

	General Fund

	Capital Reserve Fund

	Debt Service Fund Series 2014A-1 & A-2

	Debt Service Fund Series 2014A-3

	Debt Service Fund Series 2017

	Water and Sewer Fund

	Golf Course Fund

	Swim & Tennis Fund

	General Fund Month to Month

	Water and Sewer Fund Month to Month

	Golf Course Fund Month to Month

18		Assessment Receipt Schedule
The Crossings at Fleming Island
Community Development District Combined Balance Sheet
August 31, 2026

| General | Governmental Funds Reserve | | Debt Service | Water/Sewer | Proprietary Funds Golf Course | Swim & Tennis | Totals | | | | | |
| Fund | Fund | | Fund | Fund | Fund | Fund | FY 2026 | | | | | |

Assets:
Cash:
Operating Account-Wells Fargo

$	137,617

# $	63,048

$

-

$	58,395

$	98,493

$	531,079

$	888,632

Operating Account-BB&T	- | - | - | - | - | - | - | | | | | | | |
Depository Account	- | - | - | - | 47,877 | 564,201 | 612,078 | | | | | | | |
Petty Cash	- | - | - | - | 1,617 | 900 | 2,517 | | | | | | | |
Accounts Receivable	- | - | - | 231,934 | 37,970 | 68,055 | 337,959 | | | | | | | |
Due from General Fund	- | 7,870 | - | - | - | - | 7,870 | | | | | | | |
Due from Water/Sewer	6,781 | - | - | - | - | - | 6,781 | | | | | | | |
Due from Other	- | - | - | - | - | - | - | | | | | | | |
Due from GC - Current year	66,520 | - | - | - | - | - | 66,520 | | | | | | | |
Due from Swim & Tennis Fund	13,250 | - | - | - | - | - | 13,250 | | | | | | | |
Due from Capital Outlay Fund	- | - | - | - | - | - | - | | | | | | | |
Due from Golf Course - Loan	235,256 | 75,538 | - | - | - | - | 310,794 | | | | | | | |
Due from Golf Course - Equipment Lease	433,379 | 77,620 | - | - | - | - | 510,999 | | | | | | | |
Due from Debt Service	- | - | - | - | - | - | - | | | | | | | |

Investments:
State Board of Administration (SBA)	2,366,643

56,001

-

3,895,231

283

-

6,318,157

State Board of Administration (SBA)-Reserves	1,380,066
Series 1999
Reserve	-

-

-

-

-

-

-

-

91,116

-

-

1,380,066

91,116

Interest	- | - | - | - | 3 | - | 3 | | | | | | | |
Revenue	- | - | - | - | 92,911 | - | 92,911 | | | | | | | |

Sinking	-
Series 2007/2016 Refunding/2017
Reserve	-

-

-

-

-

-

1

8

-

-

-

8

1

Surplus	- | - | - | 910,680 | - | - | 910,680 | | | | | | | |
Rate Stabilization	- | - | - | 277,570 | - | - | 277,570 | | | | | | | |
Renewal & Replacement	- | - | - | 288,425 | - | - | 288,425 | | | | | | | |
Revenue	- | - | - | 1,193,080 | - | - | 1,193,080 | | | | | | | |
Interest	- | - | - | 424,478 | - | - | 424,478 | | | | | | | |
Redemption - Tax Exempt	- | - | - | 934 | - | - | 934 | | | | | | | |

Redemption - Taxable	-
Series 2014 - A-1/A-2

-

-

287

-

-

287

Reserve A-1	- | - | 919,974 | - | - | - | 919,974 | | | | | | | |
Interest A-1	- | - | - | - | - | - | - | | | | | | | |
Revenue	- | - | 544,896 | - | - | - | 544,896 | | | | | | | |
Prepayment A-1	- | - | 6,387 | - | - | - | 6,387 | | | | | | | |
Reserve A-2	- | - | 357,189 | - | - | - | 357,189 | | | | | | | |
Interest A-2	- | - | - | - | - | - | - | | | | | | | |

Prepayment A-2	-
Series 2014 - A-3
Reserve A-3	-

-

-

526

371,992

-

-

-

-

-

-

526

371,992

Interest - A-3	- | - | - | - | - | - | - | | | | | | | |
Revenue	- | - | 262,887 | - | - | - | 262,887 | | | | | | | |
Prepayment A-3	- | - | 12,558 | - | - | - | 12,558 | | | | | | | |

Construction - A-3	-
Series 2017

-

-

-

-

-

-

Reserve - 2017	- | - | 32,969 | - | - | - | 32,969 | | | | | | | |
Interest - 2017	- | - | - | - | - | - | - | | | | | | | |
Revenue - 2017	- | - | 64,417 | - | - | - | 64,417 | | | | | | | |
Prepayment - 2017	- | - | 586 | - | - | - | 586 | | | | | | | |
Inventory	- | - | - | - | 211,247 | 35,497 | 246,744 | | | | | | | |
Prepaid Expenses	11,164 | - | - | - | 92,257 | 7,874 | 111,295 | | | | | | | |
Deposits	35,000 | - | - | - | 7,146 | - | 42,146 | | | | | | | |

Lease Asset	-
Non-Current Assets:
Fixed Assets	-

-

-

-

-

-

8,005,832

8,819

5,015,910

-

-

8,819

13,021,742

Total Assets	$	4,685,675 | $	280,076 | $	2,574,381 | $	15,286,847 | $	5,705,657 | $	1,207,606 | $	29,740,242 | | | | | | | |

Liabilities:
Accounts Payable

108,604

# $

37,779

$

-	$	7,863

$	359,267

$	86,181

$	599,693

Accrued Payroll/Bonuses | - | | - | | -	- | 84,298 | 66,990 | 151,288 | | | | | |
Member Liability | - | | - | | -	- | 104,315 | 4,475 | 108,790 | | | | | |
Due to General Fund | - | | - | | -	6,781 | 13,598 | 9,853 | 30,232 | | | | | |
Due to General Fund - Loan | - | | - | | -	- | 235,256 | - | 235,256 | | | | | |
Due to Capital Reserve - Loan | - | | - | | -	- | 75,538 | - | 75,538 | | | | | |
Due to Debt Service | (0) | | - | | -	- | - | - | (0) | | | | | |
Due to Reserve | (4,202) | | - | | -	- | - | - | (4,202) | | | | | |
Deferred Income | - | | - | | -	0 | 47,023 | 116,336 | 163,359 | | | | | |
Deposits Payable | 4,373 | | - | | -	905 | - | 10,425 | 15,703 | | | | | |
Lease Liability | - | | - | | -	- | 137,982 | - | 137,982 | | | | | |
Accrued Interest Payable - Bonds | - | | - | | -	249,284 | 2,706,958 | - | 2,956,242 | | | | | |
Accrued Principal Payable | - | | - | | -	971,667 | 4,065,000 | - | 5,036,667 | | | | | |
Maintenance Warranties | - | | - | | -	3,709 | - | - | 3,709 | | | | | |
Bonds Payable - 1999 | - | | - | | -	- | 475,000 | - | 475,000 | | | | | |
Bonds Payable - 2016 Ref | - | | - | | -	16,010,000 | - | - | 16,010,000 | | | | | |
Total Liabilities | $	108,775 | $ | 37,779 | $ | -	$	17,250,209 | $	8,304,234 | $	294,260 | $	25,995,257 | | | | | |

Fund Balance:
Nonspendable:

Deposits | $ | 35,000 | $ | - | $ | - | $	- | | $	- | | $	- | | $ | 35,000

Restricted for:
Debt Service

-

-

2,574,381

-

-

-

2,574,381

Water/Sewer Assigned for:
Capital Reserves

-

1,380,066

-

-

-

-

905

-

-

-

-

-

905

1,380,066

Unassigned/Unrestricted | 3,150,670 | 242,298 | - | (1,964,267) | (2,598,577) | 913,346 | (256,530) | | | | | | |
Total Fund Balances | $	4,576,900 | $	242,298 | $	2,574,381 | $	(1,963,362) | $	(2,598,577) | $	913,346 | $	3,744,986 | | | | | | |
Total Liabilities & Fund Balance | $	4,685,675 | $	280,076 | $	2,574,381 | $	15,286,847 | $	5,705,657 | $	1,207,606 | $	29,740,243 | | | | | | |

Revenues: | | | |
Special Assessments - Tax Roll | $	3,487,971 | $	3,487,971 | $	3,501,245 | $	13,274
Boat/RV Storage Fees | 115,000 | 105,417 | 107,480 | 2,063
Interest Income | 180,000 | 165,000 | 159,399 | (5,601)
Misc/Newsletter/Rental Income | 21,000 | 19,250 | 13,059 | (6,191)
Total Revenues | $	3,803,971 | $	3,777,638 | $	3,781,184 | $	3,546
Expenditures: | | | |
General & Administrative: | | | |
Supervisor Fees | $	15,000 | $	13,750 | $	9,118 | $	4,632
PR-FICA/Workers Comp/PR Fees | 17,000 | 15,583 | 23,377 | (7,794)
Engineering | 7,000 | 6,417 | - | 6,417
District Attorney | 33,400 | 30,617 | 31,493 | (876)
Litigation Counsel | 50,000 | 45,833 | 175,100 | (129,266)
Annual Audit | 4,500 | 4,125 | 2,596 | 1,529
Assessment Administration | 18,375 | 18,375 | 18,375 | 0
Arbitrage Rebate | 1,100 | 1,008 | 1,100 | (92)
Dissemination Agent | 2,100 | 1,925 | 1,925 | -
Trustee Fees | 20,000 | 18,333 | 14,244 | 4,089
District Manager/Administrator | 105,450 | 96,663 | 104,354 | (7,691)
General Administrative | 15,000 | 13,750 | 20,967 | (7,217)
Insurance General Liability | 74,128 | 74,128 | 63,167 | 10,961
Other Current Charges | 5,000 | 4,583 | 2,649 | 1,934
Dues, Licenses & Website | 25,000 | 22,917 | 9,130 | 13,787
Total General & Administrative | $	393,054 | $	368,008 | $	477,594 | $	(109,586)
Operations & Maintenance | | | |
Maintenance | | | |
Landscape Maintenance | $	863,114 | $	791,188 | $	791,190 | $	(1)
Landscape Maintenance - Contingency | 110,000 | 100,833 | 108,897 | (8,064)
Lake Maintenance | 90,000 | 82,500 | 67,175 | 15,325
Cost Sharing Agreement - Stone Creek | 14,000 | 12,833 | - | 12,833
Facility/Preventative Maintenance | 250,000 | 229,167 | 186,706 | 42,460
Utilities | 160,000 | 146,667 | 117,504 | 29,163
Security | 45,000 | 41,250 | 35,212 | 6,038
Operating Reserves | 5,895 | 5,404 | - | 5,404
Subtotal Maintenance | $	1,538,010 | $	1,409,842 | $	1,306,683 | $	103,159
Total Operations & Maintenance | $	1,538,010 | $	1,409,842 | $	1,306,683 | $	103,159
Total Expenditures | $	1,931,064 | $	1,777,850 | $	1,784,277 | $	(6,427)

Excess (Deficiency) of Revenues over Expenditures | $	1,872,907 | $	1,999,787	$	1,996,907	$	(2,881) | |
Other Financing Sources/(Uses): | | | |
Interfund Transfer In/(Out) - SBA Reserve | $	(125,000) | $	-	$	-	$	- | |
Interfund Transfer Out - Swim & Tennis | (1,747,907) | (1,602,249) | (1,602,249) | -
Total Other Financing Sources/(Uses) | $	(1,872,907) | $	(1,602,249) | $	(1,602,249) | $	-
Net Change in Fund Balance | $	0 | $	397,539 | $	394,658 | $	(2,881)
Fund Balance - Beginning | $	- | | $	4,182,242 |
Fund Balance - Ending | $	0 | | $	4,576,900 |

| Adopted | Prorated Budget | Actual |
| Budget | Thru 08/31/26 | Thru 08/31/26 | Variance
Revenues | | | |
Special Assessments - Tax Roll | $	620,196 | $	620,196 | $	630,416 | $	10,220
Interest | 20,000 | 18,333 | 1,976 | (16,357)
Total Revenues | $	640,196 | $	638,529 | $	632,393 | $	(6,137)
Expenditures: | | | |
Capital Outlay | $	619,686 | $	568,046 | $	254,076 | $	313,970
Other Current Charges | 500 | 458 | - | 458
Total Expenditures | $	620,186 | $	568,504 | $	254,076 | $	314,428
Excess (Deficiency) of Revenues over Expenditures | $	20,010 | $	70,026 | $	378,317 | $	308,291
Other Financing Sources/(Uses) | | | |
Transfer In/(Out) | $	- | $	- | $	- | $	-
Total Other Financing Sources (Uses) | $	- | $	- | $	- | $	-
Net Change in Fund Balance | $	20,010 | $	70,026 | $	378,317 | $	308,291
Fund Balance - Beginning | $	- | | $	(136,019) |
Fund Balance - Ending | $	20,010 | | $	242,298 |

Revenues: | | | |
Special Assessments - Tax Roll | $	2,411,887 | $	2,411,887 | $	2,417,858 | $	5,971
Special Assessments - Prepayments A-1 | - | - | 6,393 | 6,393
Special Assessments - Prepayments A-2 | - | - | 397 | 397
Interest Income | - | - | 113,389 | 113,389
Total Revenues | $	2,411,887 | $	2,411,887 | $	2,538,038 | $	126,151
Expenditures: | | | |
Series 2014 A-1 | | | |
Interest Expense - 11/1 | $	184,050 | $	184,050 | 190,613 | $	(6,563)
Special Call - 11/1 | - | - | 10,000 | (10,000)
Principal Expense - 5/1 | 1,490,000 | 1,490,000 | 1,485,000 | 5,000
Interest Expense - 5/1 | 184,050 | 184,050 | 182,475 | 1,575
Special Call - 7/1 | - | - | 1,055,000 | (1,055,000)

Series 2014 A-2
Interest Expense - 11/1

52,675

52,675

51,975

700

Special Call - 11/1 | - | - | 5,000 | (5,000)
Principal Expense - 5/1 | 260,000 | 260,000 | 260,000 | -
Interest Expense - 5/1 | 52,675 | 52,675 | 51,800 | 875
Special Call - 5/1 | - | - | - | -
Total Expenditures | $	2,223,450 | $	2,223,450 | $	3,291,863 | $	(1,068,413)
Excess (Deficiency) of Revenues over Expenditures | $	188,437 | $	188,437 | $	(753,824) | $	(942,261)
Other Financing Sources/(Uses): | | | |
Transfer In/(Out) | $	- | $	- | $	- | $	-
Total Other Financing Sources/(Uses) | $	- | $	- | $	- | $	-
Net Change in Fund Balance | $	188,437 | $	188,437 | $	(753,824) | $	(942,261)
Fund Balance - Beginning | $	941,772 | | $	2,582,796 |
Fund Balance - Ending | $	1,130,209 | | $	1,828,972 |

Revenues: | | | |
Special Assessments - Tax Roll | $	378,767 | $	378,767 | $	379,064 | $	297
Prepayments | - | - | 12,558 | 12,558
Interest Income | - | - | 21,808 | 21,808
Total Revenues | $	378,767 | $	378,767 | $	413,429 | $	34,662
Expenditures: | | | |
Series 2014 A-3 | | | |
Interest Expense - 11/1 | $	131,788 | $	131,788 | 129,513 | $	2,275
Special Call - 11/1 | - | - | 10,000 | (10,000)
Principal Expense - 5/1 | 110,000 | 110,000 | 120,000 | (10,000)
Interest Expense - 5/1 | 131,788 | 131,788 | 129,188 | 2,600
Special Call - 5/1 | - | - | - | -
Total Expenditures | $	373,575 | $	373,575 | $	388,700 | $	(15,125)
Excess (Deficiency) of Revenues over Expenditures | $	5,192 | $	5,192 | $	24,729 | $	19,537
Other Financing Sources/(Uses): | | | |
Transfer In/(Out) | $	- | $	- | $	- | $	-
Total Other Financing Sources/(Uses) | $	- | $	- | $	- | $	-
Net Change in Fund Balance | $	5,192 | $	5,192 | $	24,729 | $	19,537
Fund Balance - Beginning | $	232,262 | | $	622,708 |
Fund Balance - Ending | $	237,454 | | $	647,437 |

Revenues: | | | |
Special Assessments - Tax Roll | $	67,073 | $	67,073 | $	67,360 | $	287
Interest Income | - | - | 3,580 | 3,580
Total Revenues | $	67,073 | $	67,073 | $	70,939 | $	3,866
Expenditures: | | | |
Series 2017 | | | |
Interest Expense - 11/1 | $	21,131 | $	21,131 | 21,131 | $	-
Principal Expense - 5/1 | 20,000 | 20,000 | 20,000 | -
Interest Expense - 5/1 | 21,131 | 21,131 | 21,131 | -
Total Expenditures | $	62,263 | $	62,263 | $	62,263 | $	-
Excess (Deficiency) of Revenues over Expenditures | $	4,811 | $	4,811 | $	8,677 | $	3,866
Other Financing Sources/(Uses): | | | |
Transfer In/(Out) | $	- | $	- | $	- | $	-
Total Other Financing Sources/(Uses) | $	- | $	- | $	- | $	-
Net Change in Fund Balance | $	4,811 | $	4,811 | $	8,677 | $	3,866
Fund Balance - Beginning | $	47,517 | | $	89,295 |
Fund Balance - Ending | $	52,328 | | $	97,972 |

| Adopted | Prorated Budget | Actual |
| Budget | Thru 08/31/26 | Thru 08/31/26 | Variance
Operating Revenues: | | | |
Reclaimed Water Revenue | $	800,000 | $	666,667 | $	745,237 | $	78,570
Debt Capacity Charge | 1,976,556 | 1,647,130 | 1,804,065 | 156,935
Interest/Misc. Income | 200,000 | 183,333 | 193,056 | 9,722
Total Operating Revenues | $	2,976,556 | $	2,497,130 | $	2,742,358 | $	245,228
Administrative: | | | |
Engineering Fees | $	2,000 | $	1,833 | $	- | $	1,833
Arbitrage | 550 | 504 | 550 | (46)
Dissemination Agent | 1,000 | 917 | 917 | 0
District Attorney | 29,352 | 26,906 | 25,194 | 1,712
Annual Audit | 4,500 | 4,125 | 2,596 | 1,529
Trustee Fees | 10,500 | 9,625 | 5,647 | 3,978
District Manager/Administrator | 101,295 | 92,854 | 82,118 | 10,736
Computer Time | 1,000 | 917 | 917 | 0
Postage | 1,000 | 917 | 187 | 730
Insurance | 74,128 | 74,128 | 63,167 | 10,961
Other Current Charges | 15,000 | 13,750 | 535 | 13,215
Total Administrative: | $	240,325 | $	226,475 | $	181,828 | $	44,647
Water/Wastewater Operations | | | |
Service Charges | $	- | $	- | - | $	-
Meter Expenses | 1,000 | 917 | - | 917
Reclaimed Water | - | - | 150,301 | (150,301)
Repairs & Maintenance | 35,000 | 32,083 | 3,877 | 28,206
Electric | 40,000 | 36,667 | 34,564 | 2,102
Capital Outlay | 150,000 | 137,500 | 9,017 | 128,483
Contingency | 25,000 | 22,917 | 48,796 | (25,880)
Total Water/Wastewater Operations | $	251,000 | $	230,083 | $	246,555 | $	(16,472)
Total Operating Expenses | $	491,325 | $	456,559 | $	428,383 | $	28,175
Net Income before Debt Service | $	2,485,231 | $	2,040,571 | $	2,313,974 | $	273,403
Debt Service/Other Sources (Uses): | | | |
Principal Expense | $	(1,060,000) | (971,667) | (971,667) | $	-
Interest Expense | (683,476) | (626,520) | (591,021) | 35,499
Total Debt Service/Other Sources (Uses): | $	(1,743,476) | $	(1,598,186) | $	(1,562,688) | $	35,499
Change in Net Position | $	741,755 | $	442,385 | $	751,287 | $	308,902
Total Net Position - Beginning | $	- | | $	(2,714,648) |
Total Net Position - Ending | $	741,755 | | $	(1,963,362) |

Adopted | Prorated Budget | Actual | | Current
Budget | Thru 08/31/26 | Thru 08/31/26 | Variance | Month

Operating Revenues: | | | | |
User Fees - Dues | $	516,085 | $	472,555 | $	442,194 | $	(30,361) | $	43,205
Greens/Cart Fees | 1,713,279 | 1,817,202 | 1,612,972 | (204,230) | 119,140
Merchandise/Food/Beverage | 1,923,477 | 1,833,247 | 1,772,111 | (61,136) | 143,548
Rental Revenue | 93,500 | 73,000 | 76,758 | 3,758 | 6,270
Tournament Revenue | 244,940 | - | - | - | -
Discount Programs | - | - | (35,068) | (35,068) | (2,289)
Membership Income - Other Fees | 5,324 | 4,880 | 3,353 | (1,527) | 65
Miscellaneous Income | 76,437 | 87,339 | 107,772 | 20,433 | 8,513
Initiation Fees | 15,750 | 15,750 | 40,225 | 24,475 | 4,000
Interest Income/Commissions | - | - | 3,479 | 3,479 | 306
Sales Tax/Gratuities/Lesson Income | 683,189 | 626,257 | 330 | (625,927) | 30
Total Operating Revenues | $	5,271,981 | $	4,930,230 | $	4,024,126 | $	(906,104) | $	322,788
Cost of Goods Sold: | | | | |
Cost of Goods Sold | $	801,999 | $	752,810 | $	698,596 | (54,214) | $	55,346
Gross Profit | $	4,469,982 | $	4,177,420 | $	3,325,530 | $	(851,890) | $	267,442
Operating Expenses: | | | | |
Salaries | $	1,762,634 | $	1,615,818 | $	1,556,611 | $	59,207 | $	141,569
Commissions & Bonuses | 65,597 | 56,472 | 52,310 | 4,162 | 3,607
Employee Expenses | 322,993 | 298,208 | 301,654 | (3,446) | 26,630
Employee Uniforms | 4,946 | 4,211 | 1,251 | 2,960 | 40
Travel & Per Diem | - | - | 169 | (169) | -
Training | 9,899 | 8,638 | 3,573 | 5,065 | 720
Janitorial Expense | 25,200 | 23,100 | 22,660 | 440 | 2,060
Janitorial Supplies | 12,541 | 11,891 | 8,511 | 3,380 | 382
Tournaments & Events | 62,888 | 59,788 | 52,647 | 7,141 | 4,626
Marketing & Advertising | 26,888 | 24,767 | 18,080 | 6,687 | 2,237
Centralized Services | 78,600 | 50,050 | 52,667 | (2,617) | 4,550
Course & Grounds Maintenance | 29,646 | 27,646 | 25,998 | 1,648 | -
Repairs - Equipment | 20,406 | 18,706 | 45,713 | (27,007) | 3,090
Repairs - Buildings | 13,236 | 12,186 | 11,463 | 723 | 1,437
Operating Supplies | 118,605 | 107,069 | 139,640 | (32,571) | 13,969
Office Supplies | 4,421 | 3,946 | 1,341 | 2,605 | 98
Postage | 600 | 550 | 469 | 81 | -
Printing & Reproduction | 900 | 825 | 4,338 | (3,513) | 177
Utility Services | 113,493 | 104,563 | 107,933 | (3,370) | 12,896
Gas/Oil/Propane | 34,111 | 30,445 | 42,090 | (11,645) | 5,118
Refuse & Potables | 28,618 | 26,392 | 30,750 | (4,358) | 3,563
Telephone/T1 Line | 11,360 | 10,367 | 8,770 | 1,597 | 795
Security/Pest Control | 36,018 | 38,879 | 35,412 | 3,467 | 3,364
Music & Cable Service | 14,400 | 13,400 | 16,982 | (3,582) | 1,078
Dues and Subscriptions | 28,872 | 27,149 | 34,210 | (7,061) | 5,010
Chemicals | 65,849 | 60,249 | 95,173 | (34,924) | (566)
Fertilizer - Course | 84,013 | 78,013 | 46,598 | 31,415 | (17,225)
Sand, Seed & Dressing | 20,611 | 18,561 | 13,016 | 5,545 | 1,725
Small Tools | - | - | 178 | (178) | -
Licenses/Permits | 5,880 | 5,390 | 550 | 4,840 | -
Cash Short/Over | - | - | 484 | (484) | 128
Bad Debt | 337 | 337 | - | 337 | -
Other Services | 13,871 | 1,169 | 864 | 305 | 71
Trustee Fees/Bank Charges | 96,303 | 89,970 | 137,010 | (47,040) | 11,386
Aerification | 34,000 | 34,000 | 600 | 33,400 | -
Management Fees - Hampton | 88,200 | 80,850 | 77,000 | 3,850 | 7,000

Adopted | Prorated Budget | Actual | | Current
Budget | Thru 08/31/26 | Thru 08/31/26 | Variance | Month

Operating Expenses: (Continued) | | | | |
Rentals & Leases | $	282,820 | $	257,432 | $	296,975 | $	(39,543) | 33,106
Lake Maintenance | 30,000 | 27,500 | 27,500 | - | 2,500
Insurance | 150,000 | 137,500 | 126,389 | 11,111 | 11,585
Other Current Charges/RE Taxes | 34,192 | 31,392 | 30,903 | 489 | 2,799
District Manager/Administrator | 68,040 | 63,620 | 55,482 | 8,138 | 4,409
District Attorney | 6,672 | 6,116 | 6,249 | (133) | 573
Accounting & Audit | 6,804 | 6,237 | 12,455 | (6,218) | 8,935
Sales Tax/Gratuities/Lesson Income | 683,189 | 626,257 | - | 626,257 | -
Total Operating Expenses: | $	4,497,653 | $	4,099,659 | $	3,502,668 | $	596,991 | $	303,442
Net Income before Non-Operating Income (Expense) | $	(27,671) | $	77,761 | $	(177,138) | $	(254,899) | $	(36,000)

Non-Operating Income/(Expenses):

Other Non-Operating Income

$	-

$	-

$	-

$	-

$	-

Total Non-Operating Income/(Expenses): | $	- | $	- | $	- | $	- | $	-
Change in Net Position | $	(27,671) | $	77,761 | $	(177,138) | $	(254,899) | $	(36,000)
Total Net Position - Beginning | $	- | | $	(2,421,439) | |
Total Net Position - Ending | $	(27,671) | | $	(2,598,577) | |

Adopted | Prorated Budget | Actual | | Current
Budget | Thru 08/31/26 | Thru 08/31/26 | Variance | Month

Operating Revenues: | | | | |
User Fees | $	165,000 | $	151,692 | $	170,583 | $	18,891 | $	17,821
Lesson Income Tennis | 270,000 | 248,142 | 284,197 | 36,055 | 22,634
Merchandise/Food/Beverage Sale | 155,000 | 132,484 | 171,143 | 38,659 | 28,147
Total Operating Revenues | $	590,000 | $	532,318 | $	625,923 | $	93,605 | $	68,602
Cost of Goods Sold: | | | | |
Cost of Goods Sold | $	120,000 | $	104,366 | $	117,052 | $	(12,686) | $	18,157
Gross Profit | $	470,000 | $	427,952 | $	508,871 | $	80,919 | $	50,445
Operating Expenses: | | | | |
Salaries | $	995,000 | $	919,613 | $	942,940 | $	(23,327) | $	126,335
Employee Expenses | 270,000 | 248,748 | 248,046 | 702 | 25,294
Employee Education and Training | 8,000 | 8,000 | 887 | 7,113 | 225
Promotional Activities | 100,000 | 89,692 | 61,860 | 27,832 | 2,823
Activities & Events - Tennis | 5,000 | 4,500 | 4,229 | 271 | 3,140
Communications and Freight | 32,000 | 29,595 | 26,197 | 3,398 | 2,450
Customer Service & Advertising | 6,000 | 5,305 | 3,490 | 1,815 | 788
Other Contractual | 40,000 | 36,960 | 41,638 | (4,678) | 3,472
Repairs & Maintenance | 90,000 | 78,077 | 62,837 | 15,240 | 3,933
Operating Supplies | 35,000 | 31,584 | 29,599 | 1,985 | 4,552
Office Supplies | 15,000 | 14,738 | 6,065 | 8,673 | 214
Utility Services | 165,858 | 149,767 | 128,207 | 21,560 | 13,748
Gas/Oil/Propane | 38,000 | 38,000 | 39,587 | (1,587) | 54
Chemicals | 85,000 | 75,388 | 67,289 | 8,099 | 5,152
Licenses/Permits | 4,000 | 4,000 | 2,887 | 1,113 | 442
Bad Debt Expense | - | - | (247) | 247 | -
Cash Short/Over | - | - | 149 | (149) | (2)
Trustee Fees | 34,000 | 30,831 | 30,746 | 85 | 4,237
District Manager/Administrator | 50,000 | 50,198 | 45,391 | 4,807 | 3,890
Insurance | 45,419 | 41,634 | 38,602 | 3,032 | 3,509
Taxes | 130 | 130 | 156 | (26) | 165
Audit | 4,500 | - | - | - | -
Total Operating Expenses: | $	2,022,907 | $	1,856,760 | $	1,780,555 | $	76,205 | $	204,421
Net Income before Non-Operating Income (Expense) | $	(1,552,907) | $	(1,428,808) | $	(1,271,684) | $	157,124 | $	(153,976)
Non-Operating Income/(Expenses): | | | | |
Other Income | $	- | $	- | $	(1,152) | $	(1,152) | $	(366)
Interfund Transfer In | 1,747,907 | 1,602,248 | 1,602,248 | - | 145,659
CDD Lesson Income | 30,000 | 28,159 | 33,639 | 5,480 | 2,542
Lessons Paid Out | (225,000) | (206,325) | (285,967) | (79,642) | (22,502)
Total Non-Operating Income/(Expenses): | $	1,552,907 | $	1,424,082 | $	1,348,768 | $	(75,314) | $	125,333
Change in Net Position | $	- | $	(4,726) | $	77,084 | $	81,810 | $	(28,643)
Total Net Position - Beginning | $	- | | $	836,262 | |
Total Net Position - Ending | $	- | | $	913,346 | |

Revenues:

Special Assessments - Tax Roll | $	3,487,971 | $	- | $  1,161,485 | $	2,032,075 | $	68,824 | $	44,886 | $	42,891 | $	106,821 | $	12,255 | $	32,007 | $	- | $	- | $	- | $	3,501,245
Boat/RV Storage Fees | 115,000 | - | 9,790 | - | 9,970 | 9,715 | - | 39,145 | 9,790 | 9,790 | 9,640 | 9,640 | - | 107,480
Interest Income | 180,000 | 10,649 | 8,742 | 15,593 | 18,497 | 16,154 | 16,713 | 15,958 | 15,657 | 14,413 | 14,136 | 12,888 | - | 159,399
Misc/Newsletter/Rental Income | 21,000 | - | - | 2,760 | - | 485 | - | 1,055 | - | 1,335 | 5,205 | 2,220 | - | 13,059

016  $	2,050,428 | $	97,291 | $	71,240 | $	59,605 | $	162,978 | $	37,702 | $	57,545 | $	28,981 | $	24,748 | $	-	$	3,781,184 | | | |
-	$	800 | $	- | $	2,118 | $	1,000 | $	1,000 | $	1,000 | $	800 | $	800 | $	800 | $	-	$	9,118 | | | |
PR-FICA/Workers Comp/PR Fees | 17,000 | 2,293 | 1,735 | 4,057 | 2,209 | 865 | 1,979 | 2,913 | 1,826 | 1,827 | 1,838 | 1,834 | -	23,377
Engineering | 7,000 | - | - | - | - | - | - | - | - | - | - | - | -	-
District Attorney | 33,400 | 2,863 | 2,863 | 2,863 | 2,863 | 2,863 | 2,863 | 2,863 | 2,863 | 2,863 | 2,863 | 2,863 | -	31,493
Litigation Counsel | 50,000 | 5,343 | 16,932 | 6,102 | 32,282 | 24,420 | 3,049 | 11,676 | 16,094 | 44,745 | 6,024 | 8,433 | -	175,100
Annual Audit | 4,500 | - | - | - | - | - | - | - | - | - | 2,596 | - | -	2,596
Assessment Administration | 18,375 | 18,375 | - | - | - | - | - | - | - | - | - | - | -	18,375
Arbitrage Rebate | 1,100 | - | - | 1,100 | - | - | - | - | - | - | - | - | -	1,100
Dissemination Agent | 2,100 | 175 | 175 | 175 | 175 | 175 | 175 | 175 | 175 | 175 | 175 | 175 | -	1,925
Trustee Fees | 20,000 | - | - | - | - | - | - | - | - | - | 4,095 | 10,149 | -	14,244
District Manager/Administrator | 105,450 | 12,230 | 8,532 | 8,532 | 8,532 | 8,532 | 8,532 | 15,337 | 3,438 | 13,625 | 8,532 | 8,532 | -	104,354
General Administrative | 15,000 | 86 | 1,986 | 4,887 | 122 | 151 | 83 | 83 | 2,551 | 365 | 9,442 | 1,210 | -	20,967
Insurance General Liability | 74,128 | 63,167 | - | - | - | - | - | - | - | - | - | - | -	63,167
Other Current Charges | 5,000 | - | 320 | - | - | - | 174 | 118 | 441 | 87 | 208 | 1,300 | -	2,649
Dues, Licenses & Website | 25,000 | - | - | 2,039 | - | 6,561 | - | - | - | - | 530 | - | -	9,130
Total General & Administrative | $	393,054 | $	105,333 | $	32,543 | $	30,556 | $	46,183 | $	45,684 | $	17,855 | $	34,165 | $	28,389 | $	64,488 | $	37,102 | $	35,297 | $	-  $	477,594

Operations & Maintenance

$	71,926  $
71,926  $
71,926  $
71,926  $
71,926  $
71,926  $
71,926  $
71,926  $

$	140,397  $
117,816  $
112,777  $
106,169  $
101,145  $
115,493  $
126,041  $
116,942

$	140,397  $

117,816  $

112,777  $

106,169  $

101,145  $

115,493  $

126,041  $

116,942

$	245,730  $

150,358  $

143,333  $

152,352  $

146,829  $

133,348  $

160,206  $

145,332

$  (235,082) $

1,029,658  $

1,907,096  $

(55,061) $

(75,589) $

(73,743) $

2,772  $

(107,629) $

-  $	-  $
-  $	-  $	-  $
-  $	-  $	-  $

(145,659) $
(145,659) $
(145,659) $
(145,659) $
(145,659) $
(145,659) $
(145,659) $
(145,659)

(380,740) $

883,999  $

1,761,437 $

(200,720) $

(221,248) $

(219,402) $

(142,886) $

(253,288)

Operating Revenues:

Reclaimed Water Revenue

$	800,000  $

72,048  $

62,037  $

69,778  $

62,111  $

54,559  $

58,392  $

73,391  $

76,731  $

71,447  $

76,965  $

67,778  $	-	$

745,237

Debt Capacity Charge	1,976,556	163,540 | 163,919 | 163,726 | 164,044 | 163,609 | 164,167 | 163,943 | 163,936 | 164,744 | 164,280 | 164,156 | -	1,804,065 | |
Interest/Misc. Income	200,000	20,525 | 15,602 | 15,943 | 16,140 | 16,387 | 16,941 | 17,532 | 17,134 | 17,707 | 19,210 | 19,936 | -	193,056 | |
Total Operating Revenues | $	2,976,556 | $	256,113 | $	241,558 | $	249,447 | $	242,295 | $	234,555 | $	239,500 | $	254,866 | $	257,801 | $	253,899 | $	260,456 | $	251,869 | $	-	$	2,742,358
Expenditures: | | | | | | | | | | | | |
Administrative: | | | | | | | | | | | | |
Engineering Fees | $	2,000 | $	- | $	- | $	- | $	- | $	- | $	- | $	- | $	- | $	- | $	- | $	- | $	-	$	-
Arbitrage | 550 | - | - | - | 550 | - | - | - | - | - | - | - | -	550
Dissemination Agent | 1,000 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | -	917
District Attorney | 29,352 | 2,290 | 2,290 | 2,290 | 2,290 | 2,290 | 2,290 | 2,290 | 2,290 | 2,290 | 2,290 | 2,290 | -	25,194
Annual Audit | 4,500 | - | - | - | - | - | - | - | - | - | 2,596 | - | -	2,596
Trustee Fees | 10,500 | - | - | - | 5,647 | - | - | - | - | - | - | - | -	5,647
District Manager/Administrator | 101,295 | 7,465 | 7,465 | 4,075 | 10,856 | 7,465 | 7,465 | 7,465 | 3,390 | 11,540 | 7,465 | 7,465 | -	82,118
Computer Time | 1,000 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | 83 | -	917
Postage | 1,000 | 53 | - | 0 | - | - | - | 3 | - | - | 42 | 88 | -	187
Insurance | 74,128 | 63,167 | - | - | - | - | - | - | - | - | - | - | -	63,167
Other Current Charges | 15,000 | 0 | - | - | 225 | - | 37 | 9 | - | 107 | 157 | - | -	535
Total Administrative: | $	240,325 | $	73,143 | $	9,922 | $	6,532 | $	19,734 | $	9,922 | $	9,959 | $	9,934 | $	5,847 | $	14,105 | $	12,718 | $	10,011 | $	-  $	181,828

Operations & Maintenance

Water/Wastewater Operations | | | | | | | | | | | | | | |
Meter Expenses | $	1,000 | $	- | $	- | $	- | $	- | $	- | $	- | $	- | $	- | $	- | $	- | $	- | $ | - | $	-
Reclaimed Water | - | 29,646 | - | 14,635 | - | 10,174 | - | 16,838 | 17,041 | 22,088 | 20,595 | 19,285 | | - | 150,301
Repairs & Maintenance | 35,000 | 2,645 | - | - | 472 | 475 | - | - | - | 285 | - | - | | - | 3,877
Electric | 40,000 | 3,152 | 3,076 | 2,826 | 2,427 | 2,104 | 1,710 | 3,475 | 4,122 | 4,226 | 3,820 | 3,626 | | - | 34,564
Capital Outlay | 150,000 | 1,415 | 877 | - | - | 2,449 | 688 | 3,589 | - | - | - | - | | - | 9,017
Contingency | 25,000 | - | - | 48,796 | - | - | - | - | - | - | - | - | | - | 48,796
Total Water/Wastewater Operations | $	251,000 | $	36,858 | $	3,953 | $	66,257 | $	2,899 | $	15,202 | $	2,398 | $	23,902 | $	21,163 | $	26,598 | $	24,414 | $	22,911 | $	- | $	246,555 |

$	2,485,231  $
146,112  $
227,683  $
176,657  $
219,662  $
209,431  $
227,143  $
221,030  $

$	(1,060,000) $
(88,333) $
(88,333) $
(88,333) $
(88,333) $
(88,333) $
(88,333) $
(88,333) $

$	(1,743,476) $
(142,063) $
(142,063) $
(142,063) $
(142,063) $
(142,063) $
(142,063) $
(142,062) $

$	741,755  $

4,049  $

85,620  $

34,595  $

77,599  $

67,368  $

85,080  $

78,967  $

Operating Revenues:

User Fees - Dues | $	516,085 | $	40,907 | $	39,421 | $	39,559 | $	38,364 | $	39,320 | $	38,450 | $	38,208 | $	38,342 | $	41,551 | $	- | $	- | $	- | $	354,122
Greens/Cart Fees | 1,713,279 | 133,595 | 155,476 | 129,540 | 118,113 | 145,790 | 206,547 | 148,679 | 177,294 | 136,219 | - | - | -	1,351,253 |
Merchandise/Food/Beverage | 1,923,477 | 164,003 | 160,121 | 167,618 | 122,987 | 139,552 | 186,677 | 191,318 | 191,858 | 159,170 | - | - | -	1,483,304 |
Rental Revenue | 93,500 | 6,164 | 7,070 | 9,321 | 3,210 | 5,317 | 7,309 | 5,688 | 14,596 | 7,460 | - | - | -	66,135 |
Tournament Revenue | 244,940 | - | - | - | - | - | - | - | - | - | - | - | -	- |
Discount Programs | - | (3,545) | (2,465) | (4,372) | (2,465) | (2,091) | (4,117) | (3,349) | (3,371) | (4,499) | - | - | -	(30,274) |
Membership Income - Other Fees | 5,324 | - | 139 | (60) | 1,995 | 410 | 488 | 93 | 70 | 121 | - | - | -	3,256 |
Miscellaneous Income | 76,437 | 8,365 | 8,673 | 11,317 | 8,225 | 9,004 | 11,328 | 13,484 | 11,572 | 7,725 | - | - | -	89,693 |
Initiation Fees | 15,750 | 4,725 | - | 6,500 | - | 1,500 | - | 3,000 | 8,500 | 3,000 | - | - | -	27,225 |
Interest Income/Commissions | - | 350 | 355 | 336 | 332 | 317 | 282 | 307 | 295 | 305 | - | - | -	2,879 |
Sales Tax/Gratuities/Lesson Income | 683,189 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 30 | - | - | -	270 |
Total Operating Revenues | $	5,271,981 | $	354,594 | $	368,820 | $	359,789 | $	290,791 | $	339,149 | $	446,994 | $	397,458 | $	439,186 | $	351,082 | $	-	$	-	$	-	$	3,347,863 | | |
Cost of Goods Sold: | | | | | | | | | | | | | |
Cost of Goods Sold | $	801,999 | $	66,481 | $	60,153 | $	69,083 | $	46,312 | $	52,578 | $	71,207 | $	84,169 | $	67,012 | $	69,084 | $	-	$	-	-	586,079 | | |
Gross Profit | $	4,469,982 | $	288,113 | $	308,667 | $	290,706 | $	244,479 | $	286,571 | $	375,787 | $	313,289 | $	372,174 | $	281,998 | $	-  $	-  $	-  $	2,761,784 | | |
Operating Expenses: | | | | | | | | | | | | | |
Salaries | $	1,762,634 | $	144,021 | $	132,037 | $	145,749 | $	139,633 | $	128,181 | $	149,072 | $	152,048 | $	142,249 | $	137,325 | $	-	$	-	$	-	$	1,270,315 | | |
Commissions & Bonuses | 65,597 | 3,794 | 3,497 | 4,080 | 2,762 | 3,552 | 6,400 | 8,667 | 4,957 | 7,293 | - | - | - | 45,002
Employee Expenses | 322,993 | 26,107 | 24,535 | 30,862 | 30,390 | 24,036 | 31,129 | 28,562 | 27,982 | 27,542 | - | - | - | 251,145
Employee Uniforms | 4,946 | - | - | - | 85 | (3) | - | 545 | 205 | 154 | - | - | - | 986
Travel & Per Diem | - | - | - | - | 169 | - | - | - | - | - | - | - | - | 169
Training | 9,899 | 512 | 242 | - | 796 | 316 | 122 | 61 | 62 | 678 | - | - | - | 2,789
Janitorial Expense | 25,200 | 2,060 | 2,060 | 2,060 | 2,060 | 2,060 | 2,060 | 2,060 | 2,060 | 2,060 | - | - | - | 18,540
Janitorial Supplies | 12,541 | 1,001 | 901 | 718 | 1,521 | 614 | 941 | 648 | 694 | 791 | - | - | - | 7,829
Tournaments & Events | 62,888 | 4,339 | 4,565 | 5,510 | 5,314 | 4,683 | 4,485 | 4,178 | 4,078 | 4,712 | - | - | - | 41,864
Marketing & Advertising | | 1,628 | 1,707 | 2,893 | 1,758 | 656 | 4,645 | (220) | 545 | 1,100 | | | | 14,712
Centralized Services | 78,600 | 4,550 | 4,550 | 4,550 | 4,550 | 4,550 | 4,550 | 4,550 | 4,888 | 5,778 | - | - | - | 42,516
Course & Grounds Maintenance | 29,646 | 4,000 | 2,890 | 2,351 | 1,558 | 6,779 | 229 | 3,800 | 4,116 | 265 | - | - | - | 25,988
Repairs - Equipment | 20,406 | 12,677 | 891 | 6,333 | 4,436 | 2,815 | 2,554 | 693 | 3,548 | 3,032 | - | - | - | 36,979
Repairs - Buildings | 13,236 | 327 | - | 1,523 | (2,010) | 1,352 | 25 | 2,111 | 2,982 | 650 | - | - | - | 6,960
Operating Supplies | 118,605 | 10,951 | 9,440 | 10,879 | 10,633 | 11,400 | 11,191 | 13,366 | 17,878 | 15,303 | - | - | - | 111,041
Office Supplies | 4,421 | 152 | 79 | 18 | 207 | 197 | 11 | 182 | 107 | 268 | - | - | - | 1,221
Postage | 600 | - | - | 31 | - | - | - | - | 371 | 67 | - | - | - | 469
Printing & Reproduction | 900 | 202 | 408 | 12 | 366 | 738 | - | 2,269 | - | 63 | - | - | - | 4,058
Utility Services | 113,493 | 8,440 | 8,423 | 10,241 | 8,176 | 8,771 | 8,265 | 9,994 | 8,199 | 13,062 | - | - | - | 83,571
Gas/Oil/Propane | 34,111 | 4,909 | 1,472 | 975 | 2,413 | 2,769 | 3,990 | 3,769 | 5,042 | 6,107 | - | - | - | 31,446
Refuse & Potables | 28,618 | 2,610 | 2,230 | 2,656 | 2,623 | 2,271 | 2,610 | 2,765 | 3,324 | 3,399 | - | - | - | 24,488
Telephone/T1 Line | 11,360 | 745 | 791 | 742 | 724 | 740 | 1,020 | 1,078 | 515 | 783 | - | - | - | 7,138
Security/Pest Control | 36,018 | 3,277 | 2,373 | 3,083 | 4,237 | 2,624 | 2,832 | 3,577 | 4,428 | 3,021 | - | - | - | 29,452
Music & Cable Service | 14,400 | 2,123 | 3,470 | 1,752 | 2,296 | 984 | 1,413 | 661 | 1,231 | 1,317 | - | - | - | 15,247
Dues and Subscriptions | 28,872 | 2,699 | 2,054 | 7,793 | 1,894 | 1,566 | 3,310 | 2,255 | 2,529 | 2,003 | - | - | - | 26,103
Chemicals | 65,849 | 7,976 | 6,217 | 6,893 | 2,511 | 4,688 | 13,961 | 3,535 | 15,243 | 21,040 | - | - | - | 82,064
Fertilizer - Course | 84,013 | 4,014 | 3,176 | 2,636 | 1,242 | (127) | 12,265 | 11,797 | 8,920 | 12,781 | - | - | - | 56,704

| Adopted Budget | Oct | Nov | Dec | Jan | Feb | March | April | May | June | July | Aug | Sept | Total | | | | | |
Operating Expenses: (continued) | | | | | | | | | | | | | | | | | | | |
Sand, Seed & Dressing | 20,611 | 928 | 1,344 | - | - | - | 1,016 | 5,332 | 888 | 919 | - | - | - | 10,427 | | | | | |
Small Tools | - | 178 | - | - | - | - | - | - | - | - | - | - | - | 178 | | | | | |
Licenses/Permits | 5,880 | - | - | - | - | - | - | 500 | - | 50 | - | - | - | 550 | | | | | |
Cash Short/Over | - | (78) | 34 | 372 | (177) | 148 | (61) | 237 | 138 | (106) | - | - | - | 507 | | | | | |
Bad Debt | 337 | - | - | - | - | - | - | - | - | - | - | - | - | - | | | | | |
Other Services | 13,871 | 159 | 70 | 69 | 70 | 259 | 71 | (118) | 321 | (209) | - | - | - | 692 | | | | | |
Trustee Fees/Bank Charges | 96,303 | 13,000 | 12,629 | 13,477 | 15,130 | 10,797 | 10,461 | 12,698 | 12,088 | 14,244 | - | - | - | 114,524 | | | | | |
Aerification | 34,000 | - | - | - | 600 | - | - | - | - | - | - | - | - | 600 | | | | | |
Management Fees - Hampton | 88,200 | 7,000 | 7,000 | 7,000 | 7,000 | 7,000 | 7,000 | 7,000 | 7,000 | 7,000 | - | - | - | 63,000 | | | | | |
Rentals & Leases | 282,820 | 28,531 | 25,549 | 14,272 | 27,518 | 26,867 | 26,773 | 27,411 | 26,764 | 27,540 | - | - | - | 231,225 | | | | | |
Lake Maintenance | 30,000 | 2,500 | 2,500 | 2,500 | 2,500 | 2,500 | 2,500 | 2,500 | 2,500 | 2,500 | - | - | - | 22,500 | | | | | |
Insurance | 150,000 | 10,643 | 10,642 | 11,385 | 12,105 | 12,105 | 11,585 | 11,585 | 11,585 | 11,585 | - | - | - | 103,220 | | | | | |
Other Current Charges/RE Taxes | 34,192 | 2,702 | 2,874 | 2,925 | 2,806 | 2,799 | 2,799 | 2,801 | 2,800 | 2,799 | - | - | - | 25,305 | | | | | |
District Manager/Administrator | 68,040 | 4,950 | 3,868 | 4,409 | 4,410 | 4,409 | 4,409 | 4,409 | 4,409 | 4,409 | - | - | - | 39,682 | | | | | |
District Attorney | 6,672 | 556 | 556 | 556 | 572 | 573 | 573 | 572 | 573 | 572 | - | - | - | 5,103 | | | | | |
Accounting & Audit | 6,804 | 192 | 191 | - | - | 575 | 575 | 192 | 192 | 191 | - | - | - | 2,108 | | | | | |
Equipment | - | - | - | - | - | - | - | - | - | - | - | - | - | - | | | | | |
Sales Tax/Gratuities/Lesson Income | 683,189 | - | - | - | - | - | - | - | - | - | - | - | - | - | | | | | |
Total Operating Expenses: | $	4,470,765 | $ | 324,375 | $ | 285,265  $ | 311,305 | $ | 302,878 | $ | 284,244  $ | 334,781  $ | 338,070 | $ | 335,411  $ | 342,088 | $ | -  $ | -  $ | -  $ | 2,858,417
Net Income before Non-Operating Income (Ex $	(783) | $ | (36,262) | $ | 23,402  $ | (20,599) | $ | (58,399) | $ | 2,327  $ | 41,006  $ | (24,781) | $ | 36,763  $ | (60,090) | $ | -  $ | -  $ | -  $ | (96,633) |
Net Change in Fund Balance | $	(783) $ | (36,262) $ | 23,402  $ | (20,599) $ | (58,399) $ | 2,327  $ | 41,006  $ | (24,781) $ | 36,763  $ | (60,090) $ | -  $ | -  $ | -  $ | (96,633) | | | | | |
COMMUNITY DEVELOPMENT DISTRICT
Special Assessment Receipts - Clay County Fiscal Year 2026

Gross Assessments | $	3,710,607.49 | $	659,771.95 | $	4,370,379.44
Net Assessments | $	3,487,971.04 | $	620,185.63 | $	4,108,156.67
allocation in % | 84.90% | 15.10% | 100.00%

-
-

Date

Gross Amount

Discount

Commission

Net Receipts

2014A1/A2
Debt Service

2014A3
Debt Service

2017
Debt Service

Total

11/06/25 | $	21,903.79 | 1,139.00 | 415.30 | $	20,349.49 | $	17,177.84 | $	2,693.08 | $	478.56 | $	20,349.49
11/12/25 | 135,592.06 | 5,423.55 | 2,603.38 | $	127,565.13 | 107,682.99 | 16,882.17 | 2,999.97 | 127,565.13
11/24/25 | 465,021.65 | 18,600.60 | 8,928.41 | $	437,492.64 | 369,305.59 | 57,898.47 | 10,288.58 | 437,492.64
12/08/25 | 1,895,722.83 | 75,827.68 | 36,397.90 | $	1,783,497.25 | 1,505,523.63 | 236,030.86 | 41,942.76 | 1,783,497.25
12/22/25 | 225,362.68 | 8,566.93 | 4,335.92 | $	212,459.83 | 179,346.11 | 28,117.27 | 4,996.45 | 212,459.83
01/12/26 | 71,797.31 | 2,167.41 | 1,392.60 | $	68,237.30 | 57,601.92 | 9,030.63 | 1,604.75 | 68,237.30
02/10/26 | 23,532.01 | 474.04 | 461.15 | $	22,596.82 | 19,074.91 | 2,990.50 | 531.41 | 22,596.82
03/06/26 | 57,179.11 | 576.04 | 1,132.06 | $	55,471.01 | 46,825.37 | 7,341.12 | 1,304.52 | 55,471.01
04/13/26 | 91,848.79 | 18.11 | 1,836.62 | $	89,994.06 | 75,967.70 | 11,909.96 | 2,116.40 | 89,994.06
05/11/26 | 6,241.95 | | 124.84 | $	6,117.11 | 5,163.70 | 809.55 | 143.86 | 6,117.11
06/08/26 | 7,217.18 | | 144.34 | $	7,072.84 | 5,970.48 | 936.03 | 166.33 | 7,072.84
06/16/26 | 34,110.55 | | 682.21 | $	33,428.34 | 28,218.24 | 4,423.96 | 786.14 | 33,428.34
| $	3,035,529.91 | $	112,793.36 | $	58,454.73 | $	2,864,281.82 | $	2,417,858.48 | $	379,063.60 | $	67,359.73 | $	2,864,281.82

C.
The Crossings at Fleming Island
COMMUNITY DEVELOPMENT DISTRICT

Fiscal Year 2026
Check Register

Date | Fund | Check #'s | Amount
8/1-8/31 | General | 6291-6315 | $189,102.22
| General | ACH | $43,017.95
| Capital Outlay | 557 | $13,680.00
| Water/Sewer | 9022-9028 | $405,687.76
| Water/Sewer | ACH | $19,285.38
| Golf | | $148,912.45
| Swim & Tennis - Operating | | $267,374.79
| | TOTAL | $1,087,060.55
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER	RUN	9/15/26	PAGE	1
*** CHECK DATES 08/01/2026 - 08/31/2026 ***	CROSSINGS - GENERAL FUND
BANK A CROSSINGS - GENERAL
CHECK	VEND#	.....INVOICE..... ...EXPENSED TO...		VENDOR NAME	STATUS	AMOUNT	....CHECK..... DATE			DATE	INVOICE	YRMO	DPT ACCT# SUB	SUBCLASS				AMOUNT	#
8/04/26 00010	7/31/26 12458	202607 310-51300-31500	*	2,863.00
JUL 26 - GENERAL COUNSEL
7/31/26 12458	202607 300-13100-10300	*	572.60
JUL 26 - GENERAL COUNSEL
BRADLEY, GARRISON & KOMANDO, P.A	3,435.60 006291
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/04/26 00301	7/27/26 68499	202607 310-51300-42000	*	6,308.67
MAIL SERVICES
CHEROKEE PRINTING, INC.	6,308.67 006292
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/04/26 00003	7/21/26 JUL 26	202607 320-53800-43000	*	5,994.27 JUL 26 - ELECTRIC
CLAY ELECTRIC COOPERATIVE, INC	5,994.27 006293
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/04/26 00141	7/31/26 072426	202607 320-53800-34000	*	485.00
TALONS KITCHEN REPAIR
7/31/26 072526	202607 320-53800-34000	*	325.00
TALONS WINE ROOM REPAIR
7/31/26 072626	202607 320-53800-34000	*	625.00
GOLF COURSE BATHROOM
ISLAND PAINT & MORE, LLC	1,435.00 006294
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/04/26 00184	7/28/26 2242630	202607 320-53800-46300	*	2,500.00
HOLE #15 VEGETATION
8/01/26 394759B	202608 320-53800-46800	*	6,380.00 AUG 26 WATER MGMT SVCS LM
8/01/26 394759B	202608 300-13100-10300	*	2,500.00 AUG 26 WATER MGMT SVCS GF
THE LAKE DOCTORS, INC.	11,380.00 006295
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/04/26 00282	7/31/26 856467	202607 320-53800-46200	*	71,926.32
JUL 26 - LANDSCAPE MAINT
RUPPERT LANDSCAPE, LLC.	71,926.32 006296
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/04/26 00257	7/21/26 1407	202607 320-53800-34000	*	1,195.00
ENTRYWAY SIGN
7/27/26 1411	202607 320-53800-34000	*	225.00
STONE CREEK PLAYGROUND
SHARKPROWASH	1,420.00 006297
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/04/26 00170	7/22/26 1418963	202607 320-53800-34000	*	2,400.00
TENNIS BETWEEN #8 & #9
THOMPSON AWNING & SHUTTER COMPANY	2,400.00 006298
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/14/26 00251	8/05/26 2607	202608 320-53800-46300	*	2,700.00
LAKESHORE DR EAST
BETTER CUT & DIG MORE LLC	2,700.00 006299
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
CROS --CROSSINGS--	PPOWERS
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER	RUN	9/15/26	PAGE	2
*** CHECK DATES 08/01/2026 - 08/31/2026 ***	CROSSINGS - GENERAL FUND
BANK A CROSSINGS - GENERAL
CHECK	VEND#	.....INVOICE..... ...EXPENSED TO...		VENDOR NAME	STATUS	AMOUNT	....CHECK..... DATE			DATE	INVOICE	YRMO	DPT ACCT# SUB	SUBCLASS				AMOUNT	#
8/14/26 00263	8/13/26 362	202608 320-53800-46300	*	1,750.00
VARIOUS TREE REMOVALS
DUCE TREE SERVICE	1,750.00 006300
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/14/26 00116	8/07/26 84	202608 320-53800-46300	*	4,100.00
VARIOUS TREE REMOVALS
OUT ON A LIMB	4,100.00 006301
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/14/26 00289	7/31/26 228634	202606 310-51300-31501	*	10,995.00
MAY 26 - ISLEY LITIGATION
PEGASUS ENGINEERING, LLC	10,995.00 006302
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/14/26 00248	8/12/26 39070	202608 320-53800-34000	*	375.00
RACCOON REMOVAL AT WF
QUICK CATCH INC.	375.00 006303
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/14/26 00299	8/12/26 5	202608 320-53800-34000	*	350.00
NUTRIA REMOVAL
ROCKING LAZY K OUTDOORS LLC	350.00 006304
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/14/26 00287	7/01/26 102896	202606 310-51300-31501	*	33,225.27
ISLEY LITIGATION - JUN
8/03/26 103632	202607 310-51300-31501	*	4,662.62
ISLEY LITIGATION - JUL
ROPER, TOWNSEND & SUTPHEN, P.A.	37,887.89 006305
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/14/26 00257	8/07/26 1420	202608 320-53800-34000	*	750.00
PLAYGROUND CLEANING
8/10/26 1422	202608 320-53800-34000	*	925.00
WALL CAP CLEANING
8/10/26 1424	202608 320-53800-34000	*	620.00
WATERFRONT PARK
SHARKPROWASH	2,295.00 006306
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -	- - - - - - - - - - - - -
8/14/26 00170	8/06/26 1418964	202608 320-53800-34000	*	2,400.00
FINAL TENNIS AWNING COVER
THOMPSON AWNING & SHUTTER COMPANY	2,400.00 006307
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -	- - - - - - - - - - - - -
8/14/26 00291	8/04/26 20261406 202607 310-51300-31501	*	1,361.36
ISLEY LITIGATION
U.S. LEGAL SUPPORT, INC.	1,361.36 006308
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -	- - - - - - - - - - - - -
8/26/26 00290	8/17/26 INV0258	202608 320-53800-46300	*	2,800.00 VARIOUS TREE REMOVALS
ALL SEASON TREE SERVICE	2,800.00 006309
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
CROS --CROSSINGS--	PPOWERS
- - - - - - - - - - - - -
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER	RUN	9/15/26	PAGE	3
*** CHECK DATES 08/01/2026 - 08/31/2026 ***	CROSSINGS - GENERAL FUND
BANK A CROSSINGS - GENERAL
CHECK	VEND#	.....INVOICE..... ...EXPENSED TO...		VENDOR NAME	STATUS	AMOUNT	....CHECK..... DATE			DATE	INVOICE	YRMO	DPT ACCT# SUB	SUBCLASS				AMOUNT	#
8/26/26 00251	7/22/26 2605	202607 320-53800-46300	*	3,150.00
VARIOUS UNDERBRUSH
8/18/26 2610	202608 320-53800-46300	*	1,200.00
1621 COUNTRY WALK
8/24/26 2611	202608 320-53800-46300	*	675.00
HOLE 17 & 18
BETTER CUT & DIG MORE LLC	5,025.00 006310
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/26/26 00002	8/10/26 JUL 26	202607 320-53800-43100	*	5,313.10 JUL 26 - WATER
CLAY COUNTY UTILITY AUTHORITY	5,313.10 006311
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/26/26 02222	8/24/26 PLAST PA 202608 320-53800-34000	*	850.00
REPAIR POOL MARCITE
CROWN POOLS, INC.	850.00 006312
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/26/26 00001	8/01/26 717	202608 310-51300-34000	*	5,093.54
AUG 26 - MGMT FEES
8/01/26 717	202608 310-51300-49100	*	179.47
AUG 26 - GENERAL ADMIN
8/01/26 717	202608 310-51300-31300	*	175.00
AUG 26 - DISSEMINATION
GMS, LLC	5,448.01 006313
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/26/26 00219	8/06/26 26-00305 202608 310-51300-48000	*	827.00
NOTICE OF PH & REG MTG
JACKSONVILLE DAILY RECORD	827.00 006314
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/26/26 00302	8/21/26 08212026 202608 320-53800-34000	*	325.00
MLBX 2305 EAGLE HRBR PKWY
MAILBOX EAGLE LLC	325.00 006315
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
TOTAL FOR BANK A	189,102.22

CROS --CROSSINGS--	PPOWERS
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER	RUN	9/15/26	PAGE	4
*** CHECK DATES 08/01/2026 - 08/31/2026 ***	CROSSINGS - GENERAL FUND
BANK Z CROSSINGS - AUTOPAY
CHECK	VEND#	.....INVOICE..... ...EXPENSED TO...		VENDOR NAME	STATUS	AMOUNT	....CHECK..... DATE			DATE	INVOICE	YRMO	DPT ACCT# SUB	SUBCLASS				AMOUNT	#
8/13/26 00221	6/03/26 5115	202605 300-13100-10400	*	11,926.98
MAY 26 - CREDIT CARD
6/03/26 5115	202605 320-53800-34000	*	477.82
MAY 26 - CREDIT CARD
6/03/26 5115	202605 320-53800-41500	*	249.10
MAY 26 - CREDIT CARD
6/03/26 5115	202605 310-51300-48000	*	508.00
MAY 26 - CREDIT CARD
7/03/26 5115-2	202606 300-13100-10400	*	13,769.88
JUN 26 - CREDIT CARD
7/03/26 5115-2	202606 320-53800-34000	*	2,726.32
JUN 26 - CREDIT CARD
7/03/26 5115-2	202606 320-53800-41500	*	249.10
JUN 26 - CREDIT CARD
7/03/26 5115-2	202606 310-51300-48000	*	508.00
JUN 26 - CREDIT CARD
7/03/26 5115-2	202606 310-51300-51000	*	80.75
JUN 26 - CREDIT CARD
8/03/26 5115-3	202607 300-13100-10400	*	7,315.37
JUL 26 - CREDIT CARD
8/03/26 5115-3	202607 320-53800-34000	*	5,933.89
JUL 26 - CREDIT CARD
8/03/26 5115-3	202607 320-53800-41500	*	274.10
JUL 26 - CREDIT CARD
8/03/26 5115-3	202607 310-51300-48000	*	508.00
JUL 26 - CREDIT CARD
8/03/26 5115-3	202607 300-15500-10000	*	4,424.36-JUL 26 - CREDIT CARD
WELLS FARGO	40,102.95 080016
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/31/26 00297	8/07/26 87704	202608 320-53800-34500	*	1,166.00
INV 080326-1468
8/24/26 92010	202608 320-53800-34500	*	583.00
INV 080126-1532
8/24/26 92010	202608 320-53800-34500	*	291.50
INV 082426-1701
8/24/26 92010	202608 320-53800-34500	*	874.50
INV 081726-1610
ROLLKALL (AUTOPAY)	2,915.00 080018
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
TOTAL FOR BANK Z	43,017.95
TOTAL FOR REGISTER	232,120.17 CROS --CROSSINGS--	PPOWERS
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER	RUN	9/15/26	PAGE	1
*** CHECK DATES 08/01/2026 - 08/31/2026 ***	CAPITAL RESERVE FUND
BANK C CAPITAL OUTLAY
CHECK	VEND#	.....INVOICE..... ...EXPENSED TO...		VENDOR NAME	STATUS	AMOUNT	....CHECK..... DATE			DATE	INVOICE	YRMO	DPT ACCT# SUB	SUBCLASS				AMOUNT	#
8/04/26 00052	7/31/26 072326	202607 320-53800-60000	*	13,680.00
STONE CRK FENCE PROG PMT
ISLAND PAINT & MORE, LLC	13,680.00 000557
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
TOTAL FOR BANK C	13,680.00
TOTAL FOR REGISTER	13,680.00

CROS --CROSSINGS--	PPOWERS
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER	RUN	9/15/26	PAGE	1
*** CHECK DATES 08/01/2026 - 08/31/2026 ***	CROSSINGS - WATER/SEWER
BANK B CROSSINGS - W/S
CHECK	VEND#	.....INVOICE..... ...EXPENSED TO...		VENDOR NAME	STATUS	AMOUNT	....CHECK..... DATE			DATE	INVOICE	YRMO	DPT ACCT# SUB	SUBCLASS				AMOUNT	#
8/04/26 00010	7/31/26 12458	202607 310-53600-31500	*	2,290.40
JUL 26 - GENERAL COUNSEL
BRADLEY, GARRISON & KOMANDO, P.A.	2,290.40 009022
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/04/26 00003	7/21/26 1966548	202607 320-53600-43000	*	3,819.71
4567 LAKESHORE DR E
CLAY ELECTRIC COOPERATIVE, INC	3,819.71 009023
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/04/26 00115	8/01/26 08012026 202608 300-15100-01600	*	56,956.25
AUG 26 - INTEREST
THE CROSSINGS AT FLEMING ISLAND CDD	56,956.25 009024
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/04/26 00300	8/01/26 08012026 202608 300-15100-01500	*	88,333.33
AUG 26 - PRINCIPAL
THE CROSSINGS AT FLEMING ISLAND CDD	88,333.33 009025
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/26/26 00059	8/18/26 9-425-83 202608 310-53600-42000	*	46.58
DELIVERIES THRU 8/07/26
FEDEX	46.58 009026
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/26/26 00001	8/01/26 718	202608 310-53600-34000	*	4,074.83
AUG 26 - W&S MGMT FEES
8/01/26 718	202608 310-53600-35100	*	83.33
AUG 26 - IT
8/01/26 718	202608 310-53600-31300	*	83.33
AUG 26 - DISSEMINATION
GMS, LLC	4,241.49 009027
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
8/26/26 00200	8/25/26 121701	202608 300-15100-10000	*	250,000.00
TRANS TO SBA RESERVE

CROS --CROSSINGS--	PPOWERS
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER	RUN	9/15/26	PAGE	2
*** CHECK DATES 08/01/2026 - 08/31/2026 ***	CROSSINGS - WATER/SEWER
BANK Z CROSSINGS - AUTOPAY

CHECK	VEND# DATE

.....INVOICE..... DATE	INVOICE

...EXPENSED TO...		VENDOR NAME	STATUS YRMO	DPT ACCT# SUB	SUBCLASS

AMOUNT	....CHECK.....
AMOUNT	#

8/06/26 00002 | 7/14/26 58127 | 202607 320-53600-43100	* | 19,285.38

- - - - - - - -

EH GOLF
- - - - - - - - -

COURSE RECLAM IRR
CLAY COUNTY UTILITY AUTHORITY
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

19,285.38 080004
- - - - - - - - - - - - - -

| | TOTAL FOR BANK Z | 19,285.38
| | TOTAL FOR REGISTER | 424,973.14

CROS --CROSSINGS--	PPOWERS
101000 Cash - Checking Accounts:Operating - Checking Account
Date: August 2026

Date | Ref No. | Payee | Payment
08/01/2026 | ACH | DLL Finance LLC | 9,805.68
08/01/2026 | ACH | Travelers | 8,601.10
08/02/2026 | OFL-30927470 | Clay Electric Cooperative 7658982 | 45.92
08/02/2026 | OFL-30927335 | Clay Electric Cooperative 7658719 | 53.08
08/03/2026 | online | Sysco | 6,253.22
08/03/2026 | ACH | Gegervision IT | 1,931.25
08/04/2026 | OFL-31110002 | Think VoIP Services | 301.78
08/04/2026 | OFL-30929252 | D B P R | 1,970.00
08/05/2026 | OFL-30742253 | Clay County Utility Authority A00006772 | 90.20
08/05/2026 | OFL-30742188 | Clay County Utility Authority A00006759 | 991.76
08/05/2026 | OFL-30736233 | Clay County Utility Authority A00006765 | 827.00
08/05/2026 | Fintech | North Florida Sales | 356.10
08/05/2026 | Fintech | Champion Brands Inc. | 980.30
08/05/2026 | Fintech | Southern Glazer's Of FL | 744.96
08/05/2026 | Fintech | Breakthru Beverage | 652.75
08/07/2026 | xfer | Eagle Harbor Swim and Tennis |
08/07/2026 | VC-31138579 | Club Car | 1,080.00
08/07/2026 | VC-31138575 | Alsco | 833.62
08/07/2026 | VC-31138574 | Ghost Golf Club | 1,119.66
08/07/2026 | VC-31138569 | Brennan Golf Sales | 823.65
08/07/2026 | VC-31138565 | Global Turf Equipment Sales & Rentals | 1,590.95
08/07/2026 | VC-31138563 | Bulloch Fertilizer Co., Inc. | 12,123.27
08/07/2026 | OFL-31616787 | Sharp Energy | 453.63
08/07/2026 | ACH-31138571 | Mr. Greens Produce | 1,016.95
08/07/2026 | ACH-31138568 | Gate Fuel Services, Inc | 1,794.68
08/07/2026 | 120454 | Win It Event LLC | 1,250.00
08/07/2026 | 120453 | Primo Brands | 359.74
08/07/2026 | 120452 | Lone Star Heating & Air | 317.52
08/07/2026 | 120451 | Island Cabinets and More LLC | 322.50
08/07/2026 | 120450 | Governmental Management Services, LLC | 1,018.71
08/07/2026 | 120449 | GOLFNOW | 127.00
08/07/2026 | 120448 | Cutter & Buck | 225.15
08/07/2026 | 120447 | Bennett's Garage | 373.54
08/07/2026 | 120446 | Aramark Refreshment Services | 471.00
08/07/2026 | xfer | Eagle Harbor Swim and Tennis | 1,528.00
08/09/2026 | ACH | Callaway Golf Company | 2,895.57
08/10/2026 | OFL-30927567 | Clay Electric Cooperative 7658990 | 948.97
08/10/2026 | OFL-30927425 | Clay Electric Cooperative 7659196 | 146.33
08/10/2026 | OFL-30927328 | Clay Electric Cooperative 7659113 | 42.64
08/10/2026 | online | Sysco | 6,905.62
08/11/2026 | OFL-30929230 | Clay Electric Cooperative 7659105 | 1,672.20
08/11/2026 | OFL-30929228 | Clay Electric Cooperative 7675671 | 731.32
08/11/2026 | OFL-30929192 | Clay Electric Cooperative 7658602 | 3,910.61
08/12/2026 | | Fintech.net | 70.85
08/12/2026 | VC-31218875 | Global Turf Equipment Sales & Rentals | 2,104.52
08/12/2026 | VC-31218873 | Dagmar Marketing | 400.00
08/12/2026 | VC-31218872 | Ag-Pro Companies | 310.88
08/12/2026 | VC-31218433 | Republic Services | 2,698.23
08/12/2026 | ACH-31218879 | Siesta Key Cigars LLC | 739.52
08/12/2026 | ACH-31218876 | Mr. Greens Produce | 844.07
08/12/2026 | ACH-31218874 | Pepsi | 542.40
08/12/2026 | Fintech | Champion Brands Inc. | 1,454.45
08/12/2026 | 120456 | Security Engineering and Designs, Inc. | 59.95
08/12/2026 | 120455 | Applied Maintenance Supplies and Solution | 106.80
08/13/2026 | OFL-30929251 | Clay Electric Cooperative 7658859 | 73.26
08/13/2026 | Fintech | North Florida Sales | 2,312.55
08/14/2026 | Fintech | Breakthru Beverage | 370.43
08/14/2026 | ACH | AT&T Mobility | 116.29
08/17/2026 | Fintech | Southern Glazer's Of FL | 1,794.03
08/17/2026 | online | Sysco | 5,091.06
08/19/2026 | Fintech | Champion Brands Inc. | 955.38
08/19/2026 | ACH | DirectTV | 371.83
08/20/2026 | Fintech | North Florida Sales | 1,473.80
08/21/2026 | VC-31398041 | National Golf Foundation, Inc. | 8,000.00
08/21/2026 | OFL-31423286 | First- Citizens Bank & Trust CO | 980.25
08/21/2026 | 120457 | Taylor Made Golf Company, Inc. | 129.45
08/21/2026 | ACH | Acushnet | 830.53
08/22/2026 | Fintech | Breakthru Beverage | 398.86
08/24/2026 | Fintech | Southern Glazer's Of FL | 1,783.00
08/24/2026 | online | Sysco | 5,361.63
08/26/2026 | Fintech | Champion Brands Inc. | 1,106.08
08/27/2026 | OFL-31569143 | Comcast | 560.14
08/27/2026 | Fintech | North Florida Sales | 75.00
08/27/2026 | Debit | Eagle Harbor Swim and Tennis | 560.14
08/28/2026 | VC-31532782 | ECOLAB | 323.78
08/28/2026 | VC-31532779 | Massey Services, Inc. | 550.00
08/28/2026 | VC-31532778 | Wind River Environmental LLC | 660.66
08/28/2026 | VC-31532772 | LWT Specialty Tire LLC | 400.00
08/28/2026 | VC-31532759 | JRM, Inc | 773.50
08/28/2026 | VC-31532751 | Raintree Graphics | 257.50
08/28/2026 | VC-31532749 | Trigon Turf Sciences, LLC | 2,479.15
08/28/2026 | VC-31532746 | The Ice Doctor, LLC | 280.00
08/28/2026 | VC-31532743 | Alsco | 1,692.99
08/28/2026 | OFL-31423288 | Acushnet | 5,643.77
08/28/2026 | OFL-31423287 | Callaway Golf Company | 9,281.58
08/28/2026 | ACH-31532785 | Revyve Management Group, LLC | 1,960.00
08/28/2026 | ACH-31532774 | Pepsi | 1,011.39
08/28/2026 | ACH-31532771 | Mr. Greens Produce | 2,019.67
08/28/2026 | ACH-31532765 | Gate Fuel Services, Inc | 4,644.36
08/28/2026 | ACH-31532767 | Hampton Golf, Inc. - 1 | 1,581.68
08/28/2026 | Fintech | Breakthru Beverage | 455.60
08/28/2026 | 120469 | Vulcan Materials - Fla Rock Div | 863.59
08/28/2026 | 120468 | The Crossings at Fleming Island CDD | 2,509.07
08/28/2026 | 120467 | Take A Free Ride, Inc | 250.00
08/28/2026 | 120466 | Priswing Software | 395.00
08/28/2026 | 120465 | Primo Brands | 432.32
08/28/2026 | 120464 | National Golf Foundation, Inc. | 8,551.41
08/28/2026 | 120463 | Mizuno USA, Inc. | 184.54
08/28/2026 | 120462 | Lone Star Heating & Air | 269.38
08/28/2026 | 120461 | GreatAmerica Financial Services Corp | 1,116.52
08/28/2026 | 120460 | Golf Agronomics Supply and Handling | 1,306.43
08/28/2026 | 120459 | Community Coffee Company, LLC | 183.96
08/28/2026 | 120458 | A Head for profit | 147.47
08/31/2026 | Fintech | Southern Glazer's Of FL | 1,132.72
08/31/2026 | online | Sysco | 8,240.80
08/31/2026 | OFL-31617624 | Sharp Energy | 3,555.40
| | TOTAL | 148,912.45
101000 Cash - Checking Accounts:Operating - Checking Account Date: Last monthto: Sat Aug 01 2026from: Mon Aug 31 2026
Date | Ref No. | Type | Payee | Payment
08/31/2026 | OFL-31233203 | Bill Payment | Clay County Utility Authority A00006876 | 596.79
08/31/2026 | VC-31552012 | Bill Payment | 10-S Tennis Supply | 411.37
08/31/2026 | VC-31552017 | Bill Payment | Alsco | 76.78
08/31/2026 | OFL-31552535 | Bill Payment | Gegervision IT | 845.00
08/31/2026 | VC-31552014 | Bill Payment | Poolsure | 4,134.42
08/31/2026 | VC-31552019 | Bill Payment | Deconna Ice Cream | 669.75
08/31/2026 | 120107 | Bill Payment | Abundantly Maid | 600.00
08/31/2026 | OFL-31617956 | Bill Payment | Fintech. net | 70.85
08/27/2026 | OFL-31525300 | Bill Payment | Premier Beverage Company, LLC | 784.80
08/27/2026 | OFL-31547386 | Bill Payment | North Florida Sales | 176.71
08/26/2026 | OFL-31259749 | Bill Payment | Comcast | 805.06
08/26/2026 | VC-31442121 | Bill Payment | Poolsure | 2,650.77
08/25/2026 | OFL-31439190 | Bill Payment | Comcast | 336.57
08/25/2026 | ACH | Bill Payment | Pepsi-Cola | 869.60
08/21/2026 | PPE 8.16.26 | Journal | Paychex | 75,499.10
08/21/2026 | OFL-31418371 | Bill Payment | Hampton Golf, Inc. | 16.50
08/20/2026 | | Expense | Paychex | 1,048.00
08/20/2026 | OFL-31423290 | Bill Payment | GFL Environmental | 365.40
08/20/2026 | OFL-31423291 | Bill Payment | GFL Environmental | 204.00
08/20/2026 | | Expense | Comcast | 560.14
08/20/2026 | OFL-31432381 | Bill Payment | GFL Environmental | 1,096.16
08/19/2026 | OFL-31388491 | Bill Payment | Champion Brands, Inc | 231.40
08/19/2026 | OFL-31388755 | Bill Payment | North Florida Sales | 465.98
08/17/2026 | 120106 | Bill Payment | The Crossings at Fleming Island CDD | 34,115.67
08/17/2026 | Sales Tax 7.26 | Expense | Florida Dept. of Revenue | 4,069.50
08/17/2026 | | Expense | Bank of America | 232.26
08/17/2026 | ACH-31286844 | Bill Payment | HEAD/Penn Raquet Sports | 459.80
08/17/2026 | VC-31286845 | Bill Payment | Alsco | 153.56
08/17/2026 | VC-31286846 | Bill Payment | 10-S Tennis Supply | 900.40
08/17/2026 | VC-31286847 | Bill Payment | Lucky in Love | 9,559.56
08/14/2026 | OFL-30945792 | Bill Payment | Comcast | 234.56
08/13/2026 | OFL-30945786 | Bill Payment | Comcast | 545.32
08/13/2026 | ACH-31246777 | Bill Payment | HEAD/Penn Raquet Sports | 2,535.04
08/13/2026 | VC-31246778 | Bill Payment | Poolsure | 4,492.51
08/13/2026 | VC-31246779 | Bill Payment | Alsco | 230.34
08/13/2026 | VC-31246780 | Bill Payment | Pye Barker Fire & Safety | 450.00
08/13/2026 | 120105 | Bill Payment | Abundantly Maid | 800.00
Roberts Oxygen
08/13/2026 | VC-31246784 | Bill Payment | Company | 118.55
08/13/2026 | VC-31246782 | Bill Payment | Deconna Ice Cream | 1,190.71
08/13/2026 | OFL-31279222 | Bill Payment | North Florida Sales | 450.60
08/12/2026 | OFL-30927459 | Bill Payment | Clay Electric Cooperative 7659204 | 3,030.84
08/12/2026 | OFL-30929287 | Bill Payment | Clay Electric Cooperative 7659170 | 462.85
08/12/2026 | OFL-31273131 | Bill Payment | Clay Electric Cooperative 7658792 | 510.09
08/11/2026 | OFL-30929282 | Bill Payment | Clay Electric Cooperative 7659071 | 839.12
08/11/2026 | 6872432 | Bill Payment | Cheney Brothers | 4,514.26
08/10/2026 | OFL-30929288 | Bill Payment | Clay Electric Cooperative 7658909 | 2,986.91
08/07/2026 | PPE 8.2.26 | Journal | Paychex | 93,857.27
08/05/2026 | OFL-30736226 | Bill Payment | Clay County Utility Authority A00006877 | 225.10
08/05/2026 | OFL-30736227 | Bill Payment | Clay County Utility Authority A00006758 | 967.76
08/05/2026 | OFL-30736228 | Bill Payment | Clay County Utility Authority A00006756 | 1,577.37
08/05/2026 | OFL-30736229 | Bill Payment | Clay County Utility Authority A00006874 | 227.04
08/05/2026 | OFL-30736232 | Bill Payment | Clay County Utility Authority A00011240 | 289.70
08/05/2026 | OFL-30736234 | Bill Payment | Clay County Utility Authority A00011239 | 637.03
08/05/2026 | OFL-30742299 | Bill Payment | Clay County Utility Authority A00006876 | 716.47
08/05/2026 | | Expense | Dept. of Business and Prof. Regulation | 1,970.00
08/04/2026 | 6018 | Check | Jennifer Freeman | 500.00
08/02/2026 | OFL-30687077 | Bill Payment | Comcast | 509.45
08/01/2026 | OFL-31000867 | Bill Payment | Hampton Golf, Inc. | 500.00
| | | TOTAL | 267,374.79

SIXTH ORDER OF BUSINESS

A.
Crossings at Fleming Island
Community Development District

Presentation to the Board of Supervisors

MBS Capital Markets, LLC
1005 Bradford Way
Kingston, TN 37763
(865) 717-0303
Raymond James & Associates, Inc.
1902 S. MacDill Avenue Tampa, Florida 33629
(813) 281-2700

SUMMARY OF BONDS OUTSTANDING	Section 1
OVERVIEW	Section 2
PROPOSED REFUNDING – SERIES 2014A-3 BONDS	Section 3
FUTURE ACTIONS	Section 4
MSRB DISCLOSURES REGARDING UNDERWRITER’S ROLE	Appendix A

	BONDS OUTSTANDING	
Bonds Outstanding – August 2026

Series | Dated | Issue Amount | Type | | Rating | Coupon | CUSIP | Maturity | Callable | Par OS at 9/30/2024 | Balance Remaining | Notes | Trustee a/o 5/12/2026
1999 | Mar-99 | 7,835,000 | GC Revenue Bonds | | | 6.600% | | 10/1/2024 | | 4,065,000 | 4,540,000 | DEFAULTED |
2014A-1 | Aug-14 | 6,215,000 | SARRBs Senior | Serials | BBB | Various | | 5/1/2019 | 5/1/2024 | - | - | |
2014A-1 | Aug-14 | 7,255,000 | SARRBs Senior | Term2024 | BBB | 4.000% | | 5/1/2024 | 5/1/2024 | 1,425,000 | | |
2014A-1 | Aug-14 | 11,030,000 | SARRBs Senior | Term2030 | BBB | 4.500% | | 5/1/2030 | 5/1/2024 | 8,130,000 | 6,625,000 | | 6,625,000
2014A-2 | Aug-14 | 3,840,000 | SARRBs Subordinate | Term2030 | NR | 7.000% | 22763UBH6 | 5/1/2030 | 5/1/2024 | 1,735,000 | 1,220,000 | | 1,220,000
2014A-3 | Aug-14 | 5,440,000 | SARRBs | Term2044 | NR | 6.500% | 22763UBK9 | 5/1/2044 | 5/1/2024 | 4,130,000 | 3,855,000 | | 3,855,000
| | 33,780,000 | | | | | | | | 15,420,000 | 11,700,000 | | 11,700,000
2016A-1 | | 8,585,000 | Util Rev Ref Bonds-TE | Serials 2026 | Rated/Insured | 3.500% | 22763VBC5 | 10/1/2026 | 10/1/2026 | | 800,000 | |
| | | | Serials 2027 | | 3.625% | 22763VBD3 | 10/1/2027 | | | 825,000 | |
| | | | Serials 2028 | | 3.700% | 22763VBE1 | 10/1/2028 | | | 855,000 | |
| | 3,765,000 | | Term2032 | | 4.000% | 22763VBF8 | 10/1/2032 | | 3,765,000 | 3,765,000 | |
| | 5,645,000 | | Term2037 | | 4.200% | 22763VBG6 | 10/1/2037 | | 5,645,000 | 5,645,000 | |
2016A-2 | | 2,190,000 | Util Rev Ref Bonds-Taxable | Serials 2026 | Rated/Insured | 4.125% | 22763VBS0 | 10/1/2026 | 10/1/2026 | | 260,000 | |
| | 1,845,000 | | Term2032 | | 5.000% | 22763VBT8 | 10/1/2032 | | 1,845,000 | 1,845,000 | |
| | 2,015,000 | | Term2037 | | 5.125% | 22763VBU5 | 10/1/2037 | | 2,015,000 | 2,015,000 | |
| | 24,045,000 | | | | | | | | 18,015,000 | 16,010,000 | | 16,010,000
2017 | May-17 | 870,000 | SARBs | Term2044 | NR | 5.750% | | 5/1/2044 | 5/1/2027 | 755,000 | 715,000 | | 715,000
TOTALS | | | | | | | | | | 38,255,000 | 28,425,000 | | 28,425,000

	OVERVIEW	

	•	The Crossings at Fleming Island Community Development District (the “District”) issued its $5,440,000 Special Assessment Revenue and Refunding Bonds (the “Series 2014A-3 Bonds”) in July 2014.
	•	The Series 2014A-3 Bond proceeds were used to:

Purpose | Amount
Redeem at a discount a portion of the Series 2000C Bonds | $3,015,000
Fund a portion of the Costs of the 2014 Improvements | 1,665,000
Make a deposit to the Debt Service Reserve Fund | 414,288
Pay a portion of the interest due on the Series 2014A-3 Bonds through 11/1/2014; and | 77,595
Pay Costs related to the issuance of the Series 2014 Bonds. | 268,117
Total Par Amount of Bonds | $5,440,000

	•	The Series 2014A-3 Bonds began amortizing in 2015 and are currently outstanding in the amount of $3,855,000.

	•	The Series 2014A-3 Bonds were call protected until May 1, 2024, at which time they became currently callable at Par.

	•	The Series 2014A-3 Bonds are secured by the neighborhoods located in the Series 2014A-3 Assessment Area totaling 287 residential units as follows:

Summary 2025-26 Assessments | | | |
Series | Neighborhood | Assble Units (Debt) | Ppd Units | Total Units
2014A-3 | | | |
SF2 | Reserve at Eagle Harbor | 94 | 3 | 97
SF2 | Eagle Nest Preserve | 133 | 2 | 135
SF2 | Eagle Crest | 17 | | 17
SF2 | Eagle Perch | 43 | | 43
COM | COMM | | | 0
Total Series 2014A-3 | 287 | 5 | 292 |

	•	Based on the status of development of the Series 2014A-3 Assessment Area and the current bond market, it would be economically feasible to refund the Series 2014A-3 Bonds resulting in annual debt service savings.

	•	Several refunding options have been reviewed to provide the District with the information needed to determine the least cost and best savings to the District under each scenario.

	•	Scenario 1 –Current Refunding – Public Offering – Tax Exempt Bonds
	•	Under this refunding scenario, the Series 2014A-3 Bonds would be refunded via a public offering in the municipal bond market.

	•	Benefits:
	•	Annual Debt Service Savings
	•	Elimination of requirement to levy assessments at 25bps over the current coupon rate
	•	Reduction of cash-funded debt service reserve fund
	•	Lowering the principal amount outstanding per unit

	•	Downside:
	•	Cost of Issuance of Bonds in order to achieve the lowest interest rates in the municipal bond market, including:
	•	Cost of obtaining an investment grade rating from a recognized rating agency, such as Standard & Poor’s
	•	Cost of Bond Insurance and Debt Service Reserve Fund Surety Bond
	•	Debt Service Reserve Fund Requirement
	•	Cost of Preparation of Offering Statement.

	•	Scenario 2 –Current Refunding – Private Placement
	•	Under this scenario, MBS would investigate bank private placement opportunities, utilizing the bank’s tax-exempt rates in comparison to compare to a public offering.

	•	Benefits:
	•	Competitive interest rates typically based on a formula related (SOFR (Secured Overnight Financing Rate) is the U.S. dollar benchmark interest rate that measures the cost of overnight borrowing using U.S. Treasury securities as collateral, published daily by the Federal Reserve Bank of New York.
	•	Reduced costs of issuance, no cost for rating, bond insurance or offering statement
	•	Elimination of a Debt Service Reserve Fund

	•	Downside:
Bank terms related to:
	•	Subsequent Determination of Taxability
	•	Transfer of Operating Accounts to new Bank

	•	MBS has analyzed the projected savings under both refunding scenarios listed with estimated findings provided in this presentation.

	•	The following slide compares the 30-year MMD to SOFR over the same period, 1/1/2026 to 8/19/2026. MMD represents the Municipal Market Data for AAA rated Bonds. Municipal Bonds will trade based on a spread off the MMD dependent upon the bond rating of the issue. For an A- underlying bond rating with AGM Insurance (AA rated) the spreads will range from 60bps on the short end of the maturities to 120 bps on the long end (20-year maturity).

	•	The SOFR, in contrast, is the Secured Overnight Financing Rate which is a benchmark interest rate used for U.S. dollar-denominated loans and derivatives. Published daily by the Federal Reserve Bank of New Yor, it measures the cost of borrowing cash overnight backed by U.S. Treasury securities as collateral. A typical formula used by banks in order to calculate the rate they will charge for bank-placed tax-exempt bonds is:
79% of (1 Month Term SOFR + 175bps)

Source: United Community Bank Summary of Indicative Terms dated 8/27/2026

Proposed Series 2026 Refunding Bonds

SOURCES AND USES OF FUNDS | Public | UCB |
| | Offering | Term Sheet
| | Series 2026 | Series 2026
| | (Ref 2014A-3) | (Ref 2014A-3)
SOURCES: | | |
Bond Proceeds: | | |
| Par Amount | 3,800,000.00 | 3,595,000.00
| | (36,049.10) | -
| | 3,763,950.90 | 3,595,000.00
Other Sources of Funds: | | |
| Liquidation of 2014A-3 Prepayment Acct | 12,557.82 | 12,557.82
| Liquidation of 2014A-3 Revenue Account | 256,717.72 | 256,717.72
| Liquidation of 2014A-3 DSRF | 371,992.09 | 371,992.09
| | 4,405,218.53 | 4,236,267.63
USES: | | |
Refunding Escrow Deposits: | | |
| Cash Deposit | 3,996,992.50 | 3,996,992.50
Other Fund Deposits: | | |
| Interest to 11/1/2026 | - | -
| Debt Service Reserve Fund (25%) | 79,611.72 |
Delivery Date Expenses: | | |
| Cost of Issuance (estimate) | 155,000.00 | 167,000.00
| Disclosure Counsel (Offering Statement) | 40,000.00 |
| Rating Agency | 15,000.00 |
| Bond Insurer | 39,858.97 |
| Debt Service Reserve Fund Surety Bond (25%) | 1,990.29 |
| Underwriter's Discount (2.0%) | 76,000.00 | 71,900.00
| | 327,849.26 | 238,900.00
Other Uses of Funds: | | |
| Rounding | 765.05 | 375.13
| | 4,405,218.53 | 4,236,267.63

Preliminary, subject to change.	^12

Following is the projected annual debt service savings per unit in the current 2014A-3 Assessment Area, for both the Public Offering and the Private Placement scenarios.

| | Public | UCB
Bond Statistics: | Offering | Term Sheet |
| Final Maturity | 5/1/2044 | 5/1/2044
| Current Average Coupon | 6.50% | 6.50%
| Current MADS | 365,587.50 | 365,587.50
| Projected Refunding Statistics: | |
| Projected Coupon | 4.87% | 4.33%
| Projected MADS | 318,446.88 | 290,157.50
| Projected Annual Savings | 47,140.62 | 75,430.00
| Projected NPV Total Savings | 120,803.00 | 423,615.04
| Projected Refunding % Savings | 3.65% | 11.46%
| Total Assessable Units (A-3) | 287.00 | 287.00
| Current Net Annual per Unit | 1,315.16 | 1,315.16
| Projected Net Annual per Unit (refunding) | 1,109.57 | 1,011.00
| Projected Net Annual Savings per Unit | 205.59 | 304.16

Following is the projected annual debt service assessments per unit in the current 2014A-3 Assessment Area, for Private Placement scenario.

Summary 2025-26 Assessments | | | | | 2026 Refunding Analysis | | |

Series

Neighborhood

Assble Units (Debt)

Ppd Units

Total Units

Assmt Rate (Gross)
per Unit

Projected Series 2026 Annual Gross Debt
Assmts/Unit

Projected Annual Projected Annual DS Savings/Unit	DS Savings/Unit (Gross)		(Net)

2014A-3 | | | | | | | |
SF2 | Reserve at Eagle Harbor | 94 | 3 | 97 | 1,399.11 | 1,075.53 | 323.58 | 304.16
SF2 | Eagle Nest Preserve | 133 | 2 | 135 | 1,399.11 | 1,075.53 | 323.58 | 304.16
SF2 | Eagle Crest | 17 | | 17 | 1,399.11 | 1,075.53 | 323.58 | 304.16
SF2 | Eagle Perch | 43 | | 43 | 1,399.11 | 1,075.53 | 323.58 | 304.16
COM | COMM | | | 0 | 1,399.11 | | |
Total Series 2014A-3 | 287 | 5 | 292 | | | | |

Next Steps

	•	Overview of District
	•	Description of the System
	•	Historical Operations Analysis
	•	Historical Debt Coverage Analysis
	•	Preliminary Pricing
	•	Cash Flow Analysis

	•	Receive Credit Rating Analysis and/or Insurer’s Commitment

	•	Print and Mail Preliminary Offering Statement
	•	Price Bonds
	•	Lock In Rates and Terms

	•	Document Preparation
	•	Loan Documents

	•	Pre-Closing - Closing

	•	Receive Commitment Letter from Bank
	•	Lock In Rates and Terms	September 24, 2026

	•	Document Preparation
	•	Loan Documents	September – October 2026

	•	Pre-Closing	October 22, 2026

	•	Closing	October 26, 2026

The following criteria apply to all issue credit ratings (ICRs) assigned to
U.S. municipality or comparable political subdivision, whose financial obligations are secured by a pledge of special assessment revenues.

Specifically, these criteria assign ratings using a framework that considers enterprise risk (enterprise risk profile) and financial risk (financial risk profile).
	•	Economic Fundamentals (45% of the enterprise risk profile assessment)
	•	Economic fundamental measure of the strength of the utility’s service area economy, including the utility’s demographics, characteristics and trends about the customer base, and how crucial the utility’s principal customers are to operating revenues.
	•	Industry risk (20%)
	•	The industry risk evaluation aims to evaluate the external environment in which municipal utilities operate and its relevant characteristics, including cyclicality, competitive risk, and growth environment.
	•	Market position (25%)
	•	The market position measures the relative affordability of utility rates given the income indicators and relative poverty of the service area, as well as comparability of rates with those peers in the region or state.
	•	Operational management assessment (OMA; 10%)
	•	The OMA evaluates S&Ps view of the effectiveness of utility management in ensuring that there is alignment of operational, environmental, strategic, and financial goals to support the system’s success.
	•	All-in coverage (40% of the financial risk profile assessment)
	•	Analysis includes examination of historical and preferably GAAP-based results, the current financial condition of the utility, and projected scenarios for the next one to three fiscal years. The focus is on total financial capacity versus total revenue requirements.
Initial Assessment	All-In Coverage
1	1.60x or above
2	1.40x to 1.60x
3	1.20x to 1.40x
4	1.10x to 1.20x
5	1.00x to 1.10x
6	Below 1.00x

	•	Liquidity and reserves (40%)
	•	This factor incorporates all lawfully available cash reserves and external working capital or liquidity sources, including bank lines in force within the life of any short-term obligations.

	•	Debt and liabilities (10%)
	•	This factor incorporates mainly quantitative but also qualitative analyses about not just the absolute measure of the utility’s indebtedness but also the capacity to incur and support additional debt, especially in relation to maintaining any minimum financial metrics as covenanted to bond holders. Measurable liabilities such as pension and post-employment benefits can lead to adjustments to this initial factor.

	•	Financial management assessment (10%)
	•	Analysis includes an evaluation of ongoing management practices and policies that can be supportive of financial performance and continuity, as well as internal controls and reporting. Examples include establishing a minimum level of acceptable working capital, predictability of cash transfers from the utility system, and creating and perpetually updating a long-term financial forecast.

APPENDIX A

Disclosures Concerning the Underwriter’s Role

	i.	Municipal Securities Rulemaking Board Rule G-17 requires an underwriter to deal fairly at all times with both municipal issuers and investors;

	i.	The Underwriter’s primary role is to purchase securities with a view to distribution in an arm’s-length commercial transaction with the District and it has financial and other interests that differ from those of the District;

	i.	Unlike a municipal advisor, the Underwriter does not have a fiduciary duty to the District under the federal securities laws and is, therefore, not required by federal law to act in the best interests of the District without regard to its own financial or other interests;

	i.	The Underwriter has a duty to purchase securities from the District at a fair and reasonable price, but must balance that duty with its duty to sell municipal securities to investors at prices that are fair and reasonable; and

	i.	The Underwriter will review the official statement for the District’s securities in accordance with, and as part of, its responsibilities to investors under the federal securities laws, as applied to the facts and circumstances of the transaction.

Disclosure Concerning the Underwriter’s Compensation

Underwriter’s compensation that is contingent on the closing of a transaction or the size of a transaction presents a conflict of interest, because it may cause the Underwriter to recommend a transaction that it is unnecessary or to recommend that the size of the transaction be larger than is necessary.
Conflicts of Interest

Payments to or from Third Parties. There are no undisclosed payments, values, or credits to be received by the Underwriter in connection with its underwriting of this new issue from parties other than the District, and there are no undisclosed payments to be made by the Underwriter in connection with this new issue to parties other than the District (in either case including payments, values, or credits that relate directly or indirectly to collateral transactions integrally related to the issue being underwritten). In addition, there are no third-party arrangements for the marketing of the District’s securities.

Profit-Sharing with Investors. There are no arrangements between the Underwriter and an investor purchasing new issue securities from the Underwriter (including purchases that are contingent upon the delivery by the District to the Underwriter of the securities) according to which profits realized from the resale by such investor of the securities are directly or indirectly split or otherwise shared with the Underwriter.

Credit Default Swaps. There will be no issuance or purchase by the Underwriter of credit default swaps for which the reference is the District for which the Underwriter is serving as underwriter, or an obligation of that District.

Retail Order Periods. For new issues in which there is a retail order period, the Underwriter will honor such agreement to provide the retail order period. No allocation of securities in a manner that is inconsistent with an District’s requirements will be made without the District’s consent. In addition, when the Underwriter has agreed to underwrite a transaction with a retail order period, it will take reasonable measures to ensure that retail clients are bona fide.

Dealer Payments to District Personnel. Reimbursements, if any, made to personnel of the District will be made in compliance with MSRB Rule G-20, on gifts, gratuities, and non-cash compensation, and Rule G-17, in connection with certain payments made to, and expenses reimbursed for, District personnel during the municipal bond issuance process.
Conflicts of Interest

Payments to or from Third Parties. There are no undisclosed payments, values, or credits to be received by the Underwriter in connection with its underwriting of this new issue from parties other than the District, and there are no undisclosed payments to be made by the Underwriter in connection with this new issue to parties other than the District (in either case including payments, values, or credits that relate directly or indirectly to collateral transactions integrally related to the issue being underwritten). In addition, there are no third-party arrangements for the marketing of the District’s securities.

Profit-Sharing with Investors. There are no arrangements between the Underwriter and an investor purchasing new issue securities from the Underwriter (including purchases that are contingent upon the delivery by the District to the Underwriter of the securities) according to which profits realized from the resale by such investor of the securities are directly or indirectly split or otherwise shared with the Underwriter.

Credit Default Swaps. There will be no issuance or purchase by the Underwriter of credit default swaps for which the reference is the District for which the Underwriter is serving as underwriter, or an obligation of that District.

Retail Order Periods. For new issues in which there is a retail order period, the Underwriter will honor such agreement to provide the retail order period. No allocation of securities in a manner that is inconsistent with an District’s requirements will be made without the District’s consent. In addition, when the Underwriter has agreed to underwrite a transaction with a retail order period, it will take reasonable measures to ensure that retail clients are bona fide.

Dealer Payments to District Personnel. Reimbursements, if any, made to personnel of the District will be made in compliance with MSRB Rule G-20, on gifts, gratuities, and non-cash compensation, and Rule G-17, in connection with certain payments made to, and expenses reimbursed for, District personnel during the municipal bond issuance process.

B.

The Crossings at Fleming Island Community
	Development District	

Summary of Indicative Terms 09/9/26
United Community Bank (“Bank”), on behalf of itself and any designated affiliate (individually and collectively, “Lender”) is pleased to provide this Summary of Indicative Terms (“Term Sheet”) for discussion. This Term Sheet is a basic outline of the potential terms on which Lender would consider providing or arranging the loan described below. This is not an offer, agreement, or commitment by Lender to lend. Lender will not be bound to any agreement unless or until Lender’s authorized representative signs definitive loan documentation stating that it constitutes the entire understanding and agreement of the parties as to the matters set forth therein. If the terms of a financing transaction are ultimately approved and agreed by Lender, the definitive loan documentation will contain other customary provisions, including, without limitation, representations and warranties, covenants, conditions, specified events of default and other provisions, all of which must be satisfactory to Lender in all respects.

Borrower: | The Crossings at Fleming Island Community Development District (the “CDD”)
Lender: | United Community Bank, Inc. or a designated affiliate (United Community Public Finance, Inc.)
Loan: | Special Assessment Revenue Refunding Bond, Series 2026 in an amount estimated at approximately $3,950,000.
Use of Proceeds: | The proceeds of the Series 2026 Bond will be to refund the Special Assessment Revenue Bonds, Series 2014-A3, and to pay related costs of issuance.
Security: | Pledge of revenues derived from the levy and collection of the Series 2026 Assessments and will not be subject to any lien senior to or on a parity with the lien in favor of the Series 2026 Bonds.
Guarantor(s): | None
Maturity: | May 1, 2044.
Repayment: | Fully funded at closing with semiannual interest payments and annual principal payments; the 2026 bonds will be fully amortizing.

Interest Rate:

Tax-Exempt Fixed Rate: 4.33% (indicative as of 8/26/2026).
*Rate will be locked 30 days in advance of closing

Page 1
Rev. 3/11/2024

The bank will require a Price Reset after Year 7 and Year 14 based on the all-in rate of 79% of (1 Month Term SOFR + 175bps).

*At each price reset, the rate will have a Tax-Exempt Fixed Rate ceiling of 6.50%
Accrual Basis: 30/360 or another agreed upon accrual basis.

Prepayment penalty: 5%, 4%, 3%, 2%, and 1%. A prepayment penalty will only apply if the Series 2026 is refinanced with another lender before Year 6. No prepayment if funds are internally generated.

Expenses and Fees: | Origination Fee: $7,500.

Financial and Other Covenants:

The CDD will provide/file annual audited financial statements and approved budgets within an agreed upon timeframe as currently
required under the CDD’s existing bond financing.

Conditions Precedent and Other Terms:

1.	Borrower’s Counsel Opinion: An opinion of Borrower’s counsel covering matters customary to transactions such as this and in all respects acceptable to the Bank, Lender and its counsel.

	1.	Bond Counsel Opinion: An approving opinion of bond counsel related to the loan in form and substance satisfactory to the Lender and for Tax-Exempt options, shall include, without limitation, an opinion delivered at the time of conversion that the interest rate on the loan is excludable from gross income for Federal income tax purposes.

	1.	Other Items: Lender shall have received such other documents, instruments, approvals or opinions as may be reasonably requested.

	1.	Primary banking relationship (i.e. Operating Account or some other mutually agreed upon deposit relationship).

Lender’s Legal
Counsel:

Estimated legal fees for the closing of the loan will not exceed $8,500. All legal fees shall be paid by the
Borrower whether or not the Loan described herein is closed

Governing Law & Jurisdiction: | State of Florida

Municipal Advisor Disclosure:

Please note: (i) the transaction contemplated herein is an arm's length commercial transaction between Borrower and the Lender, (ii) in connection with such transaction, the Lender is acting solely as a principal and not as an advisor including, without limitation, a "Municipal Advisor" as such term is defined in Section 15B of the Securities and Exchange Act of 1934, as amended, and the related final rules (the "Municipal Advisor Rules"), agent, or a fiduciary of Borrower, (iii) to the extent applicable, Bank is relying on the bank exemption in the Municipal Advisor Rules (or such other applicable exemptions, including as it relates to general information), (iv) Lender has not provided any advice or assumed any advisory or fiduciary responsibility in favor of Borrower with respect to the transaction contemplated hereby and the discussions, undertakings and procedures leading thereto,
(v) Lender has financial and other interests that differ from those of Borrower, and (vi) Borrower has consulted with its own financial, legal, accounting, tax and other advisors, as applicable, to the extent it deemed appropriate (including any Municipal Advisors). Nothing herein is intended to serve as legal, tax or accounting advice. Borrower may be required to certify to the foregoing in a closing certificate. Before acting on the information or material contained herein, the Borrower should seek the advice of an IRMA and any other professional advisors which it deems appropriate for the Loan described herein, especially with respect to any legal, regulatory, tax or accounting treatment.

Patriot Act:

Pursuant to the requirements of the Patriot Act, the Lender and its affiliates are required to obtain, verify and record information that identifies loan obligors, which information includes name, address, tax identification number and other information regarding obligors that will allow the Lender to identify obligors in accordance with the Patriot Act, and the Lender is hereby so authorized.
This notice is given in accordance with the requirements of the Patriot Act and is effective for the Lender and its affiliates.

Expiration Date: | This Term Sheet shall expire on 9/30/2026 unless a formal commitment letter has been issued prior to such date.

[Remainder of page intentionally blank.]

C.
BOND COUNSEL AGREEMENT

This Bond Counsel Agreement (this "Agreement") is entered into this 24^th day of September, 2026, by and between THE CROSSINGS AT FLEMING ISLAND COMMUNITY DEVELOPMENT DISTRICT (the "District"), an independent special district organized and existing under the provisions of Chapter 190, Florida Statutes, as amended, and NABORS, GIBLIN & NICKERSON, P.A., a Florida professional service corporation ("Nabors Giblin").

W I T N E S S E T H:

WHEREAS, the District plans to issue its Special Assessment Revenue Refunding Bond, Series 2026 (the "Bond") pursuant to a private placement, in order to refinance the acquisition, construction and equipping of certain assessable capital improvements benefiting residents of the District; and
WHEREAS, the District desires to engage Nabors Giblin as bond counsel in connection with the issuance and sale of the Bond, on the terms and conditions hereinafter set forth; and

WHEREAS, Nabors Giblin desires to accept engagement as bond counsel for the District in connection with the issuance and sale of the Bond, on the terms and conditions hereinafter set forth.

NOW, THEREFORE, in consideration of the premises, which shall be deemed an integral part of this Agreement, and of the covenants and agreements herein contained, the District and Nabors Giblin, both intending to be legally bound hereby, agree as follows:

	1.	BOND COUNSEL.
	a.	Duties. Nabors Giblin shall serve as bond counsel to the District in connection with the issuance and sale of the Bond. The duties of Nabors Giblin as bond counsel shall include the following:

	i.	prepare the Supplemental Indenture with respect to the Bond, and all other documents relating to the Bond, said duty to be performed in cooperation with the financial advisors and/or underwriters engaged by the District;
	ii.	review all bank proposals as requested by the District, prepare all closing documents, and attend and be responsible for the
closing, as well as attend drafting and informational meetings regarding the Bond; and
	i.	render opinions in written form at the time the Bond is to be authenticated and delivered, which opinions shall cover the legality of the Bond and the exemption of the Bond from federal income taxation.

	a.	Fees and Expenses for Services Rendered as Bond Counsel. The District shall pay to Nabors Giblin, as a fee for services rendered pursuant to this Section 1 such amounts as mutually agreed upon between the parties hereto and commensurate with the work performed. Such fee shall not exceed
$35,000. Such fee shall be paid by the District to Nabors Giblin only from the proceeds derived by the District from the sale of the Bond and, if the Bond is not sold, then no fees shall be paid by the District for services rendered pursuant to this Section 1.

The foregoing fee shall include all out-of-pocket expenses incurred by Nabors Giblin in connection with services rendered hereunder, and no other expenses shall be payable by the District in connection with bond counsel services.

	1.	TERMINATION. This Agreement may be terminated by the District, or by Nabors Giblin, with or without cause, upon fifteen (15) days prior written notice to the other. If the District terminates Nabors Giblin for any reason prior to the issuance of the Bond, then no compensation shall be paid to Nabors Giblin for any services theretofore rendered pursuant to Section 1 of this Agreement.

	1.	CONSTRUCTION. This Agreement shall be governed by, and construed in accordance with, the laws of the State of Florida.
[Remainder of Page Intentionally Left Blank]
IN WITNESS WHEREOF, the District and Nabors Giblin have executed this Agreement as of the date set forth above.

THE CROSSINGS AT FLEMING ISLAND COMMUNITY DEVELOPMENT DISTRICT

By:		 Chairman/Vice Chairman

NABORS, GIBLIN & NICKERSON, P.A.

By:		 Cynthia Wilhelm, Shareholder

SEVENTH ORDER OF BUSINESS

This Agreement, made this
14th
day of _^Sept
20__26is between The Lake Doctors, Inc., a Florida corporation
(“the Company”) and the following “Customer”
_PROPERTY _NAME _(Community/Business/Individual) THE CROSSINGS AT FLEMING ISLAND CDD (EAGLE HARBOR)
_MANAGEMENT _COMPANY The Crossings at Fleming Island CDD

INVOICING ADDRESS  2105 Harbor Lake Dr	
_CITY  FLEMING ISLAND	 _STATE ^FL
_EMAIL _ADDRESS Sandersen@eagleharborcdd.com
_ZIP 32003
_PHONE _(	_) 904-509-6445

The parties hereto agree to follows:

	A.	The Company agrees to manage certain lakes and/or waterways for a period of twelve (12) months from the date of execution of this Agreement in accordance with the terms and conditions of this Agreement in the following location(s):
One Hundred Fourteen (114) Ponds/Ditches associated with The Crossings at Fleming Island CDD.
Includes a minimum of twelve (12) inspections and/or treatments, as necessary, for control and prevention of noxious aquatic weeds/algae.
	A.	Customer agrees to pay the Company the following sum for specified aquatic management services:

1. | Underwater and Floating Vegetation Control Program | $ 8,880.00 Monthly
2. | Shoreline Grass and Brush Control Program | $ INCLUDED
3. | Free Callback Service and Additional Treatments, if required | $ INCLUDED
4. | Permitting and Stocking of (375) Sterile, Triploid Grass Carp (10” – 12”) | $ 3,375.00 Upon Stocking
5. | Trash/Debris Removal & Emergency Response i.e. Fish Kills | $	150.00 Hourly
6. | Monthly Detailed Service Reports | $ INCLUDED
| Total of Services Accepted | $ 8,880.00 Monthly

$8,880.00 of the above sum-total shall be due and payable upon execution of this Agreement; the balance shall be payable in advance in monthly installments of $8,880.00 plus any additional costs such as sales taxes, permitting fees, monitoring, reporting, water testing and related costs mandated by any governmental or regulatory body related to service under this Agreement.

	A.	The Company uses products which, in its sole discretion, are intended to provide effective and safe results.
	B.	The Company agrees to commence treatment within thirty (30) days, weather permitting, from the date of receipt of this executed Agreement plus initial deposit and/or required government permits.

	A.	The offer contained herein is withdrawn and this Agreement shall have no further force and effect unless executed and returned by Customer to the Company on or before September 30th, 2026.
	B.	The Terms and Conditions appearing on the reverse side form an integral part of this Agreement, and Customer hereby acknowledges that it has read and is familiar with the contents thereof.

CUSTOMER PREFERENCES
INVOICE FREQUENCY: _^X MONTHLY 	EVERY OTHER MONTH 	QUARTERLY 	SEMI-ANNUAL 	ANNUAL INVOICE TIMING: _X BEGINNING OF THE MONTH 	WITH SERVICE COMPLETION
EMAIL INVOICE:  X YES 	NO | If yes, provide invoice email: 	
EMAIL WORK ORDER: 	YES 	NO | If yes, provide work order email: 	
THIRD PARTY COMPLIANCE/REGISTRATION: 	YES 	NO THIRD PARTY INVOICING PORTAL**: 	YES 	 NO
REQUESTED START MONTH: _^1 ^Oct ^2026

| PURCHASE ORDER #:

THE LAKE DOCTORS, INC.	CUSTOMER:

Signed 	Date _^14 ^Sept ^2026

_Name __Steve Andersen, District Manager
Jesse E. Mason, Sales Manager
TERMS AND CONDITIONS
	1.	The Underwater and Floating Vegetation Control Program will be conducted in a manner consistent with good water management practice using the following methods and techniques when applicable.
	a.	Periodic treatments to maintain control of noxious submersed, floating and emersed aquatic vegetation and algae. Customer understands that some beneficial vegetation may be required in a body of water to maintain a balanced aquatic ecological system.
	b.	Determination of dissolved oxygen levels prior to treatment, as deemed necessary, to ensure that oxygen level is high enough to allow safe treatment. Additional routine water analysis and/or bacteriological analysis may be performed if required for success of the water management program.
	c.	Where applicable, treatment of only one-half or less of the entire body of water at any one time to ensure safety to fish and other aquatic life. However, the Company shall not be liable for loss of any exotic or non-native fish or vegetation. Customer must also notify the Company in writing if any exotic fish exist in lake or pond prior to treatment.
	d.	Customer understands and agrees that for the best effectiveness and environmental safety, materials used by the Company may be used at rates equal to or lower than maximum label recommendations.
	e.	Triploid grass carp stocking, if included, will be performed at stocking rates determined the Florida Fish and Wildlife Conservation Commission permit guidelines.
	f.	Customer agrees to provide adequate access. Failure to provide adequate access may require re-negotiation or termination of this Agreement.
	g.	Control of some weeds may take 30-90 days depending upon species, materials used and environmental factors.
	h.	When deemed necessary by the Company and approved by Customer, the planting and/or nurturing of certain varieties of plants, which for various reasons, help to maintain ecological balance.
	2.	Under the Shoreline Grass and Brush Control Program, the Company will treat border vegetation to the water’s edge including, but not limited to torpedograss, cattails, and other emergent vegetation such as woody brush and broadleaf weeds. Many of species take several months or longer to fully decompose. Customer is responsible for any desired physical cutting and removal.
	3.	Customer agrees to inform the Company in writing if any lake or pond areas have been or are scheduled to be mitigated (planted with required or beneficial aquatic vegetation). the Company assumes no responsibility for damage to aquatic plants if Customer fails to provide such information in a timely manner. Emergent weed control may not be performed within mitigated areas, new or existing, unless specifically stated by separate contract or modification of this Agreement. Customer also agrees to notify the Company, in writing, of any conditions which may affect the scope of work and Customer agrees to pay any resultant higher direct costs incurred.
	4.	If services specify trash/debris removal, the Company will perform the following: removal of casual trash such as cups, plastic bags and other man-made materials up to a 5 gallon bucket but only during regularly scheduled service visits. Large or dangerous items such as biohazards and landscape debris will not be included.
	5.	Customer agrees to reimburse the Company for all processing fees for registering with third party companies for compliance monitoring services and/or invoicing portal fees. Fees will be reimbursed via an additional invoice per the Company’s discretion.
	6.	If at any time during the term of this Agreement, Customer reasonably believes the Company is not performing in a satisfactory manner, or in accordance with the terms of this Agreement, Customer shall give the Company written notice stating with particularity the reasons for Customer’s dissatisfaction. The Company shall investigate and attempt to address Customer’s concerns. If, after 30 days from the giving of the original notice, Customer continues to reasonably believe the Company’s performance is unsatisfactory, Customer may terminate this Agreement by giving written notice (“Second Notice”) to the Company and paying all monies owing to the effective date of termination, which shall be the last day of the month in which the Second Notice is received by the Company. Customer may not terminate this Agreement before the end of the term except for cause in accordance with this paragraph.
	7.	If Customer discontinues or terminates service under this Agreement except for cause in accordance with paragraph 6, Company shall be entitled to collect as an early termination fee, and not as a penalty, an amount equal to, the lesser of, three (3) times the monthly service fee, or the number of months remaining in the term multiplied by the monthly service fee. The Company may declare the termination fee owed in a single payment due within ten (10) days of written demand.
	8.	Federal and State regulations require that various water time-use restrictions be observed during and following some treatments. The Company will notify Customer of such restrictions. It is Customer’s responsibility to observe the restrictions throughout the required period. Customer understands and agrees that, notwithstanding any other provision of the Agreement, the Company does not assume any liability for failure by any party to be notified of, or to observe, such regulations or restrictions.
	9.	The Company shall maintain the following insurance coverage and limits: (a) Workman’s Compensation with statutory limits; (b) Automobile Liability; (c) Comprehensive General Liability, including Pollution Liability, Property Damage, Completed Operations and Product Liability. A Certificate of Insurance will be provided upon request. A Certificate of Insurance naming Customer as “Additional Insured” may be provided at Customer’s request. Customer agrees to pay for any additional costs of insurance requirements over and above the standard insurance provided by the Company.
	10.	The Company agrees to indemnify, defend and hold harmless Customer from and against any and all liability for any loss, injury or damage, including, without limitation, all costs, expenses, court costs and reasonable attorneys’ fees, imposed on Customer by any person caused by or that results from the gross negligence or willful misconduct of the Company, its employees or agents. Customer hereby agrees to indemnify, defend and hold the Company harmless from and against any and all liability for any loss, injury or damage, including, without limitation, all costs, expenses, court costs and reasonable attorneys’ fees, imposed on the Company by any person whomsoever that occurs on or about Customer’s premises, except for any such loss, injury or damage that is caused by or results solely from the gross negligence or willful misconduct of the Company its employees or agents.
	11.	IN NO EVENT SHALL EITHER PARTY BE LIABLE FOR ANY INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES, INCLUDING BUT NOT LIMITED TO
LOST PROFITS, SAVINGS OR REVENUE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Customer agrees that the Company’s liability under this Agreement shall be limited to six (6) times the monthly fee, which amount shall be Customer’s maximum remedy regardless of the legal theory used to determine that the Company is liable for the injury or loss (including, without limitation, negligence breach of contract breach of warranty and product liability).
	1.	Neither party shall be responsible for damages, penalties or otherwise for any failure or delay in performance of any of its obligations hereunder caused by strikes, riots, war, acts of God, accidents, governmental orders and regulations, curtailment or failure to obtain sufficient material, or other force majeure condition (whether or not of the same class or kind as those set forth above) beyond its reasonable control and which, by the exercise of due diligence, it is unable to overcome. Should the Company be prohibited, restricted or otherwise prevented or impaired from rendering specified services by any condition, the Company shall notify Customer of said condition and of the excess direct costs arising therefrom. Customer shall have thirty (30) days after receipt of notice to notify the Company in writing of any inability to comply with excess direct costs as requested by the Company.
	2.	Customer warrants that it is authorized to execute this Agreement on behalf of the riparian owner If a legal entity, the person executing this Agreement on behalf of Customer represents that Customer is duly organized and existing, and is in good standing, under the laws of the jurisdiction of its organization and that execution, delivery, and performance of this Agreement has been duly authorized by all appropriate corporate action
	3.	The Company covenants to perform and complete the services hereunder in a timely, competent and workmanlike manner and in accordance with the specifications and requirements set forth in this Agreement. THE COMPANY HEREBY EXPRESSLY DISCLAIMS, AND CUSTOMER HEREBY WAIVES, RELEASES AND RENOUNCES, ALL OTHER WARRANTIES AND CLAIMS EXPRESS OR IMPLIED, ARISING BY LAW OR OTHERWISE, WITH RESPECT TO SERVICES OR PRODUCTS PROVIDED BY THE COMPANY.
	4.	Customer understands that, for convenience, the annual cost of service is spread over a twelve-month period and that individual monthly billings do not reflect the fluctuating seasonal costs of service. If the Company permits Customer to temporarily put its account activity on hold, an additional start-up charge may be required due to aquatic re-growth.
	5.	The Company agrees to hold Customer harmless from any loss, damage or claims arising out of the sole negligence of the Company. However, the Company shall in no event be liable to Customer or others for indirect, special or consequential damages resulting from any cause whatsoever.
	6.	Upon completion of the term of this Agreement, or any extension thereof, this Agreement shall be automatically extended for a period equal to its original term unless terminated by either party by written notice delivered prior to the end of the term. The Company may adjust the monthly investment amount after the original term to reflect any changes to cost of materials, inputs, and labor. The Company will submit written notification to Customer 30 days prior to effective date of adjustment. If Customer is unable to comply with the adjustment, the Company shall be notified immediately in order to seek a resolution. The Company may cancel this Agreement for any reason upon 30-day written notice to Customer.
	7.	Should Customer become delinquent, the Company may place the account on hold for non-payment and Customer will continue to be responsible for the continuing monthly amount even if the account is placed on hold. The Company may, at its sole discretion, choose to suspend services and charge the Customer 25% of the monthly equivalent invoice amount for three (3) consecutive months, herein referred to as the Credit Hold Period, or until Customer pays all invoices due, whichever comes earlier. Regular Service may be reinstated once the entire past due balance has been received in full. Should the Customer remain delinquent at the end of the Credit Hold Period, Company shall be entitled to bring action for collection of monies due and owing under this Agreement. Customer agrees to pay collection costs, including, but not limited to, reasonable attorneys fee (including those on appeal) and court costs, and all other expenses incurred by the Company resulting from such collection action. The Company reserves the right at any time to charge interest on unpaid amounts at the rate of eighteen percent (18%) per year. Customer hereby irrevocably submits to the exclusive personal jurisdiction of the state and federal courts of Duval County, Florida for the adjudication of all disputes or questions hereunder.
	8.	This Agreement constitutes the entire agreement of the parties hereto and shall be valid upon acceptance by the Company Corporate Office. No oral or written alterations or modifications of the terms contained herein shall be valid unless made in writing and accepted by an authorized representative of both the Company and Customer. This Agreement is assignable by Customer only with the prior written consent of the Company.

EIGHTH ORDER OF BUSINESS

Egis Insurance & Risk Advisors
Is pleased to provide a Proposal of Insurance Coverage for:

Crossings at Fleming Island Community Development District

Please review the proposed insurance coverage terms and conditions carefully. Written request to bind must be received prior to the effective date of coverage.

The brief description of coverage contained in this document is being provided as an accommodation only and is not intended to cover or describe all Coverage Agreement terms. For more complete and detailed information relating to the scope and limits of coverage, please refer directly to the Coverage Agreement documents. Specimen forms are available upon request.
About FIA

Florida Insurance Alliance (“FIA”), authorized and regulated by the Florida Office of Insurance Regulation, is a non-assessable, governmental insurance Trust. FIA was created in September 2011 at a time when a large number of Special Taxing Districts were having difficulty obtaining insurance.
Primarily, this was due to financial stability concerns and a perception that these small to mid-sized Districts had a disproportionate exposure to claims. Even districts that were claims free for years could not obtain coverage. FIA was created to fill this void with the goal of providing affordable insurance coverage to Special Taxing Districts. Today, FIA proudly serves and protects over 1,000 public entity members.
Competitive Advantage
FIA allows qualifying Public Entities to achieve broad, tailored coverages with a cost-effective insurance program. Additional program benefits include:
	•	Insure-to-value property limits with no coinsurance penalties
	•	First dollar coverage for “alleged” public official ethics violations
	•	Proactive in-house claims management and loss control department
	•	Risk management services including on-site loss control, property schedule verification and contract reviews
	•	Complimentary Property Appraisals
	•	Online Risk Management Education & Training portal
	•	Online HR & Benefits Support portal
	•	HR Hotline
	•	Safety Partners Matching Grant Program
How are FIA Members Protected?
FIA employs a conservative approach to risk management. Liability risk retained by FIA is fully funded prior to the policy term through member premiums. The remainder of the risk is transferred to reinsurers. FIA’s primary reinsurers, Lloyds of London and Hudson Insurance Company, both have AM Best A XV (Excellent) ratings and surplus of $2Billion or greater.

In the event of catastrophic property losses due to a Named Storm (i.e., hurricane), the program bears no risk as all losses are passed on to the reinsurers.

What Are Members Responsible For?
As a non-assessable Trust, our members are only responsible for two items:
	•	Annual Premiums
	•	Individual Member Deductibles

FIA Bylaws prohibit any assessments or other fees.

Additional information regarding FIA and our member services can be found at www.fia360.org.
Quotation being provided for:

Crossings at Fleming Island Community Development District
c/o Governmental Management Services - North Florida 475 West Town Place, STE #114 St. Augustine, FL 32092
Term: October 1, 2026 to October 1, 2027

Quote Number: 100126543

PROPERTY COVERAGE
SCHEDULE OF COVERAGES AND LIMITS OF COVERAGE
COVERED PROPERTY |
Total Insured Values –Building and Contents – Per Schedule on file totalling | $13,198,567
Loss of Business Income | $1,000,000
Additional Expense | $1,000,000
Inland Marine |
Scheduled Inland Marine | $711,459
It is agreed to include automatically under this Insurance the interest of mortgagees and loss payees where applicable without advice.

| Valuation | Coinsurance
Property | Replacement Cost | None
Inland Marine | Actual Cash Value | None

DEDUCTIBLES:

$2,500

Per Occurrence, All other Perils, Building & Contents and
Extensions of Coverage.

| 3 % | Total Insured Values per building, including vehicle values, for “Named Storm” at each affected location throughout Florida subject to a minimum of $10,000 per occurrence, per Named Insured.
| Per Attached Schedule | Inland Marine
| Not Applicable | Golf Course Tees and Greens Deductible on all covered Perils if scheduled.

Special Property Coverages | |
Coverage | Deductibles | Limit
Earth Movement | $2,500 | Included
Flood | $2,500 * | Included
Boiler & Machinery | $2,500 | Included
TRIA | | Included
*Except for Zones A & V (see Terms and Conditions) excess of NFIP, whether purchased or not

TOTAL PROPERTY PREMIUM | $83,461
Extensions of Coverage
If marked with an "X" we will cover the following EXTENSIONS OF COVERAGE under this Agreement, These limits of liability do not increase any other applicable limit of liability.

(X) | Code | Extension of Coverage | Limit of Liability
X | A | Accounts Receivable | $500,000 in any one occurrence

X

B

Animals

$1,000 any one Animal
$5,000 Annual Aggregate in any one agreement period

X | C | Buildings Under Construction | As declared on Property Schedule, except new buildings being erected at sites other than a covered location which is limited to $250,000 estimated final contract value any one construction project.
X | D | Debris Removal Expense | $250,000 per insured or 25% of loss, whichever is greater

X

E

Demolition Cost, Operation of Building
Laws and Increased Cost of
Construction

$500,000 in any one occurrence

X | F | Duty to Defend | $100,000 any one occurrence
X | G | Errors and Omissions | $250,000 in any one occurrence
X | H | Expediting Expenses | $250,000 in any one occurrence
X | I | Fire Department Charges | $50,000 in any one occurrence
X | J | Fungus Cleanup Expense | $50,000 in the annual aggregate in any one occurrence
X | K | Lawns, Plants, Trees and Shrubs | $50,000 in any one occurrence
X | L | Leasehold Interest | Included
X | M | Air Conditioning Systems | Included

X

N

New locations of current Insureds

$1,000,000 in any one occurrence for up to 90 days, except 60 days for Dade, Broward, Palm Beach from the date such new location(s) is first purchased, rented or occupied whichever is earlier. Monroe County on
prior submit basis only

X | O | Personal property of Employees | $500,000 in any one occurrence
X | P | Pollution Cleanup Expense | $50,000 in any one occurrence
X | Q | Professional Fees | $50,000 in any one occurrence
X | R | Recertification of Equipment | Included
X | S | Service Interruption Coverage | $500,000 in any one occurrence
X | T | Transit | $1,000,000 in any one occurrence
X | U | Vehicles as Scheduled Property | Included
X | V | Preservation of Property | $250,000 in any one occurrence
X | W | Property at Miscellaneous Unnamed Locations | $250,000 in any one occurrence
X | X | Piers, docs and wharves as Scheduled Property | Included on a prior submit basis only
X | Y | Glass and Sanitary Fittings Extension | $25,000 any one occurrence
X | Z | Ingress / Egress | 45 Consecutive Days
X | AA | Glass and Sanitary Fittings Extension | $25,000 in any one occurrence
X | BB | Awnings, Gutters and Downspouts | Included
X | CC | Lock and Key Replacement | $2,500 any one occurrence

X

DD

Tracks and fields (except Lawns, Plants, Trees and Srubs covered under code K)

$250,000 any one occurrence and $500,000 in the annual aggregate in any one coverage period.
or
Up to the declared value if it is specifically listed as "Tracks and Fields" in the
schedule of values.

X | EE | Awnings, Gutters and Downspouts | Included
X | FF | Civil or Military Authority | 45 consecutive days and one mile.

CRIME COVERAGE

Description | Limit | Deductible
Forgery and Alteration | Not Included | Not Included
Theft, Disappearance or Destruction | Not Included | Not Included
Computer Fraud including Funds Transfer Fraud | Not Included | Not Included
Employee Dishonesty, including faithful performance, per loss | Not Included | Not Included

Deadly Weapon Protection Coverage

Coverage | Limit | Deductible
Third Party Liability | $1,000,000 | $0
Property Damage | $1,000,000 | $0
Crisis Management Services | $250,000 | $0

Coverages

Covered
Autos

Limit

Premium

Covered Autos Liability | 1 | $1,000,000 | Included
Personal Injury Protection | 5 | Separately Stated In Each Personal Injury Protection Endorsement | Included
Auto Medical Payments | 2 | $2,500 Each Insured | Included

Uninsured Motorists including Underinsured
Motorists

2

$100,000

Included

Physical Damage Comprehensive Coverage

7,8

Actual Cash Value Or Cost Of Repair, Whichever Is Less, Minus Applicable Deductible (See Attached Schedule)
For Each Covered Auto, But No Deductible Applies To Loss Caused By Fire or Lightning.
See item Four for Hired or Borrowed Autos.

Included

Physical Damage Specified Causes of Loss Coverage

N/A

Actual Cash Value Or Cost Of Repair, Whichever Is Less, Minus Applicable Deductible (See Attached Schedule)
For Each Covered Auto For Loss Caused By Mischief Or Vandalism

See item Four for Hired or Borrowed Autos.

Not Included

Physical Damage Collision Coverage

7,8

Actual Cash Value Or Cost Of Repair, Whichever Is Less, Minus Applicable Deductible (See Attached Schedule)
For Each Covered Auto

See item Four for Hired or Borrowed Autos.

Included

Physical Damage Towing And Labor | 7 | $250 For Each Disablement Of A Private Passenger Auto | Included

Bodily Injury and Property Damage Limit | $5,000,000
Personal Injury and Advertising Injury | Included
Products & Completed Operations Aggregate Limit | Included
Employee Benefits Liability Limit, per person | $1,000,000
Abuse and Molestation Limit (Added by Claims Made Endorsement) | Not Included
Abuse and Molestation Aggregate Limit (Added by Claims Made Endorsement) | Not Included
Abuse and Molestation Retroactive Date | Not Included
Herbicide & Pesticide Aggregate Limit | $1,000,000
Medical Payments Limit | $5,000
Fire Damage Limit | Included
No fault Sewer Backup Limit | $25,000/$250,000
General Liability Deductible | $0

PUBLIC OFFICIALS AND EMPLOYMENT PRACTICES LIABILITY (Claims Made)

Public Officials and Employment Practices Liability Limit | Per Claim | $5,000,000
| Aggregate | $5,000,000
Public Officials and Employment Practices Liability Deductible | | $2,500
Retroactive Date: | |
Supplemental Payments: Pre-termination $2,500 per employee - $5,000 annual aggregate. Non-Monetary $100,000 aggregate.
Cyber Liability sublimit included under POL/EPLI Media Content Services Liability
Network Security Liability
Privacy Liability
First Party Extortion Threat First Party Crisis Management
First Party Business Interruption
Limit: $100,000 each claim/annual aggregate Fraudulent Instruction: $25,000

PREMIUM SUMMARY

Crossings at Fleming Island Community Development District
c/o Governmental Management Services - North Florida 475 West Town Place, STE #114 St. Augustine, FL 32092

Term: October 1, 2026 to October 1, 2027
Quote Number: 100126543

PREMIUM BREAKDOWN

Property (Including Scheduled Inland Marine) | $83,461
Crime | Not Included
Automobile Liability | $788
Hired Non-Owned Auto | Included
Auto Physical Damage | $209
General Liability | $86,173
Public Officials and Employment Practices Liability | $23,996
Deadly Weapon Protection Coverage | Included

TOTAL PREMIUM DUE | $194,627

IMPORTANT NOTE
Defense Cost - Outside of Limit, Does Not Erode the Limit for General Liability, Public Officials Liability, and Employment related Practices Liability.
Deductible does not apply to defense cost. Self-Insured Retention does apply to defense cost.

Additional Notes:
General Liability includes Liquor Liability Occurrence $1,000,000; Aggregate $2,000,000 Deductible $0

_,,,,_I.??	FLORIDA
_F	INSURANCE
	•	ALLIANCE
PARTICIPATION AGREEMENT
Application for Membership in the Florida Insurance Alliance

The undersigned local governmental entity, certifying itself to be a public age.ncy of the State of Florida as defined In Section 163.01, Florida Statutes, hereby formally makes application with the Florida Insurance Alliance ("FIA") for continuing liability and/or casualty coverage through membership in FIA, to become
	•	effective 12:01 a.m., 10/01/2026, and If accepted by the FIA's duly authorized representativ?, doe!i hereby
agree as follows:

(a) That, by this reference, the terms and provisions of the lnterlocal Agreement creating the Florida Insurance Alliance are hereby adopted, approved and ratified by the undersigned local governmental entity. The undersigned local governmental entity certifies that it has received a copy of the aforementioned lnterlocal Agreement and further agrees to be bound by the provisions and obligations of the lnterlocal Agreement as provided therein;

(bl To pay all premiums on (!)f before the date the?me shall become due and, in the event Applicecmt fails to do so, to pay any reasonable late penalties and charges arising therefrom, and all costs of collection thereof, including reasonable attorneys' fees;

	c.	To abide by the rules and regulations adopted by the Board of Directors;

	c.	That should the Applicant desire to cancel coverage; it willgive not less than ninety (90) daysprior written
notice of cancellatlon;

	c.	That if the Fund desire to cancel coverage; it will give not less than thirty (30) days prior written notice of cancellation;

(fl That all informatiQn (:Qntained in the underwriting application provided to FIA as a condition precedent to participation in FIA is true, correct and accurate in all respects.

Crossings at Fleming Island Community Development District

(Name of Loc::al Governmental Entity)

By: 	  ^Steve.Andersen, ^District ^Manager	
^Signature	Print Name

Witne..Ys.         -s·?--=?.7..'.-.?....., 	_..e..:.:-""::..,.o!.-=aio""'l-n·?-?
re
Shirley Booth

Print Name
,.;'

IS HEREBY APPROVED FOR MEMBER$HIP IN THIS FUNO, AND COVERAGE IS EFFECTIVE October 1, 2026

By:-----------------
Administrator

Page I 9

PROPERTY VALUATION AUTHORIZATION

Crossings at Fleming Island Community Development District
c/o Governmental Management Services - North Florida 475 West Town Place, STE #114 St. Augustine, FL 32092

QUOTATIONS TERMS & CONDITIONS
	3.	Please review the quote carefully for coverage terms, conditions, and limits.
	4.	The coverage is subject to 25% minimum earned premium as of the first day of the “Coverage Period”.
	5.	Total premium is late if not paid in full within 30 days of inception, unless otherwise stated.
	6.	Property designated as being within Flood Zone A or V (and any prefixes or suffixes thereof) by the Federal Emergency Management Agency (FEMA), or within a 100 Year Flood Plain as designated by the United States Army Corps of Engineers, will have a Special Flood Deductible equal to all flood insurance available for such property under the National Flood Insurance Program, whether purchased or not or 5% of the Total Insured Value at each affected location whichever the greater.
	7.	The Florida Insurance Alliance is a shared limit. The limits purchased are a per occurrence limit and in the event an occurrence exhaust the limit purchased by the Alliance on behalf of the members, payment to you for a covered loss will be reduced pro-rata based on the amounts of covered loss by all members affected by the occurrence. Property designated as being within.
	8.	Coverage is not bound until confirmation is received from a representative of Egis Insurance & Risk Advisors.

I give my authorization to bind coverage for property through the Florida Insurance Alliance as per limits and terms listed below.

 | Building and Content TIV | $13,198,567 | As per schedule attached
 | Inland Marine | $711,459 | As per schedule attached
 | Auto Physical Damage | $20,000 | As per schedule attached

14 Sept 2026

Page | 10

PUBLIC ENTITY
FLORIDA UNINSURED MOTORISTS COVERAGE SELECTION OF LOWER LIMITS OR REJECTION OF COVERAGE
YOU ARE ELECTING NOT TO PURCHASE CERTAIN VALUABLE COVERAGE WHICH PROTECTS YOU OR YOU ARE PURCHASING UNINSURED MOTORIST LIMITS LESS THAN YOUR LIABILITY LIMITS WHEN YOU SIGN THIS FORM. PLEASE READ CAREFULLY.

Quote Number: 100126543 | Term: October 1, 2026 to October 1, 2027
Insurer: Florida Insurance Alliance |
Applicant/Named Insured: Crossings at Fleming Island Community Development District |
Florida law permits you to make certain decisions regarding Uninsured Motorists Coverage provided under your policy. This document describes this coverage and various options available.
You should read this document carefully and contact us or your agent if you have any questions regarding Uninsured Motorists Coverage and your options with respect to this coverage.

This document includes general descriptions of coverage. However, no coverage is provided by this document. You should read your policy and review your Declarations Page(s) and/or Schedule(s) for complete information on the coverages you are provided.

Uninsured Motorists Coverage provides for payment of certain benefits for damages caused by owners or operators of uninsured motor vehicles because of bodily injury or death resulting therefrom. Such benefits may include payments for certain medical expenses, lost wages, and pain and suffering, subject to limitations and conditions contained in the policy. For the purpose of this coverage, an uninsured motor vehicle may include a motor vehicle as to which the bodily injury limits are less than your damages.
Florida law requires that automobile liability policies include Uninsured Motorists Coverage at limits equal to the Liability Coverage in your policy, unless you select a lower limit offered by the company or reject Uninsured Motorists Coverage entirely.

Please indicate by initialing below whether you entirely reject Uninsured Motorists Coverage or whether you select this coverage at limits lower than the Liability Coverage of your policy.

I reject Uninsured Motorists Coverage entirely.
X	 I reject Combined Single Limit for Liability Coverage and I select a lower limit of $100,000.

FIA 515 (01 23)	Includes copyrighted material of Insurance Services Office, Inc.
with its permission
Page 1 of 2

Steve Andersen, District Manager

14 Sept 2026

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

1

Golf Club House
2217 Eagle Harbor Pkwy Orange Park FL 32003

1995

10/01/2026

$2,618,366

$2,887,582

| | Joisted masonry | 10/01/2027 | $269,216 | |
| Complex | | | Metal panel | |

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

2

Golf Cart Shelter (Tent)
2211 Eagle Harbor Pkwy Orange Park FL 32003

1999

10/01/2026

$72,118

$72,118

| | Frame | 10/01/2027 | | |

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

3

Pump House
2221 Eagle Harbor Pkwy Orange Park FL 32003

1993

10/01/2026

$133,552

$408,047

| | Pump / lift station | 10/01/2027 | $274,495 | |

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

4

Golf Maintenance Shop
2233 Eagle Harbor Pkwy Orange Park FL 32003

1993

10/01/2026

$576,334

$681,909

| | Modular classrooms / offices | 10/01/2027 | $105,575 | |
| Shed | | | Metal panel | |

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

5

Golf Cart Storage
2233 Eagle Harbor Pkwy Orange Park FL 32003

1993

10/01/2026

$396,329

$467,592

| | Non combustible | 10/01/2027 | $71,263 | |
| Shed | | | Metal panel | |

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

6

Chemical Storage Building
2233 Eagle Harbor Pkwy Orange Park FL 32003

1993

10/01/2026

$70,782

$86,618

| | Joisted masonry | 10/01/2027 | $15,836 | |
| Gable | | | Asphalt shingles | |

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

7

Golf Rest Station #6
1909 Eagle Harbor Pkwy Orange Park FL 32003

1994

10/01/2026

$75,486

$75,486

| | Frame | 10/01/2027 | | |
| Pyramid hip | | | Clay / concrete tiles | |

Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

8

Golf Rest Station #14
2296 Harbor Lake Drive Orange Park FL 32003

1997

10/01/2026

$75,486

$75,486

| | Frame | 10/01/2027 | | |
| Pyramid hip | | | Clay / concrete tiles | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

9

Rain Shelter (Golf Course)
2026 Lakeshore Drive Orange Park FL 32003

1994

10/01/2026

$14,781

$14,781

| | Frame | 10/01/2027 | | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

10

Swim Park Annex
1880 Eagle Harbor Pkwy Orange Park FL 32003

1994

10/01/2026

$1,090,273

$1,248,636

| | Joisted masonry | 10/01/2027 | $158,363 | |
| Complex | | | Metal panel | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

11

Swim Park bldg
1878 Eagle Harbor Pkwy Orange Park FL 32003

1994

10/01/2026

$1,063,985

$1,153,724

| | Joisted masonry | 10/01/2027 | $89,739 | |
| Complex | | | Metal panel | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

12

Pool Pump House
1878 Eagle Harbor Pkwy Orange Park FL 32003

1994

10/01/2026

$49,831

$185,495

| | Joisted masonry | 10/01/2027 | $135,664 | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

13

Pool Storage Building
1878 Eagle Harbor Pkwy Orange Park FL 32003

1994

10/01/2026

$40,435

$50,993

| | Frame | 10/01/2027 | $10,558 | |
| Simple hip | | | Metal panel | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt
14 | Swim Park pool contents 1878 Eagle Harbor Pkwy Orange Park FL 32003 | 1994 | 10/01/2026 | | $98,171 |
| | Property in the Open | 10/01/2027 | $98,171 | |

Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

15

Slide
1878 Eagle Harbor Pkwy Orange Park FL 32003

1994

10/01/2026

$163,641

$163,641

| | Property in the Open | 10/01/2027 | | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

16

Pool Pavilion
1878 Eagle Harbor Pkwy Orange Park FL 32003

1994

10/01/2026

$57,792

$57,792

| | Property in the Open | 10/01/2027 | | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

17

Tennis Center ProShop
1866 Eagle Harbor Pkwy Orange Park FL 32003

1994

10/01/2026

$594,071

$594,071

| | Joisted masonry | 10/01/2027 | | |
| Complex | | | Metal panel | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

18

Tennis Pavilions (9), Fencing, Benches, Lights
1866 Eagle Harbor Pkwy Orange Park FL 32003

1996

10/01/2026

$242,823

$242,823

| | Non combustible | 10/01/2027 | | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

19

Tennis Maintenance Shed
1866 Eagle Harbor Pkwy Orange Park FL 32003

1994

10/01/2026

$30,353

$30,353

| | Frame | 10/01/2027 | | |
| Shed | | | Metal panel | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

20

Clubhouse Waterfront Park
1685 Lakeshore Drive Orange Park FL 32003

1999

10/01/2026

$827,814

$922,832

| | Joisted masonry | 10/01/2027 | $95,018 | |
| Simple hip | | | Asphalt shingles | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt
21 | Waterfront park contents 1685 Lakeshore Drive Orange Park FL 32003 | 1999 | 10/01/2026 | | $52,788 |
| | Non combustible | 10/01/2027 | $52,788 | |

Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

22

Pool Storage Building and pumps
1685 Lakeshore Drive Orange Park FL 32003

1999

10/01/2026

$99,557

$273,756

| | Joisted masonry | 10/01/2027 | $174,199 | |
| Simple hip | | | Asphalt shingles | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

23

Pool Pavilion
1685 Lakeshore Drive Orange Park FL 32003

1999

10/01/2026

$24,282

$24,282

| | Property in the Open | 10/01/2027 | | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

24

2 Pavilions (Pool)
1685 Lakeshore Drive Orange Park FL 32003

1999

10/01/2026

$24,282

$24,282

| | Property in the Open | 10/01/2027 | | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

25

Clubhouse Creekside Park
2740 Shade Tree Drive Orange Park FL 32003

2004

10/01/2026

$767,002

$838,371

| | Joisted masonry | 10/01/2027 | $71,369 | |
| Gable | | | Metal panel | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt
26 | Creekside pool contents 2740 Shade Tree Drive Orange Park FL 32003 | 2004 | 10/01/2026 | | $17,277 |
| | Property in the Open | 10/01/2027 | $17,277 | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

27

Pool Pump House
2740 Shade Tree Drive Orange Park FL 32003

2004

10/01/2026

$87,416

$192,991

| | Frame | 10/01/2027 | $105,575 | |
| Pyramid hip | | | Metal panel | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

28

Pool Pavilions
2740 Shade Tree Drive Orange Park FL 32003

2004

10/01/2026

$36,423

$36,423

| | Property in the Open | 10/01/2027 | | |

Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

29

CDD Office
2105 Harbor Lake Drive Orange Park FL 32003

1996

10/01/2026

$335,834

$425,573

| | Frame | 10/01/2027 | $89,739 | |
| Pyramid hip | | | Asphalt shingles | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

30

Party Hall - Lick Skillet Park
4523 Lakeshore Drive Orange Park FL 32003

1994

10/01/2026

$263,938

$268,425

| | Frame | 10/01/2027 | $4,487 | |
| Gable | | | Metal panel | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

31

Restroom Bldg
4523 Lakeshore Drive Orange Park FL 32003

1994

10/01/2026

$18,581

$18,581

| | Frame | 10/01/2027 | | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

32

(4) Bus Stops
Forest Park Dr
Orange Park FL 32003

2000

10/01/2026

$33,995

$33,995

| | Frame | 10/01/2027 | | |
| Gable | | | Clay / concrete tiles | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

33

Pavilion Pine Lakes Park
Pine Lakes
Orange Park FL 32003

2000

10/01/2026

$48,928

$48,928

| | Frame | 10/01/2027 | $0 | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

34

Gazebo
Pine Lakes
Orange Park FL 32003

2000

10/01/2026

$23,553

$23,553

| | Frame | 10/01/2027 | | |
Unit # | Description | Year Built | Eff. Date | Building Value | Total Insured Value |
| Address | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

35

Docks
Waterfront
Orange Park FL 32003

2017

10/01/2026

$250,424

$250,424

| | Non combustible | 10/01/2027 | | |

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

36

Docks
Salt Marsh Lane Orange Park FL 32003

2000

10/01/2026

$253,380

$253,380

| | Waterfront structures | 10/01/2027 | | |

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

37

Docks
Swimming Pen Creek Orange Park FL 32003

2019

10/01/2026

$211,150

$211,150

| | Waterfront structures | 10/01/2027 | | |

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

38

Docks
Creekside
Orange Park FL 32003

2018

10/01/2026

$274,495

$274,495

| | Waterfront structures | 10/01/2027 | | |

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

39

Boardwalk
Brookstone to Countrywalk Orange Park FL 32003

2015

10/01/2026

$253,380

$253,380

| | Waterfront structures | 10/01/2027 | | |

Unit #

Description
Address

Year Built

Eff. Date

Building Value

Total Insured Value

| | Const Type | Term Date | Contents Value | |
| Roof Shape | Roof Pitch | | Roof Covering | Covering Replaced | Roof Yr Blt

40

Splash Pad w/Equipment
1878 Eagle Harbor Pkwy Orange Park FL 32003

2019

10/01/2026

$158,363

$158,363

| | Non combustible | 10/01/2027 | | |
| Total: | Building Value $11,359,235 | Contents Value $1,839,332 | Insured Value $13,198,567 | |

Item # | Department | Serial Number | Classification Code | Eff. date | Value | Deductible
| Description | | | Term Date | |
1 | | | Other inland marine | 10/01/2026 | $15,000 | $1,000
| Seciurity Cameras | | | 10/01/2027 | |

2 | | | Mobile equipment | 10/01/2026 | $10,000 | $1,000
| 2017 Smithco Roller | | | 10/01/2027 | |

3 | | | Mobile equipment | 10/01/2026 | $20,000 | $1,000
| 2018 John Deere Tractor (3) | | | 10/01/2027 | |

4 | | | Mobile equipment | 10/01/2026 | $38,000 | $1,000
| 24HP Diesel Full Size Uitiliy Vehicle, 2 Seater, Orange, 4WD (2) | | | 10/01/2027 | |

5 | | | Mobile equipment | 10/01/2026 | $19,000 | $1,000
| 24HP Diesel Full Size Uitiliy Vehicle, 2 Seater, Orange, 4WD | | | 10/01/2027 | |

6 | | | Mobile equipment | 10/01/2026 | $19,000 | $1,000
| 24HP Premium Diesel Full Size Uitily Vehicle, 2 Seater, Orange | | | 10/01/2027 | |

7 | | | Mobile equipment | 10/01/2026 | $19,000 | $1,000
| 24HP Diesel Full Size Utility Vehicle, 2 Seater, Camo, 4WD | | | 10/01/2027 | |

8 | | CAH000485, 465 | Mobile equipment | 10/01/2026 | $125,613 | $1,000
| ECLIPSE 360 Gasoline Hybrid Electric Greens Mower w/ attachments (2) | | | 10/01/2027 | |

9 | | CAH000471, 491 | Mobile equipment | 10/01/2026 | $116,073 | $1,000
| ECLIPSE 360 Gasoline Hybrid Electric Greens Mower w/ attachments (2) | | | 10/01/2027 | |

10 | | DCW000378,377 | Mobile equipment | 10/01/2026 | $164,142 | $1,000
| LF570, 2WD, Stg V (Kubota 44.9 HP) w/ attachments (2) | | | 10/01/2027 | |

11 | | T9636 | Mobile equipment | 10/01/2026 | $33,365 | $1,000
| Tournament XXL 7000 Ultra-Wide Greens Roller w/ attachments | | | 10/01/2027 | |

12 | | 41009 | Mobile equipment | 10/01/2026 | $23,801 | $1,000
| SmithCo Sand Star CVT w/ attachments | | | 10/01/2027 | |

13 | | 41010 | Mobile equipment | 10/01/2026 | $21,898 | $1,000
| SmithCo Sand Star CVT w/ attachments | | | 10/01/2027 | |

14 | | 421946 | Mobile equipment | 10/01/2026 | $9,622 | $1,000
| Torrent 2 Tow Behind Blower with Remote Control w/ attachments | | | 10/01/2027 | |

15 | | DDB000352 | Mobile equipment | 10/01/2026 | $39,532 | $1,000
| AR331 Rotary Mower - Cat C1.1 w/ attachments | | | 10/01/2027 | |

16 | | 7008326 | Mobile equipment | 10/01/2026 | $6,933 | $1,000
| Truckster XD - Gas w/ Manual Transmission, 2WD & Premium Operator Seat | | | 10/01/2027 | |

17 | | T8327 | Mobile equipment | 10/01/2026 | $4,980 | $1,000
| Tournament XL 7000 Ultra-Wide Greens Roller | | | 10/01/2027 | |

18 | | | Mobile equipment | 10/01/2026 | $12,750 | $1,000
| John Deere Z930M Ztrak | | | 10/01/2027 | |

19 | | | Mobile equipment | 10/01/2026 | $12,750 | $1,000
| 2024 John Deere Z930M Ztrak | | | 10/01/2027 | |

Total | $711,459

Unit # | Make | Model-Description | Department | AL Eff | Comp Ded | Comp Eff | Term | VALUE |
Qty | Year | VIN # | Vehicle Type | AL Term | Coll Ded | Coll Eff | Coll Term | Valuation Type | APD Rptd
1 | Chevrolet | Colorado | | 10/01/2026 | $1,000 | 10/01/2026 | 10/01/2026 | $20,000 |
1 | 2022 | 1GCHSBEN4N1314345 | Light Truck | 10/01/2027 | $1,000 | 10/01/2026 | 10/01/2027 | Actual cash value | $20,000

Total | $20,000
APD Rptd | $20,000

Sign: 		Print Name:
Steve Andersen
Date:
14 Sept 2026

NINTH ORDER OF BUSINESS

B.

Monthly Maintenance Report

September 16, 2026

Maintenance – Turf is fully established from the summer growing season and is continuing to maintain good color and density as we transition toward fall. Weekly services remain in place, with mowing, edging, blowing, weed control, and detail work being performed throughout the community. Fall applications are being monitored and scheduled based on turf conditions and weather patterns. The maintenance team continues to focus on keeping common areas, pool areas, and high-tra?ic locations clean and well maintained. Detail work continues throughout the community to address areas needing additional attention following the summer growing season.
Annuals – The summer annual rotation is being maintained and prepared for the transition into the fall season. The new fall annual installation is scheduled to begin September 21st throughout the community. Flower beds will be prepared prior to installation to ensure proper establishment and a clean, refreshed appearance. Preventative weed control and fungicide applications will continue to be monitored and addressed as needed. The team will also continue regular bed maintenance, including hand weeding, deadheading, and general detail work throughout the fall rotation.
Horticulture – Ammonium sulfate and a micronutrient package were applied to targeted turf areas to support overall turf health, improve color, and encourage the seasonal green-up process. The following products and rates were utilized as part of the application:
	•	21-0-0: 0.25 lbs per 1,000 sq. ft.
	•	6-0-0: 3 lbs per acre
	•	Bifen XTS: 7 oz per acre
	•	PBO8: 14 oz per acre
	•	Simazine: 48 oz per acre
	•	Alucion: 19 oz per acre (IPM)
	•	Celsius: 5 oz per acre (IPM)
	•	Certainty: 1 oz per acre (IPM)
The primary objective of this application was to provide ammonium sulfate and micronutrients to maintain turf health and promote a healthy green-up. Pre- and post-emergent herbicides were also applied to control existing summer annual weeds and help prevent additional weed development. Contact and preventative insecticides were incorporated as needed through an Integrated Pest Management (IPM) approach, targeting turf-damaging insects while minimizing unnecessary applications.
Visible results are expected within 10–14 days, depending on weather and turf conditions.
Warranty Work – Warranty sod and plant replacements are scheduled to begin this week and will continue into next week. The team will be addressing identiﬁed areas throughout the community, replacing failed or declining plant material and sod as needed. These areas will be monitored following installation to ensure proper establishment and that completed warranty work meets expected landscape standards.
Irrigation – Irrigation systems continue to be monitored closely as rainfall and weather conditions ﬂuctuate throughout the month. The irrigation team is inspecting systems for proper coverage, leaks, clogged heads, and areas showing signs of stress. Field sta? continue to identify hot spots and make adjustments as needed to maintain consistent coverage throughout the community. Irrigation operations will continue to be adjusted based on weather conditions and landscape needs.

D.

Amenity Centers:
	1.	Swim Park
	a.	Operations are normal

	1.	Tennis/Pickleball Center
	a.	Operations are normal
Eagle Harbor Facility Report Sept 2026

	1.	Waterfront Park
	a.	Operations are normal.
	b.	Having an engineer inspect and research the cause of cracking pool tiles

	1.	Creekside
	a.	Operations are normal.

	1.	Golf Course
	a.	Operations are normal.

	1.	Talons
	a.	Operations are normal.

Common Areas & Retention Ponds:

	1.	All lakes have been treated and inspected by the Lake Doctors. Due to the drought, pond levels have dramatically dropped which has created algae issues
	2.	Increased CCSO presence on EH Pkwy and Forest Park

Misc:
	1.	Answered numerous phone calls, emails and visits from residents, contractors, vendors and other persons with inquiries. The subjects included, CCUA billing and repairs, golf course maintenance, easement encroachments, nutria, alligators, lake maintenance, FEMA, directions, repairs, drainage (both County and CDD owned), dead trees, vandalism, security, etc