The Crossings at Fleming Island Community Development District
475 West Town Place, Suite 114 St. Augustine, Florida 32092

February 19, 2026 Board of Supervisors
The Crossings at Fleming Island Community Development District
Dear Board Members:

The Crossings at Fleming Island Community Development District Board of Supervisors Meeting is scheduled for Thursday, February 26, 2026 at 12:00 p.m. at 2217 Eagle Harbor Parkway, Fleming Island, Florida 32003.

Following is the agenda for the meeting:

	I.	Roll Call

	I.	Pledge of Allegiance

	I.	Public Comment

	I.	Approval of Consent Agenda
	A.	Minutes of the January 22, 2026 Meeting

	A.	Financial Statements

	A.	Check Register

	I.	Consideration of Talons and Eagle Harbor Golf Deficit Funding Request

	I.	Management Team Reports
	A.	District Counsel

	A.	Ruppert Landscape – Report

	A.	Hampton Golf – Report

	A.	District Manager & Operations
	1.	Operations Report
	2.	Fiscal Year 2025 Utility Revenue Tax Exempt Refunding Bonds, Issuer Annual Continuing Disclosure Report

	I.	Supervisors’ Requests and Audience Comments
	II.	Next Scheduled Meeting – March 26, 2026 at 6:00 p.m. at 2217 Eagle Harbor Parkway
	III.	Adjournment

2

FOURTH ORDER OF BUSINESS

A.
The Crossings at Fleming Island CDD Board of Supervisors Meeting Minutes Thursday, January 22, 2026
2217 Eagle Harbor Parkway Fleming Island, Florida

(Please note: This is not verbatim, a CD recording of the board meeting is available on file for review).

Board Members Present
John Tabor, Chairman
David Herold, Vice Chairman by telephone Mike Bruno, Supervisor
Paul Booth, Supervisor Jimmy Pinkerman, Supervisor

Staff Present
Rich Komando, District Counsel, Kopelousos, Bradley & Garrison
Steve Andersen, District Manager and Operations Manager, Eagle Harbor Marilee Giles, District Administrator, Governmental Management Services, LLC Helen Runjo Hampton Golf

	I.	Roll Call
Chairman Tabor called the meeting to order at 6:00 p.m. and Ms. Giles called the roll.

	I.	Pledge of Allegiance

	I.	Public Comment

	I.	Approval of Consent Agenda
January 22, 2026	The Crossings at Fleming Island CDD

	A.	Approval of the Minutes of the December 18, 2025 Meeting

	A.	Financial Statements

	A.	Check Register

V.	Consideration of Resolution 2026-01 Instructing the Clay County Supervisor of Elections to Conduct the District’s 2026 General Election
Ms. Giles stated the qualifying period is from June 8th through June 12th.

	VI.	Management Team Reports
	F.	District Counsel

	F.	Ruppert Landscape – Report
A copy of the Ruppert Landscape monthly report for January was included in the agenda package.

	F.	Hampton Golf – Report
Ms. Runjo reviewed the Eagle Harbor Golf Club performance report, copy of which was included in the agenda package.

	F.	District Manager & Operations – Operations Report
Mr. Andersen reviewed the Eagle Harbor Facility Report for January, copy of which was included in the agenda package and gave an overview of the proposed capital outlay program.

2
January 22, 2026	The Crossings at Fleming Island CDD

	VII.	-	Supervisor’s Requests and Audience Comments

	VII.	– Adjournment
Hearing no objection, the Chairman adjourned the meeting at 6:49 p.m.

Secretary/Assistant Secretary	Chairman/Vice Chairman

3

B.
The Crossings at Fleming Island
Community Development District Combined Balance Sheet
January 31, 2026

General	Governmental Funds Reserve		
Debt Service	
Water/Sewer	Proprietary Funds Golf Course	
Swim & Tennis	
Totals							
	Fund	Fund		Fund	Fund	Fund	Fund	FY 2026							
Assets:
Cash:
Operating Account-Wells Fargo	

$	374,585	

$	248,102	

$	

-	$	

29,224	

$	65,564	

$	1,063,551	

$	1,781,026							
Operating Account-BB&T	-	-	-	-	-	-	-									
Depository Account	-	-	-	-	94,215	-	94,215									
Petty Cash	-	-	-	-	1,607	900	2,507									
Accounts Receivable	-	-	-	-	28,038	48,792	76,830									
Due from General Fund	-	12,237	68,237	-	-	-	80,474									
Due from Water/Sewer	3,390	-	-	-	-	-	3,390									
Due from Other	-	-	-	226,796	-	-	226,796									
Due from GC - Current year	35,120	86,978	-	-	-	-	122,098									
Due from Swim & Tennis Fund	(16,978)	-	-	-	-	-	(16,978)									
Due from Capital Outlay Fund	-	-	-	-	-	-	-									
Due from Golf Course - Loan	235,256	-	-	-	-	-	235,256									
Due from Golf Course - Equipment Lease	467,199	-	-	-	-	-	467,199									
Due from Debt Service	-	6,684					6,684									
Investments:
State Board of Administration (SBA)	4,141,054	
54,770	
-	
3,453,804	
277	
-	
7,649,904									
State Board of Administration (SBA)-Reserves	1,349,737
Series 1999
Reserve	-	-

-	-

-	-

-	-

91,135	-

-	1,349,737

91,135									
Interest	-	-	-	-	2	-	2									
Revenue	-	-	-	-	17,337	-	17,337									
Sinking	-
Series 2007/2016 Refunding/2017
Reserve	-	-

-	-

-	-

1	8

-	-

-	8

1									
Surplus	-	-	-	893,558	-	-	893,558									
Rate Stabilization	-	-	-	272,352	-	-	272,352									
Renewal & Replacement	-	-	-	288,425	-	-	288,425									
Revenue	-	-	-	554,518	-	-	554,518									
Interest	-	-	-	361,693	-	-	361,693									
Redemption - Tax Exempt	-	-	-	916	-	-	916									
Redemption - Taxable	-
Series 2014 - A-1/A-2	-	-	282	-	-	282									
Reserve A-1	-	-	919,540	-	-	-	919,540									
Interest A-1	-	-	-	-	-	-	-									
Revenue	-	-	3,270,402	-	-	-	3,270,402									
Prepayment A-1	-	-	2,580	-	-	-	2,580									
Reserve A-2	-	-	359,569	-	-	-	359,569									
Interest A-2	-	-	-	-	-	-	-									
Prepayment A-2	-
Series 2014 - A-3
Reserve A-3	-	-

-	404

372,346	-

-	-

-	-

-	404

372,346									
Interest - A-3	-	-	-	-	-	-	-									
Revenue	-	-	460,030	-	-	-	460,030									
Prepayment A-3	-	-	-	-	-	-	-									
Construction - A-3	-
Series 2017	-	-	-	-	-	-									
Reserve - 2017	-	-	32,969	-	-	-	32,969									
Interest - 2017	-	-	-	-	-	-	-									
Revenue - 2017	-	-	96,510	-	-	-	96,510									
Prepayment - 2017	-	-	574	-	-	-	574									
Inventory	-	-	-	-	158,533	33,552	192,085									
Prepaid Expenses	-	-	-	-	104,070	34,957	139,027									
Deposits	35,000	-	-	-	7,146	-	42,146									
Lease Asset	-
Non-Current Assets:
Fixed Assets	-	-

-	-

-	-

8,723,937	8,819

5,015,910	-

-	8,819

13,739,847									
Total Assets	$	6,624,363	$	408,771	$	5,583,161	$	14,805,508	$	5,592,661	$	1,181,752	$	34,196,216									
Liabilities:
Accounts Payable	
$	116,834	
$	19,780	
$	
-	$	13,291	
$	253,086	
$	70,864	
$	473,855								
Accrued Payroll/Bonuses	-	-		-	-	73,374	30,760	104,134								
Member Liability	-	-		-	-	94,984	4,663	99,647								
Due to General Fund	-	-		-	3,390	13,598	-	16,989								
Due to General Fund - Loan	-	-		-	-	235,256	-	235,256								
Due to Debt Service	68,237	-		-	-	-	-	68,237								
Due to Reserve	21,017	-		-	-	-	-	21,017								
Deferred Income	-	-		-	0	50,719	75,908	126,627								
Deposits Payable	4,373	-		-	905	-	10,350	15,628								
Lease Liability	-	-		-	-	137,982	-	137,982								
Accrued Interest Payable - Bonds	-	-		-	214,918	2,706,958	-	2,921,876								
Accrued Principal Payable	-	-		-	353,333	4,065,000	-	4,418,333								
Maintenance Warranties	-	-		-	3,709	-	-	3,709								
Bonds Payable - 1999	-	-		-	-	475,000	-	475,000								
Bonds Payable - 2016 Ref	-	-		-	16,010,000	-	-	16,010,000								
Total Liabilities	$	210,462	$	19,780	$	-	$	16,599,547	$	8,105,957	$	192,545	$	25,128,290								
Fund Balance:
Nonspendable:															
Deposits	$	35,000	$	-	$	-	$	-		$	-		$	-		$	35,000	
Restricted for:
Debt Service	
-	
-	
5,583,161	
-	
-	
-	
5,583,161								
Water/Sewer Assigned for:
Capital Reserves	-

1,349,737	-

-	-

-	905

-	-

-	-

-	905

1,349,737								
Unassigned/Unrestricted	5,029,165	388,991	-	(1,794,944)	(2,513,296)	989,207	2,099,123								
Total Fund Balances	$	6,413,902	$	388,991	$	5,583,161	$	(1,794,039)	$	(2,513,296)	$	989,207	$	9,067,926								
															
Total Liabilities & Fund Balance	$	6,624,363	$	408,771	$	5,583,161	$	14,805,508	$	5,592,661	$	1,181,752	$	34,196,216								
The Crossings at Fleming Island
Community Development District General Fund
Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending January 31, 2026

Revenues:

Special Assessments - Tax Roll	$	3,487,971	$	3,262,384	$	3,262,384	$	-	
Boat/RV Storage Fees	115,000	38,333	19,760	(18,573)	
Interest Income	180,000	60,000	53,481	(6,519)	
Misc/Newsletter/Rental Income	21,000	7,000	2,760	(4,240)	
Total Revenues	$	3,803,971	$	3,367,717	$	3,338,385	$	(29,333)	
Expenditures:					
General & Administrative:					
Supervisor Fees	$	15,000	$	5,000	$	1,600	$	3,400	
PR-FICA/Workers Comp/PR Fees	17,000	5,667	10,295	(4,628)	
Engineering	7,000	2,333	-	2,333	
District Attorney	33,400	11,133	11,452	(319)	
Litigation Counsel	50,000	16,667	39,359	(22,693)	
Annual Audit	4,500	1,500	-	1,500	
Assessment Administration	18,375	18,375	18,375	0	
Arbitrage Rebate	1,100	367	1,100	(733)	
Dissemination Agent	2,100	700	700	-	
Trustee Fees	20,000	6,667	-	6,667	
District Manager/Administrator	105,450	35,150	37,826	(2,676)	
General Administrative	15,000	5,000	7,081	(2,081)	
Insurance General Liability	74,128	74,128	63,167	10,961	
Other Current Charges	5,000	1,667	320	1,347	
Dues, Licenses & Website	25,000	8,333	2,039	6,294	
Total General & Administrative	$	393,054	$	192,687	$	193,315	$	(627)	
Operations & Maintenance					
Maintenance
Landscape Maintenance	
$	863,114	
$	287,705	
$	287,705	
$	(0)	
Landscape Maintenance - Contingency	110,000	36,667	48,436	(11,769)	
Lake Maintenance	90,000	30,000	22,515	7,485	
Cost Sharing Agreement - Stone Creek	14,000	4,667	-	4,667	
Facility/Preventative Maintenance	250,000	83,333	66,866	16,468	
Utilities	160,000	53,333	39,703	13,631	
Security	45,000	15,000	10,259	4,741	
Operating Reserves	5,895	1,965	-	1,965	
Subtotal Maintenance	$	1,538,010	$	512,670	$	475,483	$	37,186	
					
Total Operations & Maintenance	$	1,538,010	$	512,670	$	475,483	$	37,186	
					
Total Expenditures	$	1,931,064	$	705,357	$	668,798	$	36,559	
The Crossings at Fleming Island
Community Development District General Fund
Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending January 31, 2026

	Adopted	Prorated Budget	Actual		
	Budget	Thru 01/31/26	Thru 01/31/26	Variance	
					
Excess (Deficiency) of Revenues over Expenditures	$	1,872,907	$	2,662,360	$	2,669,587	$	7,226	
Other Financing Sources/(Uses):					
Interfund Transfer In/(Out) - SBA Reserve	$	(125,000)	$	-	$	-	$	-	
Interfund Transfer Out - Swim & Tennis	(1,747,907)	(436,977)	(436,977)	-	
Interfund Transfer Out - Capital Reserve	-	-	-	-	
Total Other Financing Sources/(Uses)	$	(1,872,907)	$	(436,977)	$	(436,977)	$	-	
					
Net Change in Fund Balance	$	0	$	2,225,383	$	2,232,610	$	7,226	
					
Fund Balance - Beginning	$	-		$	4,181,292		
					
Fund Balance - Ending	$	0		$	6,413,902		

Page 1
The Crossings at Fleming Island
Community Development District Capital Reserve Fund
Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending January 31, 2026

	Adopted	Prorated Budget	Actual		
	Budget	Thru 01/31/26	Thru 01/31/26	Variance	
Revenues					
Special Assessments - Tax Roll	$	620,196	$	580,075	$	580,075	$	-	
Interest	20,000	6,667	746	(5,921)	
Total Revenues	$	640,196	$	586,741	$	580,820	$	(5,921)	
Expenditures:					
Capital Outlay	$	619,686	$	206,562	$	55,810	$	150,752	
Other Current Charges	500	167	-	167	
Total Expenditures	$	620,186	$	206,729	$	55,810	$	150,919	
					
Excess (Deficiency) of Revenues over Expenditures	$	20,010	$	380,013	$	525,010	$	144,998	
Other Financing Sources/(Uses)					
Transfer In/(Out)	$	-	$	-	$	-	$	-	
Total Other Financing Sources (Uses)	$	-	$	-	$	-	$	-	
					
Net Change in Fund Balance	$	20,010	$	380,013	$	525,010	$	144,998	
					
Fund Balance - Beginning	$	-		$	(136,019)		
					
Fund Balance - Ending	$	20,010		$	388,991		

Page 2
The Crossings at Fleming Island
Community Development District Debt Service Fund Series 2014A-1 /A-2
Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending January 31, 2026

	Adopted	Prorated Budget	Actual		
	Budget	Thru 01/31/26	Thru 01/31/26	Variance	
Revenues:					
Special Assessments - Tax Roll	$	2,411,887	$	2,236,638	$	2,236,638	$	(57,602)	
Special Assessments - Prepayments A-1	-	-	2,535	2,535	
Special Assessments - Prepayments A-2	-	-	397	397	
Interest Income	-	-	37,404	37,404	
Total Revenues	$	2,411,887	$	2,236,638	$	2,276,975	$	(17,265)	
Expenditures:					
Series 2014 A-1					
Interest Expense - 11/1	$	184,050	$	184,050	182,700	$	1,350	
Special Call - 11/1	-	-	10,000	(10,000)	
Principal Expense - 5/1	1,490,000	-	-	-	
Interest Expense - 5/1	184,050	-	-	-	
Special Call - 5/1	-	-	-	-	
Series 2014 A-2
Interest Expense - 11/1	

52,675	

52,675	

51,975	

700	
Special Call - 11/1	-	-	5,000	(5,000)	
Principal Expense - 5/1	260,000	-	-	-	
Interest Expense - 5/1	52,675	-	-	-	
Special Call - 5/1	-	-	-	-	
Total Expenditures	$	2,223,450	$	236,725	$	249,675	$	(12,950)	
					
Excess (Deficiency) of Revenues over Expenditures	$	188,437	$	1,999,913	$	2,027,300	$	(30,215)	
Other Financing Sources/(Uses):					
Transfer In/(Out)	$	-	$	-	$	-	$	-	
Total Other Financing Sources/(Uses)	$	-	$	-	$	-	$	-	
					
Net Change in Fund Balance	$	188,437	$	1,999,913	$	2,027,300	$	(30,215)	
					
Fund Balance - Beginning	$	941,772		$	2,582,796		
					
Fund Balance - Ending	$	1,130,209		$	4,610,096		

Page 3
The Crossings at Fleming Island
Community Development District Debt Service Fund Series 2014A-3
Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending January 31, 2026

	Adopted	Prorated Budget	Actual		
	Budget	Thru 01/31/26	Thru 01/31/26	Variance	
Revenues:					
Special Assessments - Tax Roll	$	378,767	$	350,652	$	350,652	$	-	
Interest Income	-	-	7,559	7,559	
Total Revenues	$	378,767	$	350,652	$	358,212	$	7,559	
Expenditures:					
Series 2014 A-3					
Interest Expense - 11/1	$	131,788	$	131,788	129,513	$	2,275	
Special Call - 11/1	-	-	10,000	(10,000)	
Principal Expense - 5/1	110,000	-	-	-	
Interest Expense - 5/1	131,788	-	-	-	
Special Call - 5/1	-	-	-	-	
Total Expenditures	$	373,575	$	131,788	$	139,513	$	(7,725)	
					
Excess (Deficiency) of Revenues over Expenditures	$	5,192	$	218,865	$	218,699	$	(166)	
Other Financing Sources/(Uses):					
Transfer In/(Out)	$	-	$	-	$	-	$	-	
Total Other Financing Sources/(Uses)	$	-	$	-	$	-	$	-	
					
Net Change in Fund Balance	$	5,192	$	218,865	$	218,699	$	(166)	
					
Fund Balance - Beginning	$	232,262		$	622,708		
					
Fund Balance - Ending	$	237,454		$	841,407		

Page 4
The Crossings at Fleming Island
Community Development District Debt Service Fund Series 2017
Statement of Revenues, Expenditures, and Changes in Fund Balance For The Period Ending January 31, 2026

	Adopted	Prorated Budget	Actual		
	Budget	Thru 01/31/26	Thru 01/31/26	Variance	
Revenues:					
Special Assessments - Tax Roll	$	67,073	$	62,311	$	62,311	$	-	
Interest Income	-	-	1,183	1,183	
Total Revenues	$	67,073	$	62,311	$	63,495	$	1,183	
Expenditures:					
Series 2017					
Interest Expense - 11/1	$	21,131	$	21,131	21,131	$	-	
Principal Expense - 5/1	20,000	-	-	-	
Interest Expense - 5/1	21,131	-	-	-	
Total Expenditures	$	62,263	$	21,131	$	21,131	$	-	
					
Excess (Deficiency) of Revenues over Expenditures	$	4,811	$	41,180	$	42,363	$	1,183	

Other Financing Sources/(Uses):					
Transfer In/(Out)	$	-	$	-	$	-	$	-	
Total Other Financing Sources/(Uses)	$	-	$	-	$	-	$	-	
					
Net Change in Fund Balance	$	4,811	$	41,180	$	42,363	$	1,183	
					
Fund Balance - Beginning	$	47,517		$	89,295		
					
Fund Balance - Ending	$	52,328		$	131,658		

Page 5
The Crossings at Fleming Island
Community Development District Water and Sewer Fund
Statement of Revenues, Expenditures, and Changes in Net Position For The Period Ending January 31, 2026

	Adopted	Prorated Budget	Actual		
	Budget	Thru 01/31/26	Thru 01/31/26	Variance	
Operating Revenues:					
Reclaimed Water Revenue	$	800,000	$	266,667	$	266,894	$	227	
Debt Capacity Charge	1,976,556	658,852	654,950	(3,902)	
Interest/Misc. Income	200,000	66,667	68,209	1,542	
Total Operating Revenues	$	2,976,556	$	992,185	$	990,053	$	(2,132)	
Administrative:					
Engineering Fees	$	2,000	$	667	$	-	$	667	
Arbitrage	550	183	550	(367)	
Dissemination Agent	1,000	333	333	0	
District Attorney	29,352	9,784	9,162	622	
Annual Audit	4,500	1,500	-	1,500	
Trustee Fees	10,500	3,500	5,647	(2,147)	
District Manager/Administrator	101,295	33,765	29,861	3,904	
Computer Time	1,000	333	333	0	
Postage	1,000	333	53	280	
Insurance	74,128	74,128	63,167	10,961	
Other Current Charges	15,000	5,000	225	4,775	
Total Administrative:	$	240,325	$	129,527	$	109,332	$	20,195	

Water/Wastewater Operations					
Service Charges	$	-	$	-	-	$	-	
Meter Expenses	1,000	333	-	333	
Reclaimed Water	-	-	44,281	(44,281)	
Repairs & Maintenance	35,000	11,667	3,117	8,549	
Electric	40,000	13,333	11,481	1,852	
Capital Outlay	150,000	50,000	2,291	47,709	
Contingency	25,000	8,333	48,796	(40,463)	
Total Water/Wastewater Operations	$	251,000	$	83,667	$	109,967	$	(26,300)	
					
Total Operating Expenses	$	491,325	$	213,194	$	219,299	$	(6,105)	
					
Net Income before Debt Service	$	2,485,231	$	778,992	$	770,755	$	(8,237)	
Debt Service/Other Sources (Uses):					
Principal Expense	$	(1,060,000)	(353,333)	(353,333)	$	-	
Interest Expense	(683,476)	(227,825)	(214,917)	12,909	
Total Debt Service/Other Sources (Uses):	$	(1,743,476)	$	(581,159)	$	(568,250)	$	12,909	
					
Change in Net Position	$	741,755	$	197,833	$	202,505	$	4,672	
					
Total Net Position - Beginning	$	-		$	(1,996,543)		
					
Total Net Position - Ending	$	741,755		$	(1,794,039)		

Page 6
The Crossings at Fleming Island
Community Development District Golf Course Fund
Statement of Revenues, Expenditures, and Changes in Net Position For The Period Ending January 31, 2026

Adopted	Prorated Budget	Actual		Current	
Budget	Thru 01/31/26	Thru 01/31/26	Variance	Month	

Operating Revenues:						
User Fees - Dues	$	516,085	$	169,545	$	158,251	$	(11,294)	$	38,364	
Greens/Cart Fees	1,713,279	602,807	536,724	(66,083)	118,112	
Merchandise/Food/Beverage	1,923,477	620,745	614,729	(6,016)	122,988	
Rental Revenue	93,500	34,500	25,765	(8,735)	3,210	
Tournament Revenue	244,940	81,647	-	(81,647)	-	
Discount Programs	-	-	(12,847)	(12,847)	(2,465)	
Membership Income - Other Fees	5,324	-	2,074	2,074	1,995	
Miscellaneous Income	76,437	29,495	36,580	7,085	8,224	
Initiation Fees	15,750	7,875	11,225	3,350	-	
Interest Income/Commissions	-	-	1,373	1,373	332	
Sales Tax/Gratuities/Lesson Income	683,189	227,730	120	(227,610)	30	
Total Operating Revenues	$	5,271,981	$	1,774,343	$	1,373,994	$	(400,349)	$	290,790	

Cost of Goods Sold:						
Cost of Goods Sold	$	801,999	$	253,204	$	242,029	(11,175)	$	46,300	
Gross Profit	$	4,469,982	$	1,521,139	$	1,131,965	$	(389,174)	$	244,490	

Operating Expenses:						
Salaries	$	1,762,634	$	595,600	$	561,440	$	34,160	$	137,171	
Commissions & Bonuses	65,597	23,486	14,133	9,353	2,762	
Employee Expenses	322,993	116,299	111,894	4,405	32,853	
Employee Uniforms	4,946	1,418	85	1,333	85	
Travel & Per Diem	-	-	169	(169)	-	
Training	9,899	3,562	1,550	2,012	965	
Janitorial Expense	25,200	8,400	8,240	160	2,060	
Janitorial Supplies	12,541	5,632	4,141	1,491	1,521	
Tournaments & Events	62,888	22,113	19,728	2,385	5,313	
Marketing & Advertising	26,888	10,555	7,985	2,570	1,758	
Centralized Services	78,600	18,200	18,200	-	4,550	
Course & Grounds Maintenance	29,646	15,795	10,799	4,996	1,558	
Repairs - Equipment	20,406	8,551	24,337	(15,786)	4,436	
Repairs - Buildings	13,236	3,000	(160)	3,160	(2,009)	
Operating Supplies	118,605	40,545	41,903	(1,358)	10,633	
Office Supplies	4,421	1,111	456	655	208	
Postage	600	200	31	169	-	
Printing & Reproduction	900	246	988	(742)	366	
Utility Services	113,493	39,233	35,280	3,953	8,175	
Gas/Oil/Propane	34,111	7,923	9,769	(1,846)	2,412	
Refuse & Potables	28,618	9,996	10,119	(123)	2,623	
Telephone/T1 Line	11,360	3,564	3,002	562	724	
Security/Pest Control	36,018	13,913	12,970	943	4,238	
Music & Cable Service	14,400	6,218	9,641	(3,423)	2,296	
Dues and Subscriptions	28,872	17,942	14,440	3,502	1,894	
Chemicals	65,849	10,327	23,597	(13,270)	2,510	
Fertilizer - Course	84,013	16,494	11,068	5,426	1,241	
Sand, Seed & Dressing	20,611	6,164	2,272	3,892	-	
Small Tools	-	-	178	(178)	-	
Licenses/Permits	5,880	1,960	-	1,960	-	
Cash Short/Over	-	-	151	(151)	(175)	
Bad Debt	337	337	-	337	-	
Other Services	13,871	675	368	307	69	
Trustee Fees/Bank Charges	96,303	30,946	54,236	(23,290)	15,130	
Aerification	34,000	-	600	(600)	600	
Management Fees - Hampton	88,200	29,400	28,000	1,400	7,000	

Page 7
The Crossings at Fleming Island
Community Development District Golf Course Fund
Statement of Revenues, Expenditures, and Changes in Net Position For The Period Ending January 31, 2026

Adopted	Prorated Budget	Actual		Current	
Budget	Thru 01/31/26	Thru 01/31/26	Variance	Month	

Operating Expenses: (Continued)						
Rentals & Leases	$	282,820	$	91,681	$	95,870	$	(4,189)	27,518	
Lake Maintenance	30,000	10,000	10,000	-	2,500	
Insurance	150,000	50,000	44,775	5,225	12,105	
Other Current Charges/RE Taxes	34,192	11,334	11,307	27	2,806	
District Manager/Administrator	68,040	17,680	17,637	43	4,409	
District Attorney	6,672	2,224	2,240	(16)	573	
Accounting & Audit	6,804	2,268	383	1,885	-	
Sales Tax/Gratuities/Lesson Income	683,189	227,730	-	227,730	-	
Total Operating Expenses:	$	4,497,653	$	1,482,722	$	1,223,822	$	258,900	$	302,878	
						
Net Income before Non-Operating Income (Expense)	$	(27,671)	$	38,418	$	(91,857)	$	(130,275)	$	(58,388)	
						
Change in Net Position	$	(27,671)	$	38,418	$	(91,857)	$	(130,275)	$	(58,388)	
						
Total Net Position - Beginning	$	-		$	(2,421,439)			
						
Total Net Position - Ending	$	(27,671)		$	(2,513,296)			

Page 8
The Crossings at Fleming Island
Community Development District Swim & Tennis Fund
Statement of Revenues, Expenditures, and Changes in Net Position For The Period Ending January 31, 2026

Adopted	Prorated Budget	Actual		Current	
Budget	Thru 01/31/26	Thru 01/31/26	Variance	Month	

Operating Revenues:						
User Fees	$	165,000	$	44,834	$	61,739	$	16,905	$	15,138	
Lesson Income Tennis	270,000	80,876	102,139	21,263	17,121	
Merchandise/Food/Beverage Sale	155,000	15,799	22,470	6,671	5,209	
Total Operating Revenues	$	590,000	$	141,509	$	186,348	$	44,839	$	37,468	

Cost of Goods Sold:						
Cost of Goods Sold	$	120,000	$	16,287	$	19,547	$	(3,260)	$	4,324	
Gross Profit	$	470,000	$	125,222	$	166,801	$	41,579	$	33,144	

Operating Expenses:						
Salaries	$	995,000	$	247,098	$	235,125	$	11,973	$	62,929	
Employee Expenses	270,000	72,000	72,019	(19)	22,364	
Employee Education and Training	8,000	1,618	-	1,618	-	
Promotional Activities	100,000	36,013	32,270	3,743	2,832	
Activities & Events - Tennis	5,000	1,400	3,547	(2,147)	465	
Communications and Freight	32,000	9,155	9,425	(270)	2,320	
Customer Service & Advertising	6,000	1,971	1,024	947	160	
Other Contractual	40,000	9,165	14,370	(5,205)	480	
Repairs & Maintenance	90,000	21,622	7,600	14,022	486	
Operating Supplies	35,000	7,213	4,469	2,744	2,623	
Office Supplies	15,000	4,116	2,483	1,633	417	
Utility Services	165,858	47,459	44,861	2,598	10,305	
Gas/Oil/Propane	38,000	26,621	26,949	(328)	15,301	
Chemicals	85,000	16,630	15,193	1,437	2,496	
Licenses/Permits	4,000	1,015	-	1,015	-	
Bad Debt Expense	-	-	-	-	-	
Cash Short/Over	-	-	13	(13)	4	
Trustee Fees	34,000	7,456	9,235	(1,779)	1,876	
District Manager/Administrator	50,000	16,871	15,562	1,309	3,890	
Insurance	45,419	15,140	14,037	1,103	3,509	
Taxes	130	22	45	(23)	43	
Audit	4,500	-	-	-	-	
Total Operating Expenses:	$	2,022,907	$	542,585	$	508,227	$	34,358	$	132,500	
						
Net Income before Non-Operating Income (Expense)	$	(1,552,907)	$	(417,363)	$	(341,426)	$	75,937	$	(99,356)	

Non-Operating Income/(Expenses):						
Other Income	$	-	$	-	$	109	$	109	$	30	
Interfund Transfer In	1,747,907	436,977	582,636	145,659	145,734	
CDD Lesson Income	30,000	11,600	13,764	2,164	(220)	
Lessons Paid Out	(225,000)	(67,583)	(102,139)	(34,556)	(17,121)	
Total Non-Operating Income/(Expenses):	$	1,552,907	$	380,994	$	494,370	$	113,376	$	128,423	
						
Change in Net Position	$	-	$	(36,369)	$	152,944	$	189,313	$	29,067	
						
Total Net Position - Beginning	$	-		$	836,263			
						
Total Net Position - Ending	$	-		$	989,207			

Page 9				
The Crossings at Fleming Island
Community Development District
General Fund
Month to Month

Revenues:

Special Assessments - Tax Roll	$	3,487,971	$	-	$  1,161,485	$	2,032,075	$	68,824	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	3,262,384																				
Boat/RV Storage Fees		115,000		-		9,790		-		9,970			-			-		-		-			-			-			-		-		19,760	
Interest Income		180,000		10,649		8,742		15,593		18,497			-			-		-		-			-			-			-		-		53,481	
Misc/Newsletter/Rental Income		21,000		-		-		2,760		-			-			-		-		-			-			-			-		-		2,760	
Total Revenues	$	3,803,971	$	10,649	$	1,180,016	$	2,050,428	$	97,291	$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	3,338,385	

Expenditures:

General & Administrative:

Supervisor Fees	$	15,000	$	800	$	-	$	800	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	1,600	
PR-FICA/Workers Comp/PR Fees	17,000	2,293	1,735	4,057	2,209	-	-	-	-	-	-	-	-	10,295											
Engineering	7,000	-	-	-	-	-	-	-	-	-	-	-	-	-											
District Attorney	33,400	2,863	2,863	2,863	2,863	-	-	-	-	-	-	-	-	11,452											
Litigation Counsel	50,000	5,343	16,932	5,576	11,508	-	-	-	-	-	-	-	-	39,359											
Annual Audit	4,500	-	-	-	-	-	-	-	-	-	-	-	-	-											
Assessment Administration	18,375	18,375	-	-	-	-	-	-	-	-	-	-	-	18,375											
Arbitrage Rebate	1,100	-	-	1,100	-	-	-	-	-	-	-	-	-	1,100											
Dissemination Agent	2,100	175	175	175	175	-	-	-	-	-	-	-	-	700											
Trustee Fees	20,000	-	-	-	-	-	-	-	-	-	-	-	-	-											
District Manager/Administrator	105,450	12,230	8,532	8,532	8,532	-	-	-	-	-	-	-	-	37,826											
General Administrative	15,000	86	1,986	4,887	122	-	-	-	-	-	-	-	-	7,081											
Insurance General Liability	74,128	63,167	-	-	-	-	-	-	-	-	-	-	-	63,167											
Other Current Charges	5,000	-	320	-	-	-	-	-	-	-	-	-	-	320											
Dues, Licenses & Website	25,000	-	-	2,039	-	-	-	-	-	-	-	-	-	2,039											
Total General & Administrative	$	393,054	$	105,333	$	32,543	$	30,030	$	25,409	$	-  $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	193,315											

Page 10
The Crossings at Fleming Island
Community Development District
General Fund
Month to Month

Operations & Maintenance

Maintenance
Landscape Maintenance	
$	863,114	
$	71,926  $	
71,926  $	
71,926  $	
71,926  $	
-	
$	-	
$	-	
$	-	
$	-	
$	-	
$	-	
$	-	
$	287,705										
Landscape Maintenance - Contingency	110,000	22,102	7,716	10,168	8,450	-	-	-	-	-	-	-	-	48,436																		
Lake Maintenance	90,000	6,380	6,380	6,380	3,375	-	-	-	-	-	-	-	-	22,515																		
Cost Sharing Agreement - Stone Creek	14,000	-	-	-	-	-	-	-	-	-	-	-	-	-																		
Facility/Preventative Maintenance	250,000	26,305	17,617	8,998	13,945	-	-	-	-	-	-	-	-	66,866																		
Utilities	160,000	6,157	11,079	11,634	10,832	-	-	-	-	-	-	-	-	39,703																		
Security	45,000	2,610	3,013	3,671	965	-	-	-	-	-	-	-	-	10,259																		
Operating Reserves	5,895	-	-	-	-	-	-	-	-	-	-	-	-	-																		
Subtotal Maintenance	$	1,538,010	$	135,481  $	117,732  $	112,777  $	109,494  $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	475,483																		
																								
Total Operations & Maintenance	$	1,538,010	$	135,481  $	117,732  $	112,777  $	109,494  $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	475,483																		
																								
Total Expenditures	$	1,931,064	$	240,814  $	150,274  $	142,807  $	134,902  $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	668,798																		
																								
Excess (Deficiency) of Revenues over Expenditures	$	1,872,907	$  (230,166) $	1,029,742  $	1,907,621  $	(37,611) $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	2,669,587																		

Other Financing Sources/Uses:																								

Interfund Transfer In/(Out) - SBA Reserve	
$	(125,000)	
$	
-  $	
-  $	
-  $	
-  $	
-  $	
-  $	
-  $	-	
$	-	
$	
-  $	
-  $	
-  $	
-									
Interfund Transfer Out - Swim & Tennis	(1,747,907)		(145,659)	(145,659)	(145,659)	-	-	-	-	-	-		-	-	-	(436,977)									
Interfund Transfer Out - Capital Reserve	-		-	-	-	-	-	-	-	-	-		-	-	-	-									
Total Other Financing Sources/Uses	$	(1,872,907) $	(145,659) $	(145,659) $	(145,659) $	-  $	-	$	-	$	-	$	-		$	-		$	-	$	-	$	-	$	(436,977)	

Page 11
The Crossings at Fleming Island
Community Development District
Water and Sewer Fund
Month to Month

Operating Revenues:

Reclaimed Water Revenue

$	800,000  $

63,031  $

72,048  $

62,037  $

69,778  $

-	$	-	$	-	$

-	$	-	$	-	$	-	$	-	$

266,894

Debt Capacity Charge	1,976,556	163,765	163,540	163,919	163,726	-	-	-	-	-	-	-	-	654,950			
Interest/Misc. Income	200,000	20,525	15,602	15,943	16,140	-	-	-	-	-	-	-	-	68,209			
Total Operating Revenues	$	2,976,556	$	247,321	$	251,189	$	241,899	$	249,644	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	990,053	

Expenditures:							
Administrative:							
Engineering Fees	$	2,000	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	
Arbitrage	550	-	-	-	550	-	-	-	-	-	-	-	-	550	
Dissemination Agent	1,000	83	83	83	83	-	-	-	-	-	-	-	-	333	
District Attorney	29,352	2,290	2,290	2,290	2,290	-	-	-	-	-	-	-	-	9,162	
Annual Audit	4,500	-	-	-	-	-	-	-	-	-	-	-	-	-	
Trustee Fees	10,500	-	-	-	5,647	-	-	-	-	-	-	-	-	5,647	
District Manager/Administrator	101,295	7,465	7,465	4,075	10,856	-	-	-	-	-	-	-	-	29,861	
Computer Time	1,000	83	83	83	83	-	-	-	-	-	-	-	-	333	
Postage	1,000	53	-	0	-	-	-	-	-	-	-	-	-	53	
Insurance	74,128	63,167	-	-	-	-	-	-	-	-	-	-	-	63,167	
Other Current Charges	15,000	0	-	-	225	-	-	-	-	-	-	-	-	225	
Total Administrative:	$	240,325	$	73,143	$	9,922	$	6,532	$	19,734	$	-  $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	109,332	

Page 12
The Crossings at Fleming Island
Community Development District
Water and Sewer Fund
Month to Month

Operations & Maintenance

Water/Wastewater Operations
Meter Expenses

$	1,000  $

-  $	-  $

-  $	-  $

-  $	-  $

-  $	-  $

-  $	-  $

-  $	-  $	-
Reclaimed Water	-	29,646	14,635	-	-	-	-	-	-	-	-	-	-	44,281
Repairs & Maintenance		35,000	2,645			-		-		472	-	-	-	-	-	-	-	-		3,117 Electric		40,000	3,152	3,076		2,826	2,427	-	-	-	-	-	-	-	-	11,481 Capital Outlay	150,000	1,415		877		-       -       -       -       -       -       -       -       -       -        2,291
Contingency	25,000	-	-	48,796	-	-	-	-	-	-	-	-	-	48,796

Principal Expense	$	(1,060,000)	$	(88,333) $	(88,333)	$	(88,333)	$	(88,333)	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	(353,333)	
Interest Expense	(683,476)	(53,729)	(53,729)	(53,729)	(53,729)	-	-	-	-	-	-	-	-	(214,917)										
Total Debt Service/Other Sources (Uses):	$	(1,743,476)	$  (142,063) $	(142,063)	$	(142,063)	$  (142,063)	$	-  $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	(568,250)										

Page 13
The Crossings at Fleming Island
Community Development District
Golf Course Fund
Month to Month

Operating Revenues:

User Fees - Dues	$	516,085	$	40,907	$	39,421	$	39,559	$	38,364	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	158,251	
Greens/Cart Fees	1,713,279	133,595	155,476	129,540	118,113	-	-	-	-	-	-	-	-	536,724		
Merchandise/Food/Beverage	1,923,477	164,003	160,121	167,618	122,987	-	-	-	-	-	-	-	-	614,729		
Rental Revenue	93,500	6,164	7,070	9,321	3,210	-	-	-	-	-	-	-	-	25,765		
Tournament Revenue	244,940	-	-	-	-	-	-	-	-	-	-	-	-	-		
Discount Programs	-	(3,545)	(2,465)	(4,372)	(2,465)	-	-	-	-	-	-	-	-	(12,847)		
Membership Income - Other Fees	5,324	-	139	(60)	1,995	-	-	-	-	-	-	-	-	2,074		
Miscellaneous Income	76,437	8,365	8,673	11,317	8,225	-	-	-	-	-	-	-	-	36,580		
Initiation Fees	15,750	4,725	-	6,500	-	-	-	-	-	-	-	-	-	11,225		
Interest Income/Commissions	-	350	355	336	332	-	-	-	-	-	-	-	-	1,373		
Sales Tax/Gratuities/Lesson Income	683,189	30	30	30	30	-	-	-	-	-	-	-	-	120		
Total Operating Revenues	$	5,271,981	$	354,594	$	368,820	$	359,789	$	290,791	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	1,373,994									

Cost of Goods Sold:															
Cost of Goods Sold	$	801,999	$	66,481	$	60,153	$	69,083	$	46,312	$	-	$	-	$	-	$	-	$	-	$	-	$	-	-	242,029									
Gross Profit	$	4,469,982	$	288,113	$	308,667	$	290,706	$	244,479	$	-  $	-  $	-  $	-  $	-  $	-  $	-  $	-  $	1,131,965									

Operating Expenses:															
Salaries	$	1,762,634	$	144,021	$	132,037	$	145,749	$	139,633	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	-	$	561,440									
Commissions & Bonuses	65,597	3,794	3,497	4,080	2,762	-	-	-	-	-	-	-	-	14,133	
Employee Expenses	322,993	26,107	24,535	30,862	30,390	-	-	-	-	-	-	-	-	111,894	
Employee Uniforms	4,946	-	-	-	85	-	-	-	-	-	-	-	-	85	
Travel & Per Diem	-	-	-	-	169	-	-	-	-	-	-	-	-	169	
Training	9,899	512	242	-	796	-	-	-	-	-	-	-	-	1,550	
Marketing & Advertising	26,888	1,628	1,706	2,893	1,758	-	-	-	-	-	-	-	-	7,985	
Janitorial Expense	25,200	2,060	2,060	2,060	2,060	-	-	-	-	-	-	-	-	8,240	
Janitorial Supplies	12,541	1,001	901	718	1,521	-	-	-	-	-	-	-	-	4,141	
Tournaments & Events	62,888	4,339	4,565	5,510	5,314	-	-	-	-	-	-	-	-	19,728	
Centralized Services	78,600	4,550	4,550	4,550	4,550	-	-	-	-	-	-	-	-	18,200	
Course & Grounds Maintenance	29,646	4,000	2,890	2,351	1,558	-	-	-	-	-	-	-	-	10,799	
Repairs - Equipment	20,406	12,677	891	6,333	4,436	-	-	-	-	-	-	-	-	24,337	
Repairs - Buildings	13,236	327	-	1,523	(2,010)	-	-	-	-	-	-	-	-	(160)	
Operating Supplies	118,605	10,951	9,440	10,879	10,633	-	-	-	-	-	-	-	-	41,903	
Office Supplies	4,421	152	79	18	207	-	-	-	-	-	-	-	-	456	
Postage	600	-	-	31	-	-	-	-	-	-	-	-	-	31	
Printing & Reproduction	900	202	408	12	366	-	-	-	-	-	-	-	-	988	
Utility Services	113,493	8,440	8,423	10,241	8,176	-	-	-	-	-	-	-	-	35,280	
Gas/Oil/Propane	34,111	4,909	1,472	975	2,413	-	-	-	-	-	-	-	-	9,769	
Refuse & Potables	28,618	2,610	2,230	2,656	2,623	-	-	-	-	-	-	-	-	10,119	
Telephone/T1 Line	11,360	745	791	742	724	-	-	-	-	-	-	-	-	3,002	
Security/Pest Control	36,018	3,277	2,373	3,083	4,237	-	-	-	-	-	-	-	-	12,970	
Music & Cable Service	14,400	2,123	3,470	1,752	2,296	-	-	-	-	-	-	-	-	9,641	
Dues and Subscriptions	28,872	2,699	2,054	7,793	1,894	-	-	-	-	-	-	-	-	14,440	
Chemicals	65,849	7,976	6,217	6,893	2,511	-	-	-	-	-	-	-	-	23,597	
Fertilizer - Course	84,013	4,014	3,176	2,636	1,242	-	-	-	-	-	-	-	-	11,068	

Page 14
The Crossings at Fleming Island
Community Development District
Golf Course Fund
Month to Month

Adopted Budget	Oct	Nov	Dec	Jan	Feb	March	April	May	June	July	Aug	Sept	Total		

Operating Expenses: (continued)
Sand, Seed & Dressing	20,611	928	

1,344	

-	

-	

-	

-	

-	

-	

-	

-	

-	

-		

2,272	
Small Tools	-	178	-	-	-	-	-	-	-	-	-	-	-		178	
Licenses/Permits	5,880	-	-	-	-	-	-	-	-	-	-	-	-		-	
Cash Short/Over	-	(78)	34	372	(177)	-	-	-	-	-	-	-	-		151	
Bad Debt	337	-	-	-	-	-	-	-	-	-	-	-	-		-	
Other Services	13,871	159	70	69	70	-	-	-	-	-	-	-	-		368	
Trustee Fees/Bank Charges	96,303	13,000	12,629	13,477	15,130	-	-	-	-	-	-	-	-		54,236	
Aerification	34,000	-	-	-	600	-	-	-	-	-	-	-	-		600	
Management Fees - Hampton	88,200	7,000	7,000	7,000	7,000	-	-	-	-	-	-	-	-		28,000	
Rentals & Leases	282,820	28,531	25,549	14,272	27,518	-	-	-	-	-	-	-	-		95,870	
Lake Maintenance	30,000	2,500	2,500	2,500	2,500	-	-	-	-	-	-	-	-		10,000	
Insurance	150,000	10,643	10,642	11,385	12,105	-	-	-	-	-	-	-	-		44,775	
Other Current Charges/RE Taxes	34,192	2,702	2,874	2,925	2,806	-	-	-	-	-	-	-	-		11,307	
District Manager/Administrator	68,040	4,950	3,868	4,409	4,410	-	-	-	-	-	-	-	-		17,637	
District Attorney	6,672	556	556	556	572	-	-	-	-	-	-	-	-		2,240	
Accounting & Audit	6,804	192	191	-	-	-	-	-	-	-	-	-	-		383	
Equipment	-	-	-	-	-	-	-	-	-	-	-	-	-		-	
Sales Tax/Gratuities/Lesson Income	683,189	-	-	-	-	-	-	-	-	-	-	-	-		-	

Page 15
The Crossings at Fleming Island
COMMUNITY DEVELOPMENT DISTRICT
Special Assessment Receipts - Clay County Fiscal Year 2026

Gross Assessments	$	3,710,607.49	$	659,771.95	$	4,370,379.44	
Net Assessments	$	3,487,971.04	$	620,185.63	$	4,108,156.67	

allocation in %	
84.90%	
15.10%	
100.00%	

-
-

Date	
Gross Amount	
Discount	
Commission	
Net Receipts	
2014A1/A2
Debt Service	
2014A3
Debt Service	
2017
Debt Service	
Total	

11/06/25	
$	21,903.79	
1,139.00	
415.30	
$	20,349.49	
$	17,177.84	
$	2,693.08	
$	478.56	
$	20,349.49	
11/12/25	135,592.06	5,423.55	2,603.38	$	127,565.13	107,682.99	16,882.17	2,999.97	127,565.13	
11/24/25	465,021.65	18,600.60	8,928.41	$	437,492.64	369,305.59	57,898.47	10,288.58	437,492.64	
12/08/25	1,895,722.83	75,827.68	36,397.90	$	1,783,497.25	1,505,523.63	236,030.86	41,942.76	1,783,497.25	
12/22/25	225,362.68	8,566.93	4,335.92	$	212,459.83	179,346.11	28,117.27	4,996.45	212,459.83	
01/12/26	71,797.31	2,167.41	1,392.60	$	68,237.30	57,601.92	9,030.63	1,604.75	68,237.30	
				$	-	-	-	-	-	
				$	-	-	-	-	-	
				$	-	-	-	-	-	
				$	-	-	-	-	-	
				$	-	-	-	-	-	
				$	-	-	-	-	-	
	$	2,815,400.32	$	111,725.17	$	54,073.51	$	2,649,601.64	$	2,236,638.09	$	350,652.49	$	62,311.07	$	2,649,601.64	

Page 16

C.
The Crossings at Fleming Island
COMMUNITY DEVELOPMENT DISTRICT

Fiscal Year 2026
Check Register

Date	Fund	Check #'s	Amount	

1/1-1/31	
General	
6166-6183	
$153,974.44	
	General	ACH	$9,088.54	
	Capital Outlay	547	$0.00	
	Water/Sewer	8973-8979	$657,204.79	
	Golf		$141,730.01	
	Swim & Tennis - Operating		$174,382.70	
		TOTAL	$1,136,380.48	

Page 17
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER	RUN	2/17/26	PAGE	1
*** CHECK DATES 01/01/2026 - 01/31/2026 ***	CROSSINGS - GENERAL FUND
BANK A CROSSINGS - GENERAL

NOV 25 - GENERAL COUNSEL

ISLEY LITIGATION
1,925.00

ISLEY LITIGATION
924.00

SEC SVC 12/13,14,31
750.00

SEC SVC 12/1,12/5,12/10
650.00

SEC SVC 12/9,16,23,29,31
1,360.00

ICE MAKER

JAN 26 WATER MGMT SVCS LM
6,380.00

ARBITRAGE SR14 A1 & A2
550.00
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER	RUN	2/17/26	PAGE	2
*** CHECK DATES 01/01/2026 - 01/31/2026 ***	CROSSINGS - GENERAL FUND
BANK A CROSSINGS - GENERAL
CHECK	VEND#	.....INVOICE..... ...EXPENSED TO...		VENDOR NAME	STATUS	AMOUNT	....CHECK..... DATE			DATE	INVOICE	YRMO	DPT ACCT# SUB	SUBCLASS				AMOUNT	#
1/02/26 00116 12/17/25 78	202512 320-53800-46300	*	6,575.00
VARIOUS TREE REMOVALS
OUT ON A LIMB	6,575.00 006175
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
1/02/26 00287 10/13/25 98001	202510 310-51300-31501	*	4,347.00
ISLEY LITIGATION - OCT
11/03/25 98218	202511 310-51300-31501	*	16,932.10
ISLEY LITIGATION - NOV
12/01/25 98780	202512 310-51300-31501	*	2,727.38
ISLEY LITIGATION - DEC
ROPER, TOWNSEND & SUTPHEN, P.A.	24,006.48 006176
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
1/02/26 00282 12/29/25 791531	202512 320-53800-46300	*	3,593.00
ENTRY OAKS
12/31/25 791421	202512 320-53800-46200	*	71,926.32
DEC 25 - LANDSCAPE MAINT
RUPPERT LANDSCAPE, LLC.	75,519.32 006177
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
1283	202512 320-53800-34000	*	3,450.00
BRICK WALL
1285	202512 320-53800-34000	*	75.00
TALONS ENTRY
1290	202512 320-53800-34000	*	351.00
STREET SIGNS
1292	202512 320-53800-34000	*	500.00
BRICK RETAINING WALL CAPS
1294	202512 320-53800-34000	*	175.00
FOREST PARK BUS STOP
1297	202512 320-53800-34000	*	598.00
ROLANDS WAY
1298	202512 320-53800-34000	*	175.00
FOREST PARK BUS STOP #2 1299	202512
PRESERVE SIGN 1301	202512
BLACK CREEK SIGNS
1302	202512 320-53800-34000	*	920.00
DANIEL'S LANDING
SHARKPROWASH	7,810.00 006178
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
1/05/26 00003 12/22/25 DEC 25	202512 320-53800-43000	*	5,925.21 DEC 25 - ELECTRIC
CLAY ELECTRIC COOPERATIVE, INC	5,925.21 006179
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
1/21/26 00002	1/13/26 DEC 25	202512 320-53800-43100	*	4,763.63 DEC 25 - WATER
CLAY COUNTY UTILITY AUTHORITY	4,763.63 006180
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
CROS --CROSSINGS--	PPOWERS
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER	RUN	2/17/26	PAGE	3
*** CHECK DATES 01/01/2026 - 01/31/2026 ***	CROSSINGS - GENERAL FUND
BANK A CROSSINGS - GENERAL

DEC 25 - ADMIN FEE

DELIVERIES THRU 1/02
38.51

JAN 26 - MGMT FEES
5,093.54

CROS --CROSSINGS--	PPOWERS
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER CHECK REGISTER	RUN	2/17/26	PAGE	4
*** CHECK DATES 01/01/2026 - 01/31/2026 ***	CROSSINGS - GENERAL FUND
BANK Z CROSSINGS - AUTOPAY

DEC 25 - CREDIT CARD

CROS --CROSSINGS--	PPOWERS
AP300R	YEAR-TO-DATE ACCOUNTS PAYABLE PREPAID/COMPUTER
*** CHECK DATES 01/01/2026 - 01/31/2026 ***	CROSSINGS - WATER/SEWER
BANK B CROSSINGS - W/S
CHECK	VEND#	.....INVOICE..... ...EXPENSED TO...	VENDOR NAME
PAGE	1

....CHECK.....
DATE	DATE	INVOICE	YRMO	DPT ACCT# SUB	SUBCLASS	AMOUNT	#
1/05/26 00010 11/26/25 12370	202511 310-53600-31500
NOV 25 - GENERAL COUNSEL 12/31/25 12380	202512 310-53600-31500
DEC 25 - GENERAL COUNSEL
BRADLEY, GARRISON & KOMANDO, P.A.	4,580.80 008973
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
1/05/26 00003 12/18/25 1966548	202512 320-53600-43000	*	2,826.00
4567 LAKESHORE DR E
CLAY ELECTRIC COOPERATIVE, INC	2,826.00 008974
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
1/05/26 00115	1/01/26 01012026 202601 300-15100-01600	*	56,956.25
JAN 26 - INTEREST
THE CROSSINGS AT FLEMING ISLAND CDD	56,956.25 008975
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
1/05/26 00300	1/01/26 01012026 202601 300-15100-01500	*	88,333.33
JAN 26 - PRINCIPAL
THE CROSSINGS AT FLEMING ISLAND CDD	88,333.33 008976
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
1/05/26 00059 11/11/25 9-062-87 202510 310-53600-42000
DELIVERIES THRU 10/31/25
FEDEX	42.42 008977
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
694	202601 310-53600-34000	*	4,074.83
JAN 26 - MGMT FEES
694	202601 310-53600-35100	*	83.33
JAN 26 - IT
694	202601 310-53600-31300	*	83.33
JAN 26 - DISSEMINATON
694	202601 310-53600-42500	*	14.70
JAN 26 - COPIES
694	202601 310-53600-51000	*	209.80
CROWN TROPHY
- - - - - - - -
GMS, LLC	4,465.99 008978
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
1/21/26 00200	1/21/26 121701	202601 300-15100-10000	*	500,000.00
TRANS TO SBA 121701

CROS --CROSSINGS--	PPOWERS
101000 Cash - Checking Accounts:Operating - Checking Account Date: Custom
Date	Ref No.	Payee	Payment	Type	
01/31/2026	OFL-27705689	Sharp Energy	2,146.12 Bill Payment		
01/31/2026	Fintech	Breakthru Beverage	744.86 Bill Payment		
01/31/2026	Fintech	North Florida Sales	856.60 Bill Payment		
01/31/2026	Fintech	North Florida Sales	859.30 Bill Payment		
01/30/2026	Fintech	Southern Glazer's Of FL	966.84 Bill Payment		
01/29/2026	Fintech	Breakthru Beverage	517.78 Bill Payment		
01/28/2026	Fintech	Champion Brands Inc.	1,433.70 Bill Payment		
01/27/2026	OFL-27623924	Comcast	575.20 Bill Payment		
01/27/2026	online	Sysco	5,601.60 Bill Payment		
01/26/2026	VC-27539422	B&B Agronomy LLC	600.00 Bill Payment		
01/26/2026	VC-27539419	Massey Services, Inc.	381.63 Bill Payment		
01/26/2026	VC-27539413	Alsco	991.17 Bill Payment		
01/26/2026	VC-27539410	Ag-Pro Companies	491.12 Bill Payment		
01/26/2026	VC-27539409	Dagmar Marketing	400.00 Bill Payment		
01/26/2026	ACH-27539420	Hampton Golf, Inc. - 1	4,202.83 Bill Payment		
01/26/2026	ACH-27539418	Pepsi	600.00 Bill Payment		
01/26/2026	ACH-27539414	Mr. Greens Produce	1,545.43 Bill Payment		
01/26/2026	ACH-27539412	Global Golf Sales	349.13 Bill Payment		
01/26/2026	ACH-27539416	Gate Fuel Services, Inc	1,128.46 Bill Payment		
01/26/2026	Fintech	Southern Glazer's Of FL	1,263.51 Bill Payment		
01/26/2026	120310	AT&T Mobility	99.20 Bill Payment		

01/26/2026	
120309	The Crossings at Fleming Island
CDD	
8,955.39 Bill Payment		
01/26/2026	120308	Taylor Made Golf Company, Inc.	1,772.83 Bill Payment		

01/26/2026	
120307	Security Engineering and
Designs, Inc.	
59.95 Bill Payment		
01/26/2026	120306	Martin Coffee	272.00 Bill Payment		
01/26/2026	120305	Crystal Springs	336.28 Bill Payment		

01/26/2026	
120304	Applied Maintenance Supplies and
Solution	
173.55 Bill Payment		
01/23/2026	online	Sysco	4,256.81 Bill Payment		
01/21/2026	OFL-27448823	First- Citizens Bank & Trust CO	980.25 Bill Payment		
01/21/2026	Fintech	Champion Brands Inc.	264.65 Bill Payment		
01/21/2026	Fintech	Champion Brands Inc.	153.00 Bill Payment		
01/19/2026	Fintech	Southern Glazer's Of FL	1,555.65 Bill Payment		
01/17/2026	Fintech	Breakthru Beverage	583.85 Bill Payment		
01/14/2026	Fintech	Champion Brands Inc.	839.95 Bill Payment		
01/12/2026		Fintech.net	69.47 Check		
01/12/2026	VC-27074187	BMI	1,298.75 Bill Payment		
01/12/2026	VC-27074183	Wind River Environmental LLC	829.92 Bill Payment		
01/12/2026	VC-27074182	Alsco	455.87 Bill Payment		
01/12/2026	VC-27074180	LWT Specialty Tire LLC	905.00 Bill Payment		
01/12/2026	VC-27074178	Golf Genius Software	975.00 Bill Payment		
01/12/2026	VC-27074176	USGA	175.00 Bill Payment		
01/12/2026	VC-27074173	Raintree Graphics	154.36 Bill Payment		
01/12/2026	VC-27074171	NexAir, LLC	155.30 Bill Payment		
01/12/2026	VC-27074168	P&W Golf Supply, LLC	835.79 Bill Payment		

01/12/2026	
OFL-26918353	Clay Electric Cooperative
7658859	
63.31 Bill Payment		
01/12/2026	ACH-27074181	Gate Fuel Services, Inc	1,361.14 Bill Payment		
01/12/2026	ACH-27074174	Pepsi	710.18 Bill Payment		
01/12/2026	ACH-27074177	Mr. Greens Produce	1,963.19 Bill Payment		
01/12/2026	ACH-27074169	Global Golf Sales	174.65 Bill Payment		
01/12/2026	Fintech	Southern Glazer's Of FL	25.20 Bill Payment		
01/12/2026	Fintech	Southern Glazer's Of FL	1,270.21 Bill Payment		
01/12/2026	online	Sysco	5,524.02 Bill Payment		
01/12/2026	120303	The Ice Doctor, LLC	140.00 Bill Payment		
01/12/2026	120302	Take A Free Ride, Inc	250.00 Bill Payment		
01/12/2026	120301	Site One Landscape Supply	1,888.89 Bill Payment		
01/12/2026	120300	Priswing Software	395.00 Bill Payment		
01/12/2026	120299	Lone Star Heating & Air	1,522.94 Bill Payment		
01/12/2026	120298	LCS Staffing LLC	2,462.40 Bill Payment		
01/12/2026	120297	GOLFNOW	5,559.75 Bill Payment		
01/12/2026	120296	A Head for profit	2,119.19 Bill Payment		
01/11/2026	OFL-27030349	Callaway Golf Company	2,543.40 Bill Payment		
01/11/2026	OFL-27030348	Acushnet	3,307.54 Bill Payment		

01/08/2026	
OFL-26836891	Clay Electric Cooperative
7675671	
446.68 Bill Payment		

01/08/2026	
OFL-26836888	Clay Electric Cooperative
7659196	
182.95 Bill Payment		

01/08/2026	
OFL-26836868	Clay Electric Cooperative
7658990	
766.22 Bill Payment		

01/08/2026	
OFL-26836864	Clay Electric Cooperative
7659105	
1,116.98 Bill Payment		
01/08/2026	Fintech	North Florida Sales	1,023.40 Bill Payment		
01/08/2026	Fintech	Champion Brands Inc.	754.30 Bill Payment		
01/07/2026	OFL-27030347	Think VoIP Services	304.75 Bill Payment		

01/07/2026	
OFL-26836880	Clay Electric Cooperative
7658602	
2,415.58 Bill Payment		

01/07/2026	
OFL-26836878	Clay Electric Cooperative
7659113	
42.64 Bill Payment		
01/06/2026	ACH	Travelers	17,199.20 Bill Payment		
01/05/2026	online	Sysco	7,872.84 Bill Payment		
01/05/2026	ACH	Hampton Golf, Inc. - 1	11,550.00 Bill Payment		
01/05/2026	ACH	Gegervision IT	1,931.25 Bill Payment		
01/02/2026	Fintech	Champion Brands Inc.	1,289.50 Bill Payment		
01/02/2026	Fintech	Breakthru Beverage	809.38 Bill Payment		
01/02/2026	ACH	DLL Finance LLC	9,076.85 Bill Payment		
01/02/2026	ACH	DLL Finance LLC	728.83 Bill Payment		
01/01/2026	Fintech	North Florida Sales	1,124.55 Bill Payment		
		TOTAL	141,730.01		
101000 Cash - Checking Accounts:Operating - Checking Account Date: Custom
Date	Ref No.	Type	Payee	Account	Payment	
01/01/2026	ACH	Bill Payment	Sharp Energy, Inc.	200100 Accounts Payable-StrongRoo	5,373.96	
01/01/2026	OFL-26957758	Bill Payment	Hampton Golf, Inc.	200100 Accounts Payable-StrongRoo	500.00	
01/02/2026	OFL-26683664	Bill Payment	Comcast	200100 Accounts Payable-StrongRoo	385.11	
01/02/2026	VC-26962968	Bill Payment	Alsco	200100 Accounts Payable-StrongRoo	153.56	
01/08/2026	PPE 1.4.26	Journal	Paychex		35,309.90	
01/08/2026	OFL-26918436	Bill Payment	Clay Electric Cooperative 7658909	200100 Accounts Payable-StrongRoo	2,779.35	
01/08/2026	120064	Bill Payment	HEAD/Penn Raquet Sports	200100 Accounts Payable-StrongRoo	2,112.26	
01/08/2026	VC-27026958	Bill Payment	Poolsure	200100 Accounts Payable-StrongRoo	1,080.00	
01/08/2026	120063	Bill Payment	Abundantly Maid	200100 Accounts Payable-StrongRoo	800.00	
01/08/2026	OFL-26913682	Bill Payment	Clay Electric Cooperative 7659071	200100 Accounts Payable-StrongRoo	709.37	
01/08/2026	VC-27026959	Bill Payment	Roberts Oxygen Company	200100 Accounts Payable-StrongRoo	131.70	
01/08/2026	VC-27026962	Bill Payment	Alsco	200100 Accounts Payable-StrongRoo	76.78	
01/12/2026		Transfer		101100 Cash - Checking Accounts:In	5,000.00	
01/12/2026	OFL-26918424	Bill Payment	Clay Electric Cooperative 7659204	200100 Accounts Payable-StrongRoo	1,820.60	
01/12/2026	OFL-26918428	Bill Payment	Clay Electric Cooperative 7659170	200100 Accounts Payable-StrongRoo	742.98	
01/12/2026	OFL-26918418	Bill Payment	Clay Electric Cooperative 7658792	200100 Accounts Payable-StrongRoo	448.10	
01/13/2026	120065	Bill Payment	GolfNow	200100 Accounts Payable-StrongRoo	4,316.28	
01/13/2026	120066	Bill Payment	Logo Express	200100 Accounts Payable-StrongRoo	3,805.00	
01/13/2026	VC-27094480	Bill Payment	Poolsure	200100 Accounts Payable-StrongRoo	900.00	
01/13/2026	OFL-26909038	Bill Payment	Comcast	200100 Accounts Payable-StrongRoo	553.59	
01/13/2026	VC-27094482	Bill Payment	Alsco	200100 Accounts Payable-StrongRoo	76.78	
01/14/2026	120067	Bill Payment	The Crossings at Fleming Island CDD	200100 Accounts Payable-StrongRoo	39,760.10	
01/14/2026	OFL-26909118	Bill Payment	Comcast	200100 Accounts Payable-StrongRoo	237.41	
01/15/2026	Sales Taxes 12.2	Expense	Florida Dept. of Revenue		813.67	
01/16/2026		Expense	Paychex	602810 Employee Expenses:Payroll A	383.14	
01/16/2026	VC-27140206	Bill Payment	Alsco	200100 Accounts Payable-StrongRoo	153.56	
01/16/2026	120068	Bill Payment	HEAD/Penn Raquet Sports	200100 Accounts Payable-StrongRoo	79.55	
01/20/2026	OFL-27434461	Bill Payment	GFL Environmental	200100 Accounts Payable-StrongRoo	961.22	
01/20/2026		Expense	Paychex	602810 Employee Expenses:Payroll A	863.00	
01/20/2026	OFL-27229925	Bill Payment	GFL Environmental	200100 Accounts Payable-StrongRoo	320.42	
01/20/2026	OFL-27185925	Bill Payment	GFL Environmental	200100 Accounts Payable-StrongRoo	178.88	
01/21/2026	OFL-27501742	Bill Payment	Champion Brands, Inc	200100 Accounts Payable-StrongRoo	78.46	
01/21/2026	OFL-27501704	Bill Payment	Champion Brands, Inc	200100 Accounts Payable-StrongRoo	74.00	
01/22/2026	PPE 1.18.26	Journal	Paychex		49,692.26	
01/25/2026	OFL-27142806	Bill Payment	Comcast	200100 Accounts Payable-StrongRoo	333.42	
01/26/2026	OFL-27029300	Bill Payment	Comcast	200100 Accounts Payable-StrongRoo	810.62	
01/31/2026	OFL-27683497	Bill Payment	Sharp Energy, Inc.	200100 Accounts Payable-StrongRoo	9,926.82	
01/31/2026	OFL-27624149	Bill Payment	Gegervision IT	200100 Accounts Payable-StrongRoo	845.00	
01/31/2026	6003	Check	Roxie Aiken	43940 User Fees - Swim & Tennis:Ac	500.00	
01/31/2026	6004	Check	Glenda Allen	43940 User Fees - Swim & Tennis:Ac	500.00	
01/31/2026	6005	Check	Savannah Sterling	43940 User Fees - Swim & Tennis:Ac	500.00	
01/31/2026	6001	Check	John Townsend	202900 Intercompany Payables:Due T	75.00	
01/31/2026	6002	Check	Ryan James Heck	202900 Intercompany Payables:Due T	75.00	
01/31/2026	6006	Check	Chip Dobson	22600 Patron Liabilities:Key Deposit	75.00						
01/31/2026	OFL-27663540	Bill Payment	Fintech. net	200100 Accounts Payable-StrongRoo	70.85	

FIFTH ORDER OF BUSINESS

2/5/26

		Pat Ramey	 Club Accountant
	2/18/26 
Date

SIXTH ORDER OF BUSINESS

B.

Eagle Harbor Monthly Report February 2026

Maintenance – Turf is maintaining dormancy from our extended period of freezing temperatures. As daily temperatures continue to rise, we may see color and minimal growth reappear. Should we have an early spring, as is common in Florida, we are fully prepared and far enough along in cool season work to handle the work load should that happen.

Annuals – The extended freezes did some damage to the health of the annual ﬂowers in a few areas, however, most should recover as it gets warmer over the next week. Our usual spring change out is scheduled for the middle of March.

Horticulture – Spot treatment of turf weeds continues as necessary, fall pre-emergent application is holding quite well. As we get closer to spring weather we are looking ahead and planning our spring fertilizer application to maximize the spring ﬂush and get the best color back to the turf and plant material.

Irrigation – We are monitoring weather and soil conditions; rain over the past weekend put some moisture in the soil, without our typical Florida heat it will not go anywhere for a little while. As the days get hotter over the next week, we will make a decision on turning the irrigation back on.

Mulch – Mulching continues to go very well. Only a few spots left to complete, by February 24 or 25 we are expecting one hundred percent completion. Once mulch is completed, we will be moving on to laying pine straw. Pine straw does not take as long as mulch, around a week after we start, we should have that completed.

C.
EAGLE HARBOR GOLF CLUB PERFORMANCE REPORT
JANUARY 2026

Consolidated	Jan-26	Jan-25	Year to Date	Prior Year 25			
	Actual	Budget	Actual	Actual	Budget	Actual	
Revenue	$ 290,791.64	$ 318,916.39	$ 316,624.03	$  1,373,994.60	$ 1,445,017.61	$ 1,418,534.27	
COGS	$	46,300.04	$	53,175.47	$ 52,752.71	$	242,029.38	$	253,204.21	$	263,689.01	
Expenses	$ 302,879.90	$ 302,246.52	$ 300,590.93	$  1,223,823.00	$ 1,254,990.38	$ 1,222,414.61	
Admin Expenses pass thru rev			na			na	
NOI	$ (58,388.30)	$ (36,505.60)	$ (36,719.61)	$	(91,857.78)	$	(63,176.98)	$	(67,569.35)	
Notes							
Golf	Jan-26	Jan-25	Year to Date	Prior Year 25			
	Actual	Budget	Actual	Actual	Budget	Actual	
Revenue	$ 178,739.25	$ 196,128.60	$ 189,237.92	$	808,361.70	$	885,742.09	$	801,780.34	
COGS	$	8,369.32	$	13,110.00	$ 16,287.63	$	59,814.72	$	68,823.19	$	74,336.09	
Course Maint.	$	74,156.34	$	73,574.65	$ 62,157.23	$	303,074.69	$	329,968.71	$	279,979.82	
Golf Expenses	$	50,210.42	$	47,897.28	$ 50,912.94	$	208,435.97	$	198,059.46	$	202,059.96	
NOI	$	46,003.17	$	61,546.67	$ 59,880.12	$	237,036.32	$	288,890.73	$	245,404.47	
							
Golf Rounds(Total)	3220		2979	13802		13783	
Golf Rnds(outside/member)	2028/1192		1941/1038	9377/4425		8930/4853	
Membership	131		132				
	1-range/11Juniors addtl						
Talons	Jan-26	Jan-25	Year to Date	Prior Year 25			
	Actual	Budget	Actual	Actual	Budget	Actual	
							
Total FB Revenue	$ 111,704.61	$ 122,344.14	$ 126,978.66	$	559,160.24	$	557,500.92	$  615,018.63	
COGS	$	37,930.72	$	40,065.47	$ 36,465.08	$	182,214.66	$	184,381.02	$  189,352.92	
FB Expenses	$	92,000.97	$	91,166.32	$ 99,744.61	$	357,684.16	$	370,857.84	$  381,639.11	
NOI	$ (18,227.08)	$	(8,887.65)	$ (9,231.03)	$	19,261.42	$	2,262.06	$	44,026.60	
% COGS (Food)	40.00%			37.00%			
% COGS (Alcohol)	28.00%			27.00%			
without N/A bev 36% w/ n/a bev Alcohol - 29%
Wine - 27%
Beer - 32%

D.

1.
Eagle Harbor Facility Report Feb 2026
Amenity Centers:
	1.	Swim Park
	a.	Closed for the season.
	b.	Main pool filters have been installed

	1.	Tennis/Pickleball Center
	a.	Operations are normal.

	1.	Waterfront Park
	a.	Operations are normal.
	b.	Renovating the frog

	1.	Creekside
	a.	Closed for the season.
	2.	Golf Course
	a.	Operations are normal.
	b.	All dead or diseased trees are being removed
	c.	Formulating a cart path renovation project.

	1.	Talons
	a.	Operations are normal.

Common Areas & Retention Ponds:
	1.	All lakes have been treated and inspected by the Lake Doctors.
	2.	Installing mulch at selected playgrounds
	3.	Increased CCSO presence on EH Pkwy and Forest Park

Misc:
	1.	Answered numerous phone calls, emails and visits from residents, contractors, vendors and other persons with inquiries. The subjects included, CCUA billing and repairs, golf course maintenance, easement encroachments, nutria, alligators, lake maintenance, FEMA, directions, repairs, drainage (both County and CDD owned), dead trees, vandalism, security, etc

2.

THE CROSSINGS AT FLEMING ISLAND COMMUNITY DEVELOPMENT DISTRICT
Utility Revenue Tax Exempt Refunding Bonds, Series 2016A-1 & A-2
CUSIP No. 22763VAT9, 22763VAU6, 22763VAV4, 22763VAW2, 22763VAX0, 22763VAY8, 22763VAZ5, 22763VBA9, 22763VBB7, 22763VABC5, 22763VBD3, 22763VBE1, 22763VBF8, 22763VBG6,
22763VBH4, 22763VBJ0, 22763VBK7, 22763VBL5, 22763VBM3, 22763VBN1, 22763VBP9,
22763VBQ4, 22763VBR2, 22763VBS0, 22763VBT8 and 22763VBU6

Source: District Offices, Trustee & Tax Collector
Compiled by: The Crossings at Fleming Island CDD
Page 2
THE CROSSINGS AT FLEMING ISLAND COMMUNITY DEVELOPMENT DISTRICT
Utility Revenue Taxable Refunding Bonds, Series 2016A-1 & 2016A-2
Issuer Annual Continuing Disclosure Report Fiscal Year 2025

	I.	Utility System Historical Operating Results and Rate Covenant Compliance (1)
Fiscal Year Ending September 30, 2025
	2021	2022	2023	2024	2025	
Operating Revenue:	$6,173,764	$6,485,903	$6,581,852	$4,921,036	$2,727,263	
Transfer (to) / from Rate Stabilization Fund	
$1,531	
$16	
$831.16	
$1,175.00	
($16,899.79)	
Investment Earnings (5)	$8,577	$26,754	$236,588	$231,431	$217,023	
Gross Revenues	$6,182,341	$6,512,673	$6,818,440	$5,153,642	$2,927,396	
Operating Expenses  (6)	$4,051,594	$4,576,472	$4,614,426	$3,147,826	$394,132	
Net Revenues	$2,130,747	$1,936,201	$2,204,014	$2,005,816	$2,533,254	
Debt Service (7)	$1,740,439	$1,741,202	$1,743,657	$1,738,095	$1,739,656	
Calculated Coverage Ratio	1.23	1.11	1.26	1.15	1.46	
Minimum Required (8)	1.05	1.05	1.05	1.05	1.05	
	1.	Unless otherwise noted, amounts shown were derived from the District’s audited financial statements, unaudited Fiscal Year 2025 trial balance and debt service schedules associated with the Refunded Bonds.
	2.	Amounts shown reflect unaudited operating results reported as of Sept 30,2025.
	3.	Unless otherwise noted, amounts shown reflect historical transfers to and from the Rate Stabilization Fund which result in a corresponding decrease or increase, respectively, in Gross Revenues for the purpose of satisfying the rate covenant under the indenture pursuant to which the Refunded Bonds were issued.
	4.	For purposes of presenting compliance with the Rate Covenant and based on a review of availability of funds held on deposit in the Rate Stabilization Fund, which was reported to be $288,425 as of September 30, 2025.
	5.	Amounts shown reflect total interest income of the System and do not include any earnings associated with the Construction Fund or Rebate Fund held under the trust indenture under which the Refunded Bonds are outstanding, which are excluded for purposes of determining compliance with the Rate Covenant.
	6.	Amounts shown exclude depreciation.
	7.	Reflects debt service on the Refunded Bonds which will be refunded in full with proceeds of the Series 2016 Bonds. Amounts due on October 1 in any year are treated as accrued during the previous Fiscal Year.
	8.	Reflects the minimum coverage requirements pursuant to the Rate Covenant in the Indenture.

Source: District Offices, Trustee & Tax Collector
Compiled by: The Crossings at Fleming Island CDD
Page 3
THE CROSSINGS AT FLEMING ISLAND COMMUNITY DEVELOPMENT DISTRICT
Utility Revenue Taxable Refunding Bonds, Series 2016A-1 & 2016A-2
Issuer Annual Continuing Disclosure Report Fiscal Year 2025

	I.	Customer Accounts and Billed Sales – Water System

Fiscal Year Ended September 30	Average Annual Accounts (1)	
2021	4,058	
2022	3,911	
2023	3,921	
2024	3,970	
2025	3,958	

	1.	Reflects water accounts and sales to retail customers of the Utility System.

	I.	Billed Flow – Wastewater System; Customer Accounts and Billed Sales – Reclaimed Water System; Metered and Unmetered Residential Service Rates

Customer Accounts and Billed Flow – Wastewater System

Fiscal Year Ended September 30	Average Annual Accounts (1)	
2021	3,914	
2022	3,858	
2023	3,870	
2024	3,970	
2025	3,958	

	1.	Reflects wastewater accounts and billed flow to retail customers of the Utility System.

Source: District Offices, Trustee & Tax Collector
Compiled by: The Crossings at Fleming Island CDD
Page 4
THE CROSSINGS AT FLEMING ISLAND COMMUNITY DEVELOPMENT DISTRICT
Utility Revenue Taxable Refunding Bonds, Series 2016A-1 & 2016A-2
Issuer Annual Continuing Disclosure Report Fiscal Year 2025

Customer Accounts and Billed Sales – Reclaimed Water System (1)
Average
Fiscal Year Ended September	Monthly	
30	Accounts (3)	
2021	2,657	
2022	2,647	
2023	2,648	
2024	2,648	
2025	2,648	
	1.	The District serves several customers within its service territory who utilize reclaimed water as provided by the District as viable source of irrigation and the promote conservation and the limitation of regional groundwater use.
	2.	Based on eleven months of actual data and one month of estimated data.
	3.	Reflects reclaimed water units/ERCS and bulk purchases. Historical amounts shown include commercial ERCs, which were estimated for purposed of this analysis based on discussions with the Authority staff.

	I.	Metered and Unmetered Residential Service Rates

Prepaid Facility Base Charges
Meter Size	Water	Wastewater	Reuse	
5/8" x 3/4"	$13.57	$30.93	$20.53	
3/4"	$20.36	$30.93	$30.83	
1.0"	$34.02	$30.93	$51.33	

ALTERNATIVE WATER SUPPLY SURCHARGE:
Per Monthly Water Bill:	$1.26

CONSUMPTION CHARGES (based on 30 days): Water System Consumption Rates
First 6,000 gallons	$1.88
Next 6,000 gallon	$5.57
Next 6,000 gallons	$7.21 All usage over 18,000 gallons	$9.24
Note: Consumption charge per 1,000 gallons with allowance per meter equivalent ERC

Source: District Offices, Trustee & Tax Collector
Compiled by: The Crossings at Fleming Island CDD
Page 5
THE CROSSINGS AT FLEMING ISLAND COMMUNITY DEVELOPMENT DISTRICT
Utility Revenue Taxable Refunding Bonds, Series 2016A-1 & 2016A-2
Issuer Annual Continuing Disclosure Report Fiscal Year 2025

Wastewater System Consumption Rates All Meter Sizes (10,000-gallon cap) $4.62
Unmetered Flat Rate	 $66.43 Multi-family Unmetered per Unit	$52.30

Reclaimed Water Consumption Rates
First 15,000 gallons	$1.02
Next 5,000 gallons	$1.98 All usage over 20,000 gallons	$3.00
Note: Consumption charge per 1,000 gallons with allowance per meter equivalent ERC

THE CROSSING AT FLEMING ISLAND CDD FEES:
Debt Capacity Charge:	$35.05
Debt Capacity Charge (Definition): A monthly charge established to provide sufficient revenues to pay the annual net debt service requirements for the amortization of the District’s special revenue bonds for the construction of the water distribution, wastewater collection and effluent reuse system.
All bills are processed monthly, base facility charges are billed in advanced, and the usage charges are billed in arrears.

Source: District Offices, Trustee & Tax Collector
Compiled by: The Crossings at Fleming Island CDD
Page 6